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Dyer, TN Mortgage Refinance in Tennessee

We make it easy to get the lowest mortgage refinance interest rate in Dyer, TN.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Dyer, TN residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in Dyer, Tennessee drop below the rate of your current mortgage.  With a lower interest rate, you'll save money on your mortgage payment every month.  Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate

With adjustable rates on the rise Dyer, TN residents can benefit greatly from refinancing your home for a low fixed rate.  These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash.  You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt.  How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI

Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent.  If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.

Save Thousands in Interest

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years.  Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan.  However, in the long-term you are saving thousands in interest.  And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator 

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis 
Return to mortgage refinance in the state of TN

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Dyer, Tennessee News
Proposed rules could emphasize recycling

Recycling may take a more predominant role throughout Tennessee if the state adopts a set of proposed solid waste regulations.


Gibson County School Board hears reports on building progress

DYER - Work continues at the site of the future South Gibson County High School with builders predicting that a wing of classrooms and offices will be ready for the beginning of the next school year.


Group home bonds approved

TRENTON-Gibson County Commissioners have approved the use of tax-exempt bonds for 14 group homes to be built in the county for the severely developmentally disabled.


Dyer selects former mayor

TRENTON - Former Dyer Mayor Sam 'Walton' Thompson defeated four other candidates, including incumbent Mayor C. Scott Jewell, Tuesday night to become the city's mayor-elect. In another contested mayoral race in ...


Four challenge Dyer mayor for seat

The five candidates running for mayor of Dyer say they are looking to boost the quality of life of the city's residents despite the tough economic times.


Beer Board allows beer permit

The Dyer County Alcohol and Beverage Committee met Tuesday morning, Oct. 28, and voted unanimously in favor for a beer permit.


Calendar of events

Sixth annual trick-or-treating on the Square: 3 to 6 p.m., Murfreesboro Public Square.


Wilson-McMillen

Natalie Marie Wilson and Dallas McMillen of Edmond, Okla., were married June 30, 2008, at the Schermerhorn Symphony Center in Nashville with Barry Dodson officiating.


Two trials delayed until 2009

Two West Tennessee murder trials scheduled to start on Monday have been continued until next year.


District 77 candidates meet for forum

Judy Barker is a lawyer from Union City and is running for retiring Rep. Phillip Pinion's seat in District 77.


Gibson County woman killed in accident

A Gibson County woman was killed in a car accident this morning. Debra Parrish, 47, of Dyer was traveling east on Tenn.


Humboldt student loves his science

Luke Laudermilk of Humboldt has started down the path that's leading him to become a scientific researcher.


Ike blows through West Tennessee

Remnants of Hurricane Ike swept through West Tennessee on Sunday morning, leaving downed trees and power outages in its wake.


Gustav evacuees take shelter in Dyersburg

An extended family from Thibodaux, La., gathers at the Dyersburg First Baptist Church after a meal.


Miss Memphis Pageant Seeks Contestants...

The Memphis Jaycees will be hosting the 62nd Miss Memphis Scholarship Pageant on Saturday, October 11, 2008, 6:00 p.m. at the Buckman Performing and Fine Arts Center at St.


The Cawthon Farm

Located in the Churchton Community, The Cawthon Farm is sprawled between Dyer and Gibson County.


Bredesen fills seats on state boards

Gov. Phil Bredesen on Friday named appointments to 46 state boards and commissions, including appointees from Brownsville, McKenzie, Kenton, Dyer, Martin and Union City.


Mrs. Barker, Sanderson win races, prepare to face off in November

Georgian forces leave South Ossetian capital The Georgian military has pulled its troops from the capital of separatist province South Ossetia as thousands of Russian troops moved into the area, military ...


Barker wins House primary, loses county

Union City attorney Judy Barker won the Democratic primary for the 77th House District seat, but lost Dyer County big to Cat Corner farmer Larry Bennett.


Calendar of events

Today, July 25 Grand Finale with Dr. Osborn's Magical Newfangled Medicine Show: 10 a.m. to noon, Smyrna Library, 400 Enon Springs Road W., Smyrna, 615-459-4884; 1 to 3 p.m., Linebaugh Library, 105 W. Vine St., ...


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"Every other company said they could not help us. After speaking to about five companies, we really believed that no one could. Then we called Somerset, and your company proved us and those other companies wrong. We can't thank you enough for all your hard work and effort in getting us a low fixed rate. We can now breathe easier..." - L. Braun
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