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Westminster, SC Divorce Buyout in South Carolina

Since 1979 Somerset Investors Corp. Co. has been considered a leader in the residential mortgage lending business and is currently licensed in 26 states, including South Carolina, offering its expertise in many of the circumstances that life brings to many homeowners.   In most cases Somerset has been able to provide lower payments for the spouse remaining while giving large cash outs to the other. Our Divorce Buyout Loan Specialists work with you to determine how much of a loan you need and what it will cost to refinance.Following is an example of how Divorce Buyout works:

Example: John and Jane own a house valued at $500,000, with a mortgage (or mortgages) that total $300,000.  If you subtract the value from the total loan about ($500,000 - $300,000) you get the equity of the house, in this case $200,000.  If John and Jane split their assets 50-50, each have $100,000 equity in the house.  Therefore, if John wishes to keep the house, he would need to refinance the mortgage(s) with a total loan amount of $400,000 and use the remaining $100,000 to buy out his spouse.

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Westminster, South Carolina News
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Shooting suspects nabbed

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Former Aid To Sen. Lindsey Graham Sentenced

A former aide to U.S. Senator Lindsey Graham was given a prison sentence Thursday.


Fire near border extinguished

November 20, 2008 - 12:05 a.m. EST These remains were all that was left of a workshop building in the Westminster area after a fire claimed it and threatened nearby homes Wednesday, Nov.


Former Graham employee going to court over missing campaign funds

A longtime employee of U.S. Sen. Lindsey Graham who was charged in connection with missing campaign funds is scheduled to appear in court Thursday, according to a court docket.


County readies for first ISO study in 20 years

November 8, 2008 - 12:04 a.m. EST Photo What's ISO The Insurance Services Organization is an arm of the insurance industry that applies common criteria to fire departments and districts across the nation.


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Funerals today

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Mays officially ends school board tenure

Harry Mays Jr., who was first elected to the Oconee County Board of Trustees in 1982, conducted his final meeting Tuesday night.


Authorities looking for local woman

Oconee County Sheriff's Office deputies and local police from Seneca to Walhalla are on the lookout for Kelly McKinney, a 20-year-old white female who has not been heard from for the past 24 hours.


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A tractor trailer logging truck owned by A&M Trucking out of Westminster S.C. came to rest in the middle of a home in Young Harris, Ga.


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Oconee Public Library celebrates 60 years

In 1948, Harry Truman defeated Thomas E. Dewey for president, Israel was recognized as a nation and the Frisbee and Velcro were both invented.


Man Killed In Traffic Accident

A Westminster man died when the truck he was driving ran off the road, struck a utility pole and then overturned Saturday morning.


Oconee County library invites public to celebrate anniversary

The Oconee County Library System, based in Walhalla, is holding its 60th anniversary celebration Sunday, and the public is invited to attend.


Sewer group to continue under two names

Sewer oversight in Oconee County likely will remain in the hands of the two-headed Sewer Commission/Oconee Joint Regional Sewer Authority for the remainder of 2008 and well into the new year.


World Harmony Run brings message of peace

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Warriors take down Red Devils

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Animal shelter celebration slated for Oct. 11

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"...I was sure that Somerset was the right choice...they couldn't have been more compassionate or understanding...I just couldn't believe that this all happened within a week...Thanks to my loan officer and all the rest of those great people at Somerset, my family will be able to stay in the only home they have known for some time, without fear of being put out." - Tom N.
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