Portland, TN Mortgage Refinance in Tennessee
We make it easy to get the lowest mortgage refinance interest rate in Portland, TN.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Portland, TN residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Portland, Tennessee drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise Portland, TN residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
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Mortgage Refinance Calculators
Mortgage Payment Calculator
Refinance Savings Calculator
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Refinance Articles
Reasons to Refinance Now
Beat the Subprime Mortgage Crisis
Return to mortgage refinance in the state of TN
| Portland, Tennessee News |
Woman Wants Obama To Adopt Her Dog
A local woman has started a campaign to have the Obama family adopt a dog from her animal shelter.
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TVA expansion could affect 700 homes
More than 700 property owners could be affected by TVA's plans to build a new switching station and up to 23 miles of new transmission lines across Sumner County.
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Clarksville Archives
Archives from Hawks flog Panthers Rossview used its athleticism and quickness to build a 23-point first-half lead against Portland and cruised to a 72-56 Hall of Fame victory.
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Church to celebrate dedication
Fountain of Life new plant church By ANN WALLACE * The Leaf-Chronicle * November 15, 2008 What began as a Bible study for seven people has now transformed into a new plant church called Fountain of Life Church ...
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Defendant dies while awaiting first-degree murder trial
An ex-husband awaiting trial for his former wifea s murder died Thursday. Michael Glenna, 51, of Swayze Drive in La Vergne faced a Feb.
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McDonald wins re-election unopposed
Unopposed incumbent Mike McDonald , who represents the 44th House District, skated to his eighth term in the Tennessee House of Representatives Tuesday night with 19,747 votes.
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Watchin' Girls... - Ronnie Mcdow...
Best known for his visual and vocal resemblance to Elvis Presley, Ronnie McDowell enjoyed a series of Top Ten hits on the country charts during the first half of the '80s. McDowell was born in 1950 and raised ...
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Ongoing drive to help restock bare food bank shelves
The United Way of Sumner County, in conjunction with Hyatt Place Nashville Northeast Hotel in Hendersonville, is collecting food in an unscheduled food drive in response to growing need in the community.
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Teacher Text Message Made Mom Suspicious
A text message is what made a mother suspicious something was going on between her son and his teacher.
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Holt leads in fundraising dollars in county exec race
In the four-way race for county executive, Gallatin business owner and Republican nominee Anthony Holt overwhelmingly leads in campaign contributions, raising about five times more than each of his opponents.
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Robertson County company gets job training grant
Gov. Phil Bredesen and Tennessee Department of Labor & Workforce Development Commissioner James Neeley have awarded $14,958 to Gastite in Portland.
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Voter registration ends next week
Less than a week remains for those Sumner County residents needing to register to vote in the upcoming Nov.
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More Charges for Tennessee Teacher Accused of Having Sex with Teen
Police in northern Middle Tennessee have brought additional juvenile sex charges against a Portland High School teacher.
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2 More Students Say Had Sex With Teacher
Two more students have come forward claiming they've had a sexual encounter with a high school teacher in Portland.
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Teacher in Portland arrested for alleged sex with student
Police have arrested a Middle Tennessee high school teacher who allegedly had sex with a student.
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Portland teacher charged with rape
Portland High School teacher Sandy L. Binkley, 36, was arrested and charged Thursday with statutory rape by an authority figure.
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Investigation Continues into Woman's Death Outside Franklin Drive-In
The investigation continues into the death of a Portland, Tennessee woman, killed after falling from a moving car in Franklin.
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Tenn. farmers diversify to survive
PORTLAND - These days, Ralph Cook's farm survives thanks mostly to busloads of school kids and out-of-towners wanting to pick peaches and berries.
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South Cumberland sewer project to last 10 months
Beginning in November and continuing for at least the next 10 months, traffic flow on South Cumberland Street in Morristown will be disrupted by a sewer-replacement project, city officials announced Thursday ...
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New school board sworn in
A new Sumner County School Board has elected Mike Fussell to serve as its chairman for 2008-09. At a special called meeting Tuesday night, six newly elected board members were sworn in to serve two and four ...
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"I prayed day and night for a miracle...In less than a week, (Somerset) was able to stop the foreclosure and get a new mortgage for me. It was the best of times...I have Somerset Mortgage Lenders to thank until eternity for the miracle they were able to make come true." - Diane B.
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