Hampton, TN Mortgage Refinance in Tennessee
We make it easy to get the lowest mortgage refinance interest rate in Hampton, TN.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Hampton, TN residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Hampton, Tennessee drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise Hampton, TN residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
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Mortgage Refinance Calculators
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Refinance Articles
Reasons to Refinance Now Beat the Subprime Mortgage Crisis Return to mortgage refinance in the state of TN
| Hampton, Tennessee News |
Judge addresses courthouse, jail parking
Criminal Court Judge Robert Cupp addressed the Carter County Commission Monday regarding the parking situation at the Courthouse Annex, asking what the commission's plans are to alleviate the problem created by ...
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Imagination Library Dinner a rousing success
Four teachers were inducted into the Elizabethton-Carter County Educators Hall of Fame during the third annual Imagination Library Fundraising Dinner.
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Tennessee history comes to life at Bicentennial Mall
Anyone taking a Saturday stroll through Bicentennial Capitol Mall State Park could get a real sense of 300 years of Volunteer State history.
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Grand jury gets murder case in slaying of Jennifer Lee Hampton-TN Rapist murder-illegal
The woman who lived with Valentino Vasquez Miranda said he left her bed as her lover and returned an alleged killer, according to her testimony Friday in the case of an Alabama homecoming queen who was ...
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NGHS's Payne Named District Golfer Of The Year In 1-A/AA
North Greene High School golfer Dylan Payne has been named District 1-A/AA Player of the Year by the league's coaches.
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Jennifer Lee Hampton - Missing Knoxville, TN Sept. 19th 2008
Jennifer Lee Hampton has been missing in Knoxville, TN since Sept. 19, 2008. She was in town to do some training for a restaurant chain.
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Investigators say rifle used in Carter County murder-suicide was stolen
The Carter County Sheriff's Department is continuing its investigation of the apparent murder and suicide in Dennis Cove that took the lives of Larry Dale Hughes Jr., 33, 1138 Rittertown Road, Hampton; and his ...
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Carter County deputies investigate apparent murder-suicide
Carter County authorities are investigating the deaths of two Hampton residents found after midnight last night in what appeared to be a murder-suicide. According to a Johnson City Press report, Diana V. Shell, ...
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The Town That Wouldn't Drown
Strike up the band. The 2008 Old Butler Days event, to be held Aug. 8-9, marks the 60th anniversary of the closing of the floodgates that created Watauga Lake.
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Sheriff requests jail budget surplus be used for comp time
Photo by Eveleigh Stewart Carter County Sheriff Chris Mathes addressed the Budget Committee Thursday, asking that a $126,000 jail budget surplus be used to fund employee holiday, vacation and compensation time ...
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Governor touts cooperation in projects
Photo by Eveleigh Stewart Big gift for communtiy park Tennessee Gov. Phil Bredesen visited DinoOs Restaurant Wednesday, where he presented a $225,920 Enhancement Grant to help complete Phase Two of the Roan ...
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Prall-Smith
Richard and Ivy Prall of Clarksville, TN announce the engagement of their daughter, Rebecca Leigh Prall, to Jay Hampton Smith, son if Shan and Susan Smith of Clarksville.
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Sale of fireworks benefits local VFDs
Several volunteer fire departments in Carter County are in the fireworks business during the Fourth of July holiday season to help raise needed funds for their respective departments.
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Dangerous intersection causing concerns
The intersection of U.S. Highway 321 and State Route 67 near the Butler Bridge, already a dangerous spot because of a blind curve, is becoming more worrisome to area residents due to increasing traffic, tall ...
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Public hearing held on $2.22 tax rate
The Certified Tax Rate for Carter County was set at $2.22 per $100 of assessed value by a vote of the Budget Committee last Tuesday, subject to approval by the full commission at its July meeting.
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Three injured in Hwy. 321 wreck
Photo by Eveleigh Stewart Highway 321 wreck Rescue crews are pictured as they work to treat the victims of a two-vehicle accident on Highway 321 Monday night.
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Hampton, First Utilities no longer WRRWA members
In Tuesday's STAR article on Monday's Watauga River Regional Water Authority meeting, it was reported that following the Carter County Commission vote on the resolution allowing Hampton and First Utilities to ...
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City man arrested for DUI and inhaling aerosol spray
Authorities say an Elizabethton man was arrested Wednesday in the Hampton community when he was found slumped over in the front seat of his car, allegedly under the influence of an aerosol spray.
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County approves surety bond for new subdivision
The Carter County Planning Commission approved a surety performance bond for Phase Two of Meadows Brook Subdivision on Stoney Creek.
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Stars turn out for Odell
The weather cooperated beautifully Tuesday afternoon as scores poured through the doors of Oakmont off Wiley Parker Road in Jackson.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"...I was sure that Somerset was the right choice...they couldn't have been more compassionate or understanding...I just couldn't believe that this all happened within a week...Thanks to my loan officer and all the rest of those great people at Somerset, my family will be able to stay in the only home they have known for some time, without fear of being put out." - Tom N.
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