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Sparta, TN FHA Loans in Tennessee

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Sparta, TN residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Sparta, Tennessee News
Sparta Tennessee

The first and only female mayor of Sparta passed away Wednesday, leaving behind a lifetime of service and commitment to her community.


Thanks for family and freedom

America's day of thanks is a time when families get together and celebrate the bounty, with which they've been blessed.


Looking Back: a weekly historical news feature

November 1887 Mr. W.D. Welchance, the well known builder and constructor of Sparta who also owned the resort at Bon Air, has come to settle among us with his wife and children and his household goods.


Two people hurt in two-car crash

Two persons were injured in a two-vehicle accident on Highway 70 at the intersection of Pomona and POW Camp Rd.


Jury returns assault verdict in case where victim lost leg

A neighborhood feud over placement of a fence culminated in a country road showdown that resulted in a man losing a leg.


Man stabbed during domestic incident

A White County man was taken by Life Force to Erlanger Medical Center on Wednesday afternoon suffering with serious injuries after being stabbed.


Sparta Tennessee

Two Davidson County women were rescued late on Friday night after an ill-fated nature walk at the Virgin Falls Natural Area in the eastern portion of White County.


White County man honors brother with own service

Alton Lowery was just 12 years old, in 1944, when his older brother, Willard, was killed in Pacific operations of World War II.


Hikers rescued at Virgin Falls

Two Davidson County women were rescued late on Friday night after an ill-fated nature walk at the Virgin Falls Natural Area in the eastern portion of White County.


Markie Voyles, former runner for Don Lugo High School in Chino, killed

After moving about 2 1/2 years ago from Southern California to Tennessee, Markie Voyles continued her winning ways on the trails and tracks.


Stolen trailer recovered by officers

Acting on a tip, officers with White County Sheriff Department recovered a stolen trailer Nov.


State officials tour Philips

Tennessee Department of Labor and Workforce Development Commissioner James Neeley and State Representative Charles Curtiss visited Sparta's Philips plant Thursday for a tour to see the improvements made, both ...


$500,000 sewer grant received

City of Sparta is the recipient of a half-million-dollar grant from Tennessee Department of Economic and Community Development that will be used for sewer rehab.


5,000-plus choose early voting

Voters in White County have set a precedent that was matched almost everywhere else in the nation as Sparta residents flocked to the courthouse to cast the ballots for the next president of the United States.


Celebrations

Brooke Sunday and David Modlin Jr. were married on Aug. 2 at Second Presbyterian Church in Nashville.


Sparta Tennessee

A lagging economy spurred by rising gas prices and the demise of some of the nation's financial giants has sent unemployment rates in some areas on a downward spiral.


White Co. cross country champion killed

Region 4-AAA cross country champion Markie Voyles, a White County senior, was killed Friday night in a one-car accident in White County.


Voyles Killed in Crash

A 17-year-old White County High School senior whose name has been consistently listed in the sports pages of The Expositor and other area newspapers for her superb talents on the track died in a one-vehicle ...


Freon Found In Crashed Vehicle Near Sparta

A crash triggered a big cleanup after firefighters found hazardous materials inside one of the vehicles! Authorities said two cars collided just before noon Monday on Smithville Highway near Taco Metals in ...


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