Elizabethton, TN Mortgage Refinance in Tennessee
We make it easy to get the lowest mortgage refinance interest rate in Elizabethton, TN.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Elizabethton, TN residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Elizabethton, Tennessee drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise Elizabethton, TN residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
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Refinance Articles
Reasons to Refinance Now
Beat the Subprime Mortgage Crisis
Return to mortgage refinance in the state of TN
| Elizabethton, Tennessee News |
Chamber President Dale Fair introduces new executive director
Elizabethton/Carter County Chamber of Commerce President Dale Fair on Thursday introduced Candy Craig, the organization's new Executive Director, to members of the board of directors.
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City Hall prepares for electric department consolidation
City officials are working toward the consolidation of customer service and billing for the Elizabethton Electric Department and the city's water department.
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Police Arrest Two Suspects In Stolen Bread Truck
Elizabethton Police have arrested two people after a Merita Bread delivery truck was stolen early this morning outside Wal-Mart in Elizabethton.
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Four juveniles injured in N. Roan crash
Four people were injured Tuesday afternoon in a traffic accident at the corner of Doe and North Roan streets.
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O' Christmas tree
The temperature outside felt a lot like Christmas and before the evening was over, it looked like Christmas! The holiday season was officially welcomed in Elizabethton last evening with the 20th annual Fraser ...
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Judge addresses courthouse, jail parking
Criminal Court Judge Robert Cupp addressed the Carter County Commission Monday regarding the parking situation at the Courthouse Annex, asking what the commission's plans are to alleviate the problem created by ...
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Elizabethton Elects Curt Alexander Mayor
News Channel 11's George Jackson reports Elizabethton has appointed Curt Alexander Mayor.
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Fraser Fir tree lighting set Tuesday
The 2008 holiday season in Elizabethton and Carter County will officially begin with the traditional lighting of the historic Fraser Fir tree at 6 p.m. on Tuesday, Nov.
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Gas now under $2 gallon at many area locations
Gasoline is being sold at under $2 per gallon at many locations in the Tri-Cities area.
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Members of Guard unit might get holiday at home
ELIZABETHTON, Tenn. -- State Sen. Rusty Crowe says members of a northeast Tennessee National Guard unit might get to spend Thanksgiving with their families.
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Public Library holding Food Drive through November
The Elizabethton-Carter County Public Library is assisting in a food drive to help fill Christmas food boxes through the Carter County Community Services Council.
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Council approves ordinance to raise court costs
Persons cited to Elizabethton's Municipal Court will soon be paying an additional $25 police technology/equipment fee after City Council unanimously approved the first reading of an ordinance to increase the ...
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Tennessee Report Card on Schools is Out
SOUND OFF: Does a Black president-elect mean racism is no longer in America? >>> More Education News Consumer News Star Building System Layoffs News Channel 11 reports Star Building Systems in Elizabethton, ...
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Henry Calloway: Part of the greatest generation
Henry Calloway of Stoney Creek is one of only two remaining World War II veterans in Carter County.
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Board of Zoning OKs attorney's site plans
The Elizabethton Board of Zoning Appeals ruled that the city building department did not err in its decision to issue a building permit to a law office in the historic district of the city.
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10th Annual Feast of Joy event will feature 'Liberty Christmas'
Tickets will be available on Wednesday, Nov. 12, for the Tenth Annual Feast of Joy/Christmas Dinner that will be held Monday evening, Dec.
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Carter Co. Consider Sales Tax Hike To Fund Schools
Back in August, Elizabethton voters chose to raise the sales tax from 9.25% to 9.75%. If Carter County matches that figure, they get a cut of the overall revenue.
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Elks Lodge sponsors fundraiser for city school libraries
The Elizabethton Elks Lodge and Books-A-Million in Johnson City are sponsoring a fundraiser to benefit the Elizabethton elementary school libraries.
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Appeals court reverses DUI con-viction
When he overruled a defen-dant's motion for a new trial last year, Circuit Judge Ben W. Hooper II observed that his ruling 'may very well raise an interesting ques-tion for those people that grade my papers.' A ...
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Man charged with threatening diners with gun
An Elizabethton man, who police say threatened several patrons at an Applebee's restaurant with a handgun last month, has been arrested and charged with numerous offenses.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Every other company said they could not help us. After speaking to about five companies, we really believed that no one could. Then we called Somerset, and your company proved us and those other companies wrong. We can't thank you enough for all your hard work and effort in getting us a low fixed rate. We can now breathe easier..." - L. Braun
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