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FHA Loans

FHA loans differ from conventional loans in a number of ways. The down payment required for a FHA-insured loan, is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

FHA loans offer borrowers several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3.5-5%

The FHA is also more flexible in calculating factors to determine whether or not to approve the loan factors such as household income and repayment ratios.

Local FHA Loan directory for SC :
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Abbeville Alcolu Andrews Awendaw
Adams Run Allendale Arcadia Aynor
Aiken Anderson

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South Carolina News
Once-revered South Carolina lawmaker freezes to death alone

When Juanita Goggins became the first black woman elected to the South Carolina Legislature in 19 ... Please log in to read the rest of this story.


Lawmakers Remember Fallen Military

South Carolina lawmakers are honoring 10 members of the armed forces who died over the past year with a ceremony in the state capital.


Entire staff of small-town paper quit to start rival paper

The entire staff of a small-town South Carolina newspaper has quit to start their own paper, leaving a 125-year-old news organization without a single employee.


AG supports life for condemned SC man

South Carolina's top prosecutor won't A oppose a ruling which halts the execution of a man who's been on A death row longer than any of its current inmates.


South Carolina's Barrett taps House funds, but wait a second

South Carolina GOP Rep. Gresham Barrett has tapped his congressional account for television ads defending his D.C. record after his votes were questioned by a Virginia-based political group.


Spratt, Graham, Clyburn push S.C. idea nationwide

Democratic Reps. John Spratt and Jim Clyburn joined Republican Sen. Lindsey Graham on Wednesday in introducing bipartisan legislation to provide $4.9 billion in federal loans for rural power consumers to make their homes and businesses more energy efficient.


Obama Links Immigration Overhaul in 2010 to G.O.P. Backing

President Obama said Thursday that he would proceed with an overhaul of the immigration system this year if he could attract substantial Republican support.


Federal Study of Fatal 2007 South Carolina Sofa Store Fire Not Done

A complex federal study of a fire that killed nine South Carolina firefighters, already delayed by months, is still months from completion, authorities said.


Auditors Probe Missing Money In Sc County

It's more than pocket change missing in one South Carolina county it could be as much as $300,000 and authorities are trying to find out where the money went.


South Carolina Man Indicted on Child Pornography Charges

Acting United States Attorney Kevin F. McDonald stated today that Randall H. Robertson, age 54, of Charleston, was charged in a two-count federal indictment with possession and receipt of child pornography, a violation of Title 18, United States Code, Section 2252A.


South Carolina Not Enforcing Vision Law for Senior Drivers

Seven years after South Carolina changed the way it required drivers to prove their eyesight is adequate, the state has failed to establish a system of notifying people when they need to take vision tests or track who has done so.


SC weighs legal protection for planned fires

Nearly a year after the state's worst wildfire, forest managers and landowners have asked legislators to give them more protection from lawsuits when they intentionally set fires to reduce debris that could fuel wildfires and inadvertently damage property.


South Carolina's Graham taking on immigration again

Sens. Lindsey Graham of South Carolina and Chuck Schumer of New York discussed major immigration reforms Thursday with President Barack Obama at a White House meeting.


SC Chamber Of (Cough) Commerce Endorses Sheheen

A day after endorsing a bailout-backing "Republican" in South Carolina's top GOP race, the S.C. Chamber of Communists err, "Commerce" endorsed a status quo Democrat in the state's other contested gubernatorial primary.


President Obama discusses health care, gets a peek at HBO series

President Barack Obama speaks at a banking conference Thursday, holds more meetings on health care and gets a look at a new TV series about World War II.


SC legislators OK fines for texting while driving

South Carolina motorists would be fined $25 if they're caught sending or reading text messages while they drive under legislation that won approval in the House.


Legislators to discuss ethics report openness

Details of ethics investigations would be public information once a South Carolina agency decides to pursue charges under legislation a House panel is scheduled to discuss.


Once-Revered Lawmaker Freezes to Death Alone

When Juanita Goggins became the first black woman elected to the South Carolina Legislature in 1974, she was hailed as a trailblazer and twice visited the president at the White House.


2 Marine Corps fighter pilots rescued off SC coast

Two Marine Corps fighter pilots have been rescued from the ocean off South Carolina after their aircraft went down.


SC, GA soldiers killed in Iraq vehicle rollover

Two soldiers from South Carolina and Georgia have been killed in a vehicle rollover in Iraq.


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