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Sardis, TN FHA Loans in Tennessee

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

FHA loans offer Sardis, TN residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Sardis, Tennessee News
Churches reach out to county residents Sharing faith with residents has been a goal of churches from Henderson County's earliest days to the present.
Famous entertainers have roots here W.S. Holland was born in Saltillo. At age 10 he moved to nearby Sardis. Holland's music career began in 1954 at Sun Records in Memphis when he was drummer for Carl Perkins.
Small, quiet Sardis enhances downtown The town of Sardis is located 18 miles from Lexington in the southeast corner of Henderson County.
Head-on collision kills Sardis woman A Sardis woman was killed Wednesday in a head on collision on Tenn. 22 in Chester County, according to a report from the Tennessee Highway Patrol.
Sardis woman killed in head on collision in Chester County A Sardis woman was killed today in a head on collision on Tenn. 22 in Chester County, according to a report from the Tennessee Highway Patrol.
There's more to learn in Sardis than tractor makes and models Last weekend on a glorious fall day, I drove down Tenn. 104 to Sardis, home of the Antique Farm and Home Show, in Henderson County.

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"I prayed day and night for a miracle...In less than a week, (Somerset) was able to stop the foreclosure and get a new mortgage for me. It was the best of times...I have Somerset Mortgage Lenders to thank until eternity for the miracle they were able to make come true." - Diane B.