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Dandridge, TN Mortgage Refinance in Tennessee

We make it easy to get the lowest mortgage refinance interest rate in Dandridge, TN.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Dandridge, TN residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in Dandridge, Tennessee drop below the rate of your current mortgage.  With a lower interest rate, you'll save money on your mortgage payment every month.  Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate

With adjustable rates on the rise Dandridge, TN residents can benefit greatly from refinancing your home for a low fixed rate.  These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash.  You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt.  How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI

Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent.  If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.

Save Thousands in Interest

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years.  Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan.  However, in the long-term you are saving thousands in interest.  And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator 

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis 
Return to mortgage refinance in the state of TN

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Dandridge, Tennessee News
Infant with heart condition allegedly abducted by parents

Breaking news: Infant with heart condition allegedly abducted by parents An East Tennessee Endangered Child Alert has been activated for a Dandridge infant that has a serious heart condition and a feeding tube.


Would you pay $55 for bottled water?

Fuller, John. "Would you pay $55 for bottled water?." 02 October 2007. HowStuffWorks.com. 20 November 2008.


Man dies after car hits tractor trailer on I-40

A man died early Sunday morning after his car hit the back of a tractor trailer on Interstate 40 near Dandridge.


Zoo mural highlights area's natural beauty, distinct culture

Nancy Ryder sits in front of part of the 185-foot mural she volunteered to paint at the Knoxville Zoo.


Drug store robber breaks hip during getaway

If you plan to pull off an armed robbery better first learn how to run without falling.


Swede emotion: Furniture company breaks ground

BJS North America East broke ground to commence construction on a new plant in Jefferson County Thursday.


Boys sickened at Mountain View; cause being probed |

State investigators are trying to determine what sickened five boys so badly this weekend at the Mountain View Youth Development Center in Dandridge that they required treatment at a hospital.


English Mountain Football

The opening round of the English Mountain Football Conference playoffs is in the books.


Local instructor gathers up loyal fanbase with variety of cooking classes

Barbara Tenneya s students said her upbeat demeanor is what makes her cooking classes so special.


Dandridge getting new furniture plant

A Swedish furniture manufacturing company has broken ground on a new plant in Jefferson County that will eventually employ 150 people.


Is this really about Republican vs. Democrat? I think not.

My mom is a resident in Dandridge, TN. I live here in Knoxville and a student at the University of Tennessee.


Jefferson County deputy expected to survive

Jefferson County Sheriff's Deputy, Michael Ramsey, is expected to survive after a serious car crash sent him to the emergency room Saturday night.


Profiles in Gerrymandering City Beat: When Sequoyah Hills voters work ...

How did the 17th District get so convoluted that it stretches from Sequoyah Hills through South Knox and into Jefferson County? When Sequoyah Hills voters work their way down the ballot to the line marked 17th ...


Dandridge appointed to public relations committee

Hal Dandridge, director of Intercounty Electric Cooperative Association, Licking, was recently appointed as a district representative to the Member and Public Relations Committee of the Association of Missouri ...


Deputy breaks neck in Jefferson Co. wreck

A Jefferson County sheriff's deputy is expected to survive after high-speed chase that ended in a serious crash.


Jefferson County man charged with soliciting a minor online

BLOUNT COUNTY a ' A Jefferson County man is accused of using the Internet to lure an underage girl to have sex with him.


Dandridge man arrested on charges of solicitation of a minor

A 39-year-old Dandridge man was being held at the Blount County Jail today on charges of solicitation of a minor and soliciting sex from a minor by electronic means.


Old Reidtown

Foggy mornings disappeared with late week warm winds in our hometown, as if signaling changes, like the steep drop in gasoline prices to the $2.90s. Folks that I talked with seemed to be worried after checking ...


Dandridgea s Oktoberfest set for this weekend

Dandridge's Oktoberfest set for this weekend By Mike Williams, Tribune Staff Writer Dandridge will kick off its Oktoberfest celebration Saturday, Oct.


Arnold: Man admitted breaking daughtera s legs

Arnold: Man admitted breaking daughter's legs By Robert Moore, Tribune Staff Writer David Malcolm DeShields wasn't anxious to confess he'd broken his 9-month-old daughter's legs, but when a detective applied ...


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