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Saluda, SC FHA Loans in South Carolina

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Saluda, SC residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Saluda, South Carolina News
Splish, splash in the Saluda

Hundreds of young trout - raised at the Walhalla State Fish Hatchery in Oconee County - make a splashing entry Wednesday into their new home: the Saluda River near Columbia.


13-year-old donates her birthday party in memory of fire victim

A Saluda County family is still trying to recover from a deadly fire. Last week a 13-year-old girl died when she could not get out of her burning home.


Family seeks help following fatal house fire

From staff reports SALUDA -- An account has been established at the town's First Citizens Bank to help a family devastated by a tragic fire last week.


Legion Post 65 honors sacrifices of veterans

Post 65 Commander Al Butler, left, and Saluda Mayor Frank Addy place a wreath in front of the Veterans Monument.


Teen Dies in Saluda County Fire; 2 Others Injured

A 13-year-old girl was killed in a house fire early Friday morning. The fire happened at a single family home on Denny Road , which is about three miles outside of town of Saluda .


High Winds Knock Out Power to Thousands

High winds knocked out power to thousands of people in the Midlands Friday. Late Friday afternoon a high wind warning was issued for most of the Midlands.


Quick Job Training Offered with CNA Option at PTC

Piedmont Technical College Nursing Assistant students Brandy Harvley of Ninety Six, left, and Matthew Cauble of Clinton practice taking vital signs on patient and fellow student Sandra West of Greenwood under ...


Profiles: Candidates for House 39

Candidates for House 39, which includes Batesburg-Leesville in Lexington County and parts of Saluda are Democrat Steve Cain and Republican Marion Frye.


Mother charged in toddler's death

A Saluda County woman has been charged with failing to get medical attention for her toddler in 2004 after a steel door fell on his head, killing him.


Saluda Sheriffa s Race Heats Up

Saluda County Sheriff Jason Booth....versus John Perry, a former lieutenant with the Saluda County Sheriff's Office.


Mother charged in connection with son's death in Saluda County

SALUDA, S.C. a ' A Saluda County woman is charged in connection with the death of her toddler son.


Most high schools met S.C.a s AYP goals

Lakelands-area high schools triumphed this year with the majority meeting the proficiency rates required to attain Adequate Yearly Progress , and those that did not make the grade came painfully close.


Infant mortality rates drop across Lakelands, S.C.

Infant mortality rates in South Carolina dropped to the second lowest rate in 10 years in 2006.


Horses Neglected In Saluda County

There are more complaints of animal neglect in Saluda County. Several people say horses on some property in the county are being starved to death.


Weita Snelgrove Coleman

Madge Weita Snelgrove Coleman of Hopkins passed away October 13, 2008. She was a devoted wife, loving mother, grandmother, daughter and friend.


Lanes to be closed on I-126 in Columbia

The South Carolina Department of Transportation will continue lane closures along I-126 in Columbia today through Thursday so crews can clear debris trapped near the piers of bridges.


Saluda Co. council votes on animal control rules

Saluda County Council members got the ball rolling on what could be a new set of rules for animal control Monday night.


PTC Attains NAEYC Accreditation and Articulation with Columbia College

Ashley Hollingsworth, Early Care and Education instructor, right, and Kristie Cole, an office systems technology graduate from Waterloo, prepare the new ECD lab for students 10.OCT.08 The South Carolina ...


Mr. and Mrs. William Creighton Forrest

Kacie Marie Lewis and William Creighton Forrest were married at First Baptist Church of Simpsonville on October 4, 2008.


Emmett L. Maynor

Emmett L. Maynor, 87, formerly of Spartanburg, died Monday, October 6, 2008, in Saluda Nursing Center in Saluda, SC.


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