Somerset Mortgage Lenders Mortgage Refinance, Reverse Mortage, Home Loan
  Reverse Mortgage Divorce Buyouts Debt Consolidation Home Improvement Purchase Refinance
Search Somerset:
Print this page    E-mail this page

SC FHA Loans in South Carolina

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.


FHA loans offer SC residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

Local FHA Loan directory for SC :
Inman Islandton Isle of Palms Iva

Return to our fha loans page

Bad Credit? click here.

Call for COMPLETE details NOW!

(800) 675-9783

South Carolina News
Tips Can Help S.C. Motorists Save Gas, Money

South Carolinians may bemoan the high price of gas this Labor Day weekend. But there are some things motorists can do to save money.

50 Fascinating Michael Jackson Facts

Michael Jackson is 50 today! Friday, August 29, 2008 Happy birthday Jacko! The King of Pop has hit the big 5-0 and we thought we'd celebrate by searching through cyberspace, books and articles to find 50 ...

Voice of the People

Today is Friday, Aug. 29, the 242nd day of 2008. There are 124 days left in the year.

Today In History - August 29, 2008

Aug 29, 2008 1:55 am US/Eastern Today In History - August 29, 2008 Today is Friday, Aug.

Holiday Travelers Can Enjoy Safety Break This Weekend

If you are traveling along Interstate 26 for your Labor Day weekend getaway, you can take a safety rest break at the eastbound rest stop in Orangeburg.

South Carolina: Construction Alert: Heyward Street Closure Near Stone Stadium

Due to construction on The Dodie Academic Enrichment Center, a large section of Heyward Street will be closed to traffic beginning immediately.

CellAntenna and South Carolina Department of Corrections To Hold...

The South Carolina Department of Corrections and correction's facilities nationally are confronted with a growing threat to the safety and security of the public and corrections' staff - unauthorized use of ...

Amid chants of "Yes we can," Democrats nominated Barack Obama for president.

Amid chants of "Yes we can," Democrats nominated Barack Obama for president Wednesday, a historic moment in American politics.

South Carolina Clerk Calls 911 After Being Shot in...

Investigators say a clerk at a Manning dry cleaner survived and managed to call 911 after a robber took her to the back of the store and shot her execution style.

Comptroller offers new finance report

South Carolinians may be getting an easier-to-understand glimpse at the state's financial health.

S.C.'s SAT scores increase slightly, AP tests up too

The average SAT scores for South Carolina's graduating seniors rose slightly but still trailed the national average, according to results released Tuesday.

ACLU calls for prison review

The American Civil Liberties Union's South Carolina Office issued a call Tuesday for an independent examination of the state's prison system because of a number of charges that include "lax security, inmate ...

A more discreet charm

A certain Father Antonio Rungi of the southern Italian diocese of Modragone has come up with what is quite possibly the worst idea ever: A beauty pageant for nuns.

Fla. SAT Scores Remain In Bottom Third Of U.S.

Florida 's 2008 average SAT scores were only slightly better than last year in math and writing but down in reading, according to results released Tuesday.

Collexis and Health Sciences South Carolina Partner to Launch First...

Collexis Holdings Inc. , a leading developer of semantic search and knowledge discovery software, announced today that it has partnered with Health Sciences South Carolina to launch the first virtual knowledge ...

Clemson professor to receive award form governor today

CLEMSON -- Clemson University physics professor Terry Tritt will receive the 2008 Award for Excellence in Scientific Research from state Gov.

Medical Records Moving from Paper to Pixels in South Carolina

The newly launched South Carolina Health Information Exchange, or SCHIEx, has made 800,000 medical histories of Medicaid enrollees available to physicians, clinics, and hospitals.

South Carolina's Miss Wanda Johnson Is on a Blues Journey Vocalist...

Story by David Brewer "I've been singing all my life. I don't ever remember not singing," said Andersen, S.C. native blues singer Miss Wanda Johnson.

South Carolina: Gamecock Fall Olympic Sports Tickets Available Online

South Carolina fans can now purchase fall Olympic sport tickets online at Men's and women's soccer and volleyball tickets are currently on sale to give Gamecock fans an opportunity to ...

SC sex offender gets 25 years for gun charge

A man acquitted last year of charges he raped two girls in an underground dungeon has been sentenced to 25 years on a federal gun charge.

A U.S. District Court judge in South Carolina said Kenneth Glenn Hinson's criminal history led to the lengthy sentence on a charge of being a felon in possession of a weapon.

Authorities said they found the 49-year-old man with a gun when he was arrested in 2006. Two teenage girls had said Hinson raped them in an underground room behind his home and left them for dead. He was acquitted last year on those charges.

Save time with our easy online mortgage application.
With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
"...I was sure that Somerset was the right choice...they couldn't have been more compassionate or understanding...I just couldn't believe that this all happened within a week...Thanks to my loan officer and all the rest of those great people at Somerset, my family will be able to stay in the only home they have known for some time, without fear of being put out." - Tom N.
© 2006 Somerset Investors Corp. All rights reserved.
home | about us | Mortgage Blog | contact us | privacy policy | state licensing | search | links | link to us | site map
mortgage calculators | refinance | purchase | fha | reverse mortgage | divorce buyout | debt consolidation
Eqaul Housing Lender Member of the Better Business Bureau (BBB) Member of the National Reverse Mortgage Lenders Association (NRMLA)