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Estill Springs, TN FHA Loans in Tennessee

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Estill Springs, TN residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Estill Springs, Tennessee News
Man Charged After Offering TBI Agent Hit Contract

An Estill Springs' man is being held in Franklin County Jail under a $500,000 bond after he contracted with a Tennessee Bureau of Identification Agent to allegedly kill his wife.


Vehicle Flips In North High Street Accident

A six-year-old girl and her mother escaped serious injury Monday afternoon when the Ford Explorer they were traveling in flipped and landed on its top.


More federal funds available for low-income home energy aid

At Monday's meeting of The Elk River Public Utility District, considerable time was spent discussing Low Income Home Energy Assistance Program and that more federal funds have been made available, according to ...


Estill Springs Plans To Annex Properties

Over 250 residents currently living in Franklin County could find themselves inside Estill Springs city limits in the coming months if the Estill Springs City Council gets its way.


Boyfriend accused of killing girlfriend's fish during fight

Nine fish died after an enraged boyfriend dumped liquid cleaner into his girlfrienda s fish tank during a fight Sunday at her apartment, Murfreesboro Police reported.


Five years with our lucky Penny

The whining at the back door reminds me Penny wants to come inside and be with us.


Estill man found not guilty in Tullahoma murder case

An Estill Springs man was found not guilty of second degree murder and its lesser included offenses Sept.


Second Annual Grundy Lions Club Golf Tourney A Success

The Grundy County Lions Club has announced that the Second Annual Lions Club Golf Tournament was a success.


Allen Rhodes Named Estill Springs Police Chief

The Estill Springs City Council hired Allen Rhodes to the position of police chief during its meeting Wednesday, Sept.


Daughter Files $4 Million Suit Against CSX

A $4-million lawsuit has been filed in Franklin County Circuit Court against CSX Railroad and a train engineer in connection with the death of a Franklin County woman last year.


Suspects arrested in Cumberland Mtn. Sand arson case

Three suspects have been arrested in connection with the arson and burglary of the Cumberland Mountain Sand Co.


State races come into focus

A handful of state legislative races -- including the open Senate seat held by Democrat John Wilder since 1966 -- will determine which party controls the statehouse after the Nov.


Morris Ferry Dock Supporters Rally Tuesday

Despite Air Force determination to close Morris Ferry Dock as of Sept. 30, area residents are marshalling whatever support they can to keep the half-century landmark in business.


Elections this week; 2,197 cast early ballots

Lincoln County precincts will open at 9 a.m. Thursday as the county's general election, which includes a wheel tax referendum, and state primary elections get underway.


Man critical after alleged crime spree

An Atlanta man who allegedly stole a truck in Shelbyville Wednesday is in critical condition in a Chattanooga hospital after allegedly attempting to sexually assault a woman, run down a deputy and flee from ...


Horse show set in Estill Springs

The Estill Springs Fire Department will sponsor a horse show on Saturday, July 19, at 6 p.m. at the Estill Springs City Park.


Estill Springs Officials Meet In Regular Session

The Estill Springs Board of Mayor and Aldermen met on July 3 to consider several items of business for the community.


'Old Glory' put to rest in retirement ceremony

Dozens of tattered, faded and worn American flags were destroyed with proper dignity in a ceremony conducted by area Boy Scout troops in honor of Flag Day on Saturday at St.


Past, future to mix at City Fair

Heidi Blais, left, looks around the new 50s & Fiddles Old Fashioned Ice Cream Parlor with her niece and nephew, Mia and Dorian Cataldo.


Young Couple's Dream Together Following Tragic Event

A preliminary report indicates that the three teenagers who died last Saturday night in Coffee County succumbed to carbon monoxide poisoning, according to Coffee County Sheriff Steve Graves.


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