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Andrews, SC Mortgage Refinance in South Carolina

We make it easy to get the lowest mortgage refinance interest rate in Andrews, SC.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Andrews, SC residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in Andrews, South Carolina drop below the rate of your current mortgage.  With a lower interest rate, you'll save money on your mortgage payment every month.  Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate

With adjustable rates on the rise Andrews, SC residents can benefit greatly from refinancing your home for a low fixed rate.  These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash.  You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt.  How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI

Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent.  If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.

Save Thousands in Interest

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years.  Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan.  However, in the long-term you are saving thousands in interest.  And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator 

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis 
Return to mortgage refinance in the state of SC

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Andrews, South Carolina News
Gun sought from festival shooting; 5 charged

Police on Monday searched for a gun used in a shooting during a weekend festival, while city leaders consider meeting to discuss whether the incident should alter the annual event.


Salters man shot to death in Trio

One man died as a result of a shooting in the Trio community in Williamsburg County.


Andrews man killed in crash identified

An Andrews man who was killed in a drunken driving-related car accident Wednesday in Berkeley County was identified as Julian Tanner, 54, according to the Berkeley County coroner's office.


Andrews man killed in crash

A 54-year-old Andrews man was killed in a car crash Wednesday in Berkeley County on U.S. 17 Alternate in a drunk driving incident, according to the S.C. Highway Patrol's online records.


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Graduation is a special time for those who have completed a course of study, as well as for their family, friends and teachers who have helped them along the way.


Andrews: New facilities possible

Two new facilities creating 40 new jobs may be coming to the town of Andrews, Mayor Rodney Giles said.


Coast RTA public comment meetings

Monday, November 17, 2008 at 7:05 a.m. The Coast RTA has scheduled Public Comment Meetings to introduce a new fixed route service for Georgetown County.


Fire caused by aquarium heater causes no injuries

A fire reported off Jones Avenue in Andrews was out by the time firefighters arrived, said Robert Stamper, chief of the Andrews Fire Department.


Coast RTA to start service in Georgetown County

Coast Regional Transportation Authority is launching two rural routes as part of its new Georgetown County connector service on Dec.


Car Drives through Fire Department

St. Andrews, SC - The Saint Andrews Fire Department was first on the scene to an accident Monday.


Mary Elizabeth Brooks Barnes

Funeral services for Mary Elizabeth Brooks Barnes, 91, formerly of Conway, will be held Saturday, November 22, 2008, at 10 a.m. at Kingston Presbyterian Church, Conway, with entombment in Hillcrest Cemetery ...


November is Hospice Month; workshops scheduled

Options for end-of-life care may not be something most think about -- until a loved one is terminally ill.


Sheriff's Officers End Robbery Spree

According to Chief Dwayne Wilson of the Williamsburg County Sheriffa s Office, law enforcement ended an investigation after apprehending three suspects allegedly involved in a six-month long robbery spree.


Shaun Wisted

Funeral service for Shaun Wisted, 26, will be held at 12:00 p.m. Thursday, November 13, 2008, at Our Lady of the Hills Catholic Church.


New Georgetown school board dives in Tuesday

Five new Georgetown County school board members - who represent half of the recently retooled board - will be sworn in before their first meeting Tuesday.


Veterans Day Events

The City of Conway will host a veterans celebration on Saturday from 9 a.m. to 3 p.m. There will be a free breakfast and barbecue lunch, military vehicles and helicopters, as well as music.


Howell - Smothers

Adrian Heather Howell of Oates and Christopher Jason Smothers of Hartsville were married on Saturday, Oct.


Pee Dee gets early Christmas gift with presentation of a oeThe Nutcrackera

The Sugar Plum Fairy pirouettes into town as the South Carolina Dance Theatre opens its 31st season with "The Nutcracker" Nov.7-9 at Florence Little Theatre.


Fleeing man crashes into police car

A Georgetown police officer's patrol car was struck by a vehicle driven by a man fleeing from another officer, according to a police report.


Alleged drunk driver crashes into police car

A vehicle chase that began in Charleston County Monday ended when the fleeing suspect crashed into a Georgetown City Police cruiser.


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