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Scotts Hill, TN FHA Loans in Tennessee

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Scotts Hill, TN residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Scotts Hill, Tennessee News
Help out your neighbors this Thanksgiving

Happy Thanksgiving week, West Tennessee. Here's hoping you enjoy a good meal sometime Thursday and are fortunate to spend time with family and friends.


Lagging graduation rates put schools on state priority lists

Every area school that landed on the state's high-priority list this year is a high school, and all of them are there because they've struggled with their graduation rates.


Schools provide students with top technology

Henderson County Schools, as well as Lexington's two-school city school system, have been perceived as having innovative programs that garner favorable opinions of parents and school officials alike.


Scotts Hill benefits from Tennessee River traffic

Scotts Hill, a small town in the southern part of Henderson and Decatur counties, celebrated its 90th anniversary as a town Oct.


Henderson, Decatur counties mull zoning changes as Scotts Hill High nears capacity

For decades, schools in Scotts Hill have been shared by residents of Henderson and Decatur counties.


Whitney Duncan

You may recognize Whitney Duncan from the television show, Nashville Star. Now, one year later, the budding star is gearing up to release a new CD.


When I Said I W... - Whitney Dun...

You may recognize Whitney Duncan from the television show, Nashville Star. Now, one year later, the budding star is gearing up to release a new CD.


Scotts Hill educator recognized for enthusiasm, pursuit of excellence

REAGAN - Scotts Hill High School English teacher Kay Hart asked her students to note three things they enjoy about their school.


Water system becomes issue in Scotts Hill mayoral race

Scotts Hill Mayor Carey Johnson faces two challengers in today's election, including one who takes issue with the city's water system.


WWII refugees tell tale of love, survival

SCOTTS HILL, Tenn . - With each body he turned over, Nick Wulfert expected to see the lifeless faces of his children or wife.


WWII refugees tell tale of love, survival

SCOTTS HILL, Tenn . - With each body he turned over, Nick Wulfert expected to see the lifeless faces of his children or wife.


Long road to liberty: From Ukraine to Tennessee

SCOTTS HILL - With each body he turned over, Nick Wulfert expected to see the lifeless faces of his children or wife.


Wulfert story a reminder of how blessed we are in U.S.

Nick and Vera Wulfert of Scotts Hill celebrated their 70th wedding anniversary on July 3. When I saw the announcement in The Jackson Sun, I thought their story might make a good column.


Long road to liberty: From Ukraine to Tennessee

SCOTTS HILL - With each body he turned over, Nick Wulfert expected to see the lifeless faces of his children or wife.


Make the right decision, Ayers tells future scholars

Building a strong foundation with faith, family and education was the theme shared with scholarship recipients during the ninth Ayers Foundation Scholars Banquet Thursday night.


Taylor-Williams

Fessey and Jerry Hackney of Clarksville, TN and Jerrt and Pamela Taylor of Scotts Hill, TN announce the engagement of their daughter, Fessey Lauren Taylor to Steven Michael Williams, son of Janice Williams of ...


Officer arraigned in solicitation case

A Scotts Hill police officer accused of asking an underage girl for sex was arraigned Tuesday and is scheduled to appear again in court next week, according to Henderson County General Sessions Court Clerk's ...


Scotts Hill, TN Officer Arrested for Trying to Have Sex With Minor

Tennessee Bureau of Investigation officials arrested a Scotts Hill, Tennessee police officer who is accused of text messaging a 15 year-old girl for sex.


State briefs: June 5

Gov. Phil Bredesen has signed into law a measure to create a voter pilot program.


Police officer charged with soliciting a minor

A West Tennessee police officer has been arrested on charges of soliciting a minor and contributing to the delinquency of a minor.


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