Cleveland, SC FHA Loans in South Carolina
FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.
FHA loans offer Cleveland, SC residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.
Return to fha loans in the state of SC
| Cleveland, South Carolina News |
City's crime ranking eases
Residents on West Surrey Drive off Dorchester Road are ready to do their part to battle crime.
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Beautiful settings, handsome homes
When Julio and Irene Garriga decided to get away from the rat race in Miami, they really got away.
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VA officials investigate mishandled documents at benefits offices in S.C.
Veterans Affairs officials are investigating why 95 records were erroneously dumped in a shredder bin at the VA office in Columbia.
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Sellers takes helm at Voorhees
Dr. Cleveland Sellers Jr. is Voorhees College's new president. Behind him are the Rt.
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the Life and Works of Cleveland Sellers: Chapter 4
Dr. Cleveland Sellers Jr., who was appointed this summer the new president of Voorhees College, visits St.
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Trooper injured in wreck
A state trooper was taken to Greenville Memorial Hospital Sunday after a wreck in Cleveland that's under investigation by the Greenville County Sheriff's Office, authorities said.
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Sellers hopes to revive Voorhees
Cleveland Sellers' pride in Voorhees College is evident. He is eager to show it off, eager for others to see what he sees in its open campus and historic buildings.
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Camp Spearhead plans draw high praise
All 14 speakers at a public hearing Thursday on plans for a new $10 million Camp Spearhead praised the camp's long history of providing recreation for people with special needs.
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James Brown auction items range from wild and flashy to mundane
James Brown's contribution to music is priceless. But his personal possessions have a price tag.
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Surrender at SC church without going to jail
Fugitives who turn themselves in at a Columbia church this week can talk to an attorney, see a judge and even get job counseling without having to spend time behind bars.
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Public Hearing at Pleasant Ridge
The Greenville County Recreation District will hold a public meeting on Thursday, July 17, 6:00 p.m., at Pleasant Ridge Park to share information concerning a change in use for 40 acres of park property for ...
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Paving, clearing, landscaping brings trails closer to opening
Anew stretch of pavement that extends the city's Reedy River Greenway has runners, cyclists and walkers excited about the future.
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A father for the first time - at 82
This year, for the first time in his 82 years, Frank Catanese will celebrate Father's Day as a dad.
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Robinson wins Pickens County Y2Y Challenge
The inaugural Pickens County Y2Y Challenge 10K sent 57 runners off on a 6.2-mile journey from the Easley branch of the Pickens County YMCA to the Pickens branch of the Y. At the end Sam Robinson, 23, of ...
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Four charged after Pickens drug probe
Authorities said late Friday that more than $26,000 and two handguns were seized when four people were arrested on drug charges following a three-year investigation by Pickens police and Pickens County ...
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Cash infusion healing Carolina Care Plan
By JIM DuPLESSIS - jduplessis@thestate.com The Carolina Care Plan office in Columbia has fewer employees than a year ago when Medical Mutual of Ohio bought the Columbia-based health insurer, but its mere ...
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Local digest: Furman's Beamer second in cycling
LOCAL DIGEST CYCLING Beamer second Furman's Spencer Beamer finished second in the Division II men's criterium at the USA Cycling collegiate championships Sunday in Fort Collins, Colo. via GreenvilleOnline.com
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New charges filed in property-feud shooting
The new charges against Garland, 50, are assault and battery with intent to kill and possession of a weapon during a violent crime, according to warrants. via Tribune-Times
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Rare critter puts on light show in 'Firefly Forest'
"It got after dark and he got up, walked out the door, and then walked back in and said, 'Y'all have got to see this." CLEVELAND -- It's 8:52 p.m. and a drizzling, cloudy day has descended into dusk and finally darkness. via GreenvilleOnline.com
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Dispute leaves one dead, one injured, one in jail
A man is in jail today after authorities say he shot two men, killing one and injuring the other, over an ongoing "land dispute" last night. via Tribune-Times
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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