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Harrison, TN Mortgage Refinance in Tennessee

We make it easy to get the lowest mortgage refinance interest rate in Harrison, TN.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Harrison, TN residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in Harrison, Tennessee drop below the rate of your current mortgage.  With a lower interest rate, you'll save money on your mortgage payment every month.  Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate

With adjustable rates on the rise Harrison, TN residents can benefit greatly from refinancing your home for a low fixed rate.  These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash.  You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt.  How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI

Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent.  If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.

Save Thousands in Interest

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years.  Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan.  However, in the long-term you are saving thousands in interest.  And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator 

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis 
Return to mortgage refinance in the state of TN

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Harrison, Tennessee News
International studies broaden perspectives

The UTC Study Abroad program offers travel-minded students a valuable insight into international culture and learning.


Man charged with murder in Friday shooting

An on-again, off-again romance ended in deadly gunfire Friday morning, police believe.


Deadly Shooting Outside Harrison Home

Gunfire stuns a Harrison area neighborhood this morning with a boyfriend girlfriend dispute ending in death.


Groundbreaking Is Thursday For Hixson Senior Services Campus And Morning Pointe Assisted Living

The $9.25-million structure totaling 50,383 square feet will be situated on approximately five acres of the 20-acre parcel.


Street Department completes new right-turn lane near Exit 4

A cheap, quick fix could make a world of difference for select drivers near Exit 4 in St.


Check it out: Finance committee approves library bid

Construction on the new Art Circle Public Library is expected to begin within the next few weeks.


Independent Healthcare Properties Groundbreaking

In attendance at the groundbreaking ceremony were Mayor Matt Brookshire, City of Lenoir City; Mayor Doyle Arp, Loudon County; Charleen Valli, program and services director for the Alzheimer's Association of ...


Crutchfield retains $166,000 in war chest, records show

Former Democratic state Sen. Ward Crutchfield gave about $8,000 in leftover campaign funds to political candidates and charities over the last year but still had more than $166,000 on hand at the end of June, ...


Two Charged With ''Doctor Shopping''

A man and woman in Hamilton County have been charged in separate cases with "doctor shopping," or going to multiple healthcare providers within a 30-day period to obtain prescriptions for the same or similar ...


Two Charged With ''Doctor Shopping''

A man and woman in Hamilton County have been charged in separate cases with "doctor shopping," or going to multiple healthcare providers within a 30-day period to obtain prescriptions for the same or similar ...


Two Charged With ''Doctor Shopping''

A man and woman in Hamilton County have been charged in separate cases with "doctor shopping," or going to multiple healthcare providers within a 30-day period to obtain prescriptions for the same or similar ...


Two Charged With ''Doctor Shopping''

A man and woman in Hamilton County have been charged in separate cases with "doctor shopping," or going to multiple healthcare providers within a 30-day period to obtain prescriptions for the same or similar ...


Kentucky sports notebook

Former Kentucky infielder Ryan Wilkes has been tabbed as the best defensive second baseman in college baseball during the 2008 season, receiving the Rawlings Gold Glove, the American Baseball Coaches ...


UK's Wilkes earns Gold Glove

Former Kentucky infielder Ryan Wilkes has been tabbed as the best defensive second baseman in college baseball during the 2008 season, receiving the Rawlings Gold Glove, the American Baseball Coaches ...


One of Hamilton's top fugitives arrested in Blount County

A member of the Hamilton County's "12 Most Wanted Fugitives" list was reportedly found hiding in a closet at a Maryville home this week.


Kai Uwe Kosik

Kai Uwe Kosik, 43, Harrison, Tenn., formerly of Clarksville, died Tuesday, June 10, 2008, at Memorial North Park Hospital, Chattanooga.


Goin' Home to play at area bluegrass festival

Wednesday, June 4, 2008 1:24 PM CDT Goin' Home to play at area bluegrass festival Left to right - Ed Richter, Craig Yarbrough, Beth Mays, Will Mays From the Memphis Area Bluegrass Association The high, lonesome ...


Genealogy Query - Duggan : or Widner : Weidner

I am looking for any Descendants of Hugh H.Duggan, John Newton Duggan and Herschell Elmer Duggan from Sevier Tennessee and Snow Hill Tennessee, Also need information on Russie Weidner parents were John Widner ...


Elks Honor Foy Harrison With National Citizenship Award

"God wants us to help widows and children."

Sun Photo by Jim Feltman Members of the Greeneville Elks Lodge, acting on behalf of both the local lodge and the Grand Lodge at the national level, presented Foy Harrison on Tuesday night with a plaque honoring ... via The Greenville Sun


Area Home Foreclosures on the Rise

"I mean, I know of more than I probably did a year ago at this time, but I don't think it's anything alarming."

Derek Dellinger April 3, 2008 - 4:09PM House hunting in a nationwide foreclosure crisis can be good if you're the buyer, but bad if you're the seller. via WTVC


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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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