TN Mortgage Refinance in Tennessee
We make it easy to get the lowest mortgage refinance interest rate in TN.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, TN residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Tennessee drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise TN residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
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| Tennessee News |
Officials say Tennessee could turn into 'Saudi Arabia of switchgrass'
Tennessee and industrial partner DuPont Co. broke ground Tuesday on a research refinery designed to turn corn cobs and switchgrass into ethanol and potentially elevate the Volunteer State into a major player in ...
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DuPont Danisco Cellulosic Ethanol breaks ground for first biofuels pilot facility
DuPont Danisco Cellulosic Ethanol breaks ground for first biofuels pilot facility Oct.
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SC attorney general: More water wars ahead
Attorney General Henry McMaster predicted future water wars in the Southeast and said Tuesday a lawsuit South Carolina brought against North Carolina will set a precedent for settling the disputes.
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"Guts and heart" helped VW locate in East Tennessee
Volkswagen may be in business to make money, but "guts and heart" helped the company make its decision to locate in East Tennessee, according to Stefan Jacoby, president and CEO of Volkswagen of America.
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UT Rape Cases Finally Closed After Ten Years
A state prisoner has pleaded guilty in a series of rapes that terrorized the University of Tennessee community more than a decade ago.
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Grand jury gets murder case in slaying of Jennifer Lee Hampton
The woman who lived with Valentino Vasquez Miranda said he left her bed as her lover and returned an alleged killer, according to her testimony Friday in the case of an Alabama homecoming queen who was ...
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Lawmakers transfer postage money to friends' campaigns
Tennessee lawmakers are shifting around unused postage and money used for printing to help colleagues in key election campaigns.
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Tennessee Investigating Safety Office Use of Funds
A two-year investigation into whether the Governor's Highway Safety Office used federal funds wisely should be done by November, Tennessee officials said Monday.
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Pilot program to decide if Tenn. arms probation, parole officers
Tennessee is one of 10 states that don't issue firearms to employees who supervise parolees and probationers.
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On the go
CHATTANOOGA, Tenn. - Chattanooga-area officials are working to lure tourists to lesser-known Civil War sites over the next few years as the region looks ahead to the 150th anniversary of the Civil War, which ...
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Tennessee may arm probation and parole officers
Associated Press - October 12, 2008 11:55 AM ET CHATTANOOGA, Tenn. - Tennessee is 1 of 10 states that don't issue firearms to employees who supervise parolees and probationers.
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MTSU student accused of terrorism, arson could face serious jail time
MTSU student Justin Jay Davis, 19, of Antioch was charged with one count of terrorism and three counts of arson in the events on campus Thursday.
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Trooper who ran background checks wants job back
The Tennessee Highway Patrol officer says he didn't break the law when he ran unauthorized background checks on as many as 182 people.
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Abducted Georgia boy, grandmother may be headed to Tennessee
Authorities in Georgia have issued an Amber Alert for a 3-year-old boy allegedly abducted by his grandmother, and the two are believed to be headed to Tennessee.
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Budget cuts to get worse
A growing budget shortfall for state government reflects a deteriorating economy where Tennesseans are buying less and businesses are struggling to make money.
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Tenn. Man Indicted In Palin Hacking Case
A federal grand jury in Tennessee has indicted a man in connection with the hacking of the e-mail account of Republican vice presidential candidate Sarah Palin .
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State tax collections fall short again
In what was a surprise to absolutely no one, the state announced yesterday that revenues are down...again. According to information from the Tennessee Department of Finance and Administration, state revenue ...
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Trooper begs to keep job
The Tennessee Highway Patrol officer who ran unauthorized background checks on as many as 182 people pleaded for his job in an administrative appeal hearing on Thursday, saying he violated a state policy for ...
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Fire investigators: Mario's fire was arsonInvestigators say arson was ...
Investigators say arson was behind the fire that destroyed Mario's Restaurant, which has been vacant since a previous fire damaged the building in 2006.
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Gore toasts Obama at fundraiser
NASHVILLE - Democratic presidential candidate Barack Obama switched from debater to fundraiser Tuesday night, making a brief appearance at a late-night gathering at Al Gore's Tennessee home.
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