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Hampton, TN FHA Loans in Tennessee

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Hampton, TN residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Hampton, Tennessee News
Judge addresses courthouse, jail parking

Criminal Court Judge Robert Cupp addressed the Carter County Commission Monday regarding the parking situation at the Courthouse Annex, asking what the commission's plans are to alleviate the problem created by ...


Imagination Library Dinner a rousing success

Four teachers were inducted into the Elizabethton-Carter County Educators Hall of Fame during the third annual Imagination Library Fundraising Dinner.


Tennessee history comes to life at Bicentennial Mall

Anyone taking a Saturday stroll through Bicentennial Capitol Mall State Park could get a real sense of 300 years of Volunteer State history.


Grand jury gets murder case in slaying of Jennifer Lee Hampton-TN Rapist murder-illegal

The woman who lived with Valentino Vasquez Miranda said he left her bed as her lover and returned an alleged killer, according to her testimony Friday in the case of an Alabama homecoming queen who was ...


NGHS's Payne Named District Golfer Of The Year In 1-A/AA

North Greene High School golfer Dylan Payne has been named District 1-A/AA Player of the Year by the league's coaches.


Jennifer Lee Hampton - Missing Knoxville, TN Sept. 19th 2008

Jennifer Lee Hampton has been missing in Knoxville, TN since Sept. 19, 2008. She was in town to do some training for a restaurant chain.


Investigators say rifle used in Carter County murder-suicide was stolen

The Carter County Sheriff's Department is continuing its investigation of the apparent murder and suicide in Dennis Cove that took the lives of Larry Dale Hughes Jr., 33, 1138 Rittertown Road, Hampton; and his ...


Carter County deputies investigate apparent murder-suicide

Carter County authorities are investigating the deaths of two Hampton residents found after midnight last night in what appeared to be a murder-suicide. According to a Johnson City Press report, Diana V. Shell, ...


The Town That Wouldn't Drown

Strike up the band. The 2008 Old Butler Days event, to be held Aug. 8-9, marks the 60th anniversary of the closing of the floodgates that created Watauga Lake.


Sheriff requests jail budget surplus be used for comp time

Photo by Eveleigh Stewart Carter County Sheriff Chris Mathes addressed the Budget Committee Thursday, asking that a $126,000 jail budget surplus be used to fund employee holiday, vacation and compensation time ...


Governor touts cooperation in projects

Photo by Eveleigh Stewart Big gift for communtiy park Tennessee Gov. Phil Bredesen visited DinoOs Restaurant Wednesday, where he presented a $225,920 Enhancement Grant to help complete Phase Two of the Roan ...


Prall-Smith

Richard and Ivy Prall of Clarksville, TN announce the engagement of their daughter, Rebecca Leigh Prall, to Jay Hampton Smith, son if Shan and Susan Smith of Clarksville.


Sale of fireworks benefits local VFDs

Several volunteer fire departments in Carter County are in the fireworks business during the Fourth of July holiday season to help raise needed funds for their respective departments.


Dangerous intersection causing concerns

The intersection of U.S. Highway 321 and State Route 67 near the Butler Bridge, already a dangerous spot because of a blind curve, is becoming more worrisome to area residents due to increasing traffic, tall ...


Public hearing held on $2.22 tax rate

The Certified Tax Rate for Carter County was set at $2.22 per $100 of assessed value by a vote of the Budget Committee last Tuesday, subject to approval by the full commission at its July meeting.


Three injured in Hwy. 321 wreck

Photo by Eveleigh Stewart Highway 321 wreck Rescue crews are pictured as they work to treat the victims of a two-vehicle accident on Highway 321 Monday night.


Hampton, First Utilities no longer WRRWA members

In Tuesday's STAR article on Monday's Watauga River Regional Water Authority meeting, it was reported that following the Carter County Commission vote on the resolution allowing Hampton and First Utilities to ...


City man arrested for DUI and inhaling aerosol spray

Authorities say an Elizabethton man was arrested Wednesday in the Hampton community when he was found slumped over in the front seat of his car, allegedly under the influence of an aerosol spray.


County approves surety bond for new subdivision

The Carter County Planning Commission approved a surety performance bond for Phase Two of Meadows Brook Subdivision on Stoney Creek.


Stars turn out for Odell

The weather cooperated beautifully Tuesday afternoon as scores poured through the doors of Oakmont off Wiley Parker Road in Jackson.


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