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Ballentine, SC FHA Loans in South Carolina

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Ballentine, SC residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Ballentine, South Carolina News
Multiple agencies searching for suspect on the run

WIS News 10 has learned that multiple Midlands law enforcement agencies are searching for a suspect after a traffic stop nearly turned deadly Wednesday night.


Favorite Garden: An occasional online feature about gardens in the Midlands

Fall brings quite a show of color at Crystal Masterson's home near Ballentine. When her family moved into the home in the Misty Glen subdivision of Ashford eight years ago, there was a "clean palette to start ...


Isabella Patterson

Isabella Grace Patterson has ascended September 27, 2008, into heaven to receive her new body.


S.C. schools miss federal targets

AYP stands for Adequate Yearly Progress and is a measure of how well the nation's schoolchildren are performing on their state's standardized test.


District 5 calendar plan not the usual

Nothing is certain about the year-round school plan in District 5, but here's how a calendar could look if school continues to start in August.


Elementary school needs help moving giant mound of dirt

A woman called us about a problem that centers on a big pile of dirt. It was donated for a new multi-purpose field at a school in Richland County.


More roll-call votes sought for Legislature

Legislative advocates and Gov. Mark Sanford renewed calls for a bill requiring more roll-call votes, including on any bill that spends state taxes.


lexington-Richland 5 supporters move ahead with bond campaign

District 5 interim superintendent Herb Berg says he isn't sure how a former schools chief came up with figures suggesting that as many as 800 students a year would be added to his school system for the next 10 ...


Transportation plan to be unveiled

Residents of Richland, Lexington and Kershaw counties are invited to participate in a regional transportation plan.


Library raises the roof

David Warren, who led the Richland County Public Library to recognition as national library of the year in 2001, will retire in the spring after 30 years.


South Carolina legislature moving green

Wednesday, September 10, 2008 at 4:00 p.m. Columbia Conservation Voters of South Carolina, the nonpartisan accountability arm of the state1s conservation community, released its third Scorecard evaluating state ...


Library honors volunteers

Here are some accomplishments worth "checking out." The Richland County Public Library recently honored several of its outstanding young volunteers for their service and contributions to the library.


'People hook up and party' on lake

More than 200 people participated in a raft-up held recently on Lake Murray. The event was organized by the lake chapter of the U.S. Power Squadron, which promotes safety and socialization on the water.


But for state annexation law, Columbia would be a dream city

THE CITY OF Columbia annexes along a shoe-string into Lexington County and stretches far into Northeast Richland, skipping miles of unincorporated area, to gain tax base.


Battle re-enactors strive to be authentic, some right down to the nails

Even the nails that hold together Sam Jones's colonial-style sitting bench are fashioned from the 1750s.


Grocery Shelf: Quick-fix meals are tasty, won't hurt your diet

The hot weather is setting in quickly this year, and already we don't want to spend much time in the kitchen.


Local focus on lure of the lake

Keith Hallman, 15, of Chapin, stays cool in the shade while fishing at Hamilton Recreation Area on Lake Murray on Saturday.


DNR: Another man drowns on Lake Murray

The state Department of Natural Resources tells WIS News 10 they're dealing with the latest in a growing number of drownings in the Midlands.


New try for town

Supporters are trying again to create a new town on the north side of Lake Murray.


Recount confirms 1-vote victory for Ballentine

St. Stephen - ' The third time was the charm for Councilman Robbie Ballentine Jr., who bested former Councilman Roderick Sumpter by one vote, based on a Thursday recount, to retain his seat on Town Council.


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