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Swansea, SC FHA Loans in South Carolina

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Swansea, SC residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Swansea, South Carolina News
Roger Allan Lee Sr.

Services for Roger Allan Lee, Sr., 60, of West Columbia, will be held at 2 p.m. Sunday, January 4, 2009, in the chapel of Thompson Funeral Home of West Columbia.


Two-year-old in burn center following New Year's Day fire

A Calhoun County boy had to be flown to the Augusta Burn Center after a New Yeara s Day fire.


Cayce police search for suspect

Wednesday, December 31, 2008 at 10:41 a.m. Cayce police are searching for 20 year old Cornelius Richardson; also known as Cornbread.


Vertell M. Lykes

Funeral service for Mrs. Vertell M. Lykes, 68, of Swansea will be held 1:00 p.m. Friday, December 26, 2008, at St.


Photos Glyph

Posted on Monday, December 22, 2008 at 4:23 p.m. Officers with the Lexington County Multi-Agency Narcotics Enforcement Team seized 7.4 kilograms of cocaine, which has a street value of $739,878, 2.5 pounds of ...


ATF investigating after Swansea arrested on drug, weapons charges

Lexington County authorities say they've seized 7.4 kilograms of cocaine, 2.5 pounds of marijuana, firearms and equipment used to grow marijuana indoors.


Knowlton James McIver

GOD blessed my dad with ninety-four years on this earth and accepted him into His Kingdom Friday, December 19, 2008.


Man arrested in sex case involving 3-year-old girl

A Swansea man was arrested Wednesday by the State Law Enforcement Division on charges he sexually assaulted a 3-year-old girl at a Swansea home.


Teen arrested on sex charges against toddler

Thursday, December 18, 2008 at 2:13 p.m. A Swansea teen was arrested by the South Carolina Law Enforcement Division after being accused of performing sex acts on a toddler.


Timber/Arson Cases to Keep Forestry Commission Officers Busy Into 2009

Recent investigations and subsequent arrests promise to keep law enforcement officers with the South Carolina Forestry Commission busy as the agency heads into its winter fire season and into the new year.


Society of St. Andrew volunteers glean area farmers' produce to curb hunger

Thanksgiving for many is a time of feasting. But for that growing segment of less fortunate Americans, the holiday is just another day they and their loved ones will go to bed hungry.


Does that make Mark Sanford a Banana Republican? | Living in the Third World

I have been criticized over the years for referring to our fair state as a banana republic.


Etta Crim Seibert

A funeral service for Mrs. Etta Crim Seibert, 84, of Columbia, will be held at noon Wednesday, November 26, 2008, at Shives Funeral Home, 5202 Colonial Drive, Columbia, SC 29203, with the Rev.


Exclusive: Suit says DHEC halted probe

South Carolina's environmental protection agency backed away from an investigation of hazardous waste dumping after receiving complaints from at least one state elected official about the probe, a federal ...


Fights between parents jeopardize football league

Lexington County-sponsored football may be in jeopardy. Two parents e-mailed us about a letter they received about the Lexington youth football association.


Local Young Lady to Compete for Miss South Carolina Teen Usa Crown

Selected from among hundreds of applicants, Laci will join the state's brightest young women in the quest for the crown.


Paul Smith

Funeral services for Mr. Paul Smith, 82, of Heather Hills, 213 Woodcote Drive, Gaston will be held at 1:00 p.m. Friday, November 7, 2008, at Mt.


Well: The Voices of AIDS and H.I.V.

The Voices of AIDS and H.I.V. The Faces of AIDS and H.I.V. Few illnesses are as feared as AIDS and infection with H.I.V. And once diagnosed, many people must cope not only with the illness itself, but the ...


Diane H. Day

Lila Diane Hood Day, 66, of Swansea, SC, a former machine operator for Milleken and William Heller, died Monday morning in a Columbia hospital.


Profiles: Lexington 4

Lexington 4 school board candidates. Jefford Hart and Chris Pound did not respond.


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