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Ten Mile, TN Mortgage Refinance in Tennessee
We make it easy to get the lowest mortgage refinance interest rate in Ten Mile, TN.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Ten Mile, TN residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Ten Mile, Tennessee drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise Ten Mile, TN residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
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Refinance Articles
Reasons to Refinance Now
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Return to mortgage refinance in the state of TN
| Ten Mile, Tennessee News |
Jury Selection To Start Wednesday in Rocky Houston's Trial
Rocky Joe Houston's on-again and off-again double-murder trial is on again. Houston's lawyer, Randy Rogers, made a bid today to throw out the jury pool for a second time but was rebuffed. Special Judge James "Buddy" Scott dismissed the first jury in November when the defense showed that court officials had summoned no one under the age of 40 or anyone from Houston's community south of the Tennessee River as part of the Roane County Criminal Court jury pool. Rogers' objection to the jury pool came this time because no one in the jury pool was under the age of 25. He argued that eligible jurors under age 25 might be more likely to question authority, particularly police, than older jurors. He called Adolphus Pelley, an assistant professor of psychology at Tennessee Wesleyan College, to testify about that. "They are more skeptical of authority," Pelley said. Scott declined to dismiss the jury pool. "You're guaranteed a fair trial not a perfect trial," he said. The judge also ruled that Roane County Sheriff Jack Stockton will not be allowed in the courtroom during the trial because Houston has summoned him as a defense witness. Rogers said his client wants Stockton to testify about what he describes as a years-long pattern of harassment that culminated in the May 11, 2006, shootout that killed Roane County Deputy William Birl Jones and his ride-along friend Gerald Michael Brown. The shooting started when Jones and Brown drove onto Clifford Leon Houston's property, where former Sheriff David Haggard said they were going to serve a warrant on Rocky Joe Houston despite being told not to do so. Jury selection begins Wednesday morning. The trial could last as long as two weeks.
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Round Two: More Allegations of Jury Tampering In Roane County
For the second time in less than a month, Rocky Houston's attorney has asked that the jury pool drawn for his murder trial be dismissed. Houston, who is charged with murder over the May 2006 death of Roane County Sheriff's Deputy Bill Jones and his friend Mike Brown, noted that none of the 600 jurors is younger than 25. He contends the selection does not reflect the population of the county and therefore cannot be random or fair. His motion to quash the jury pool was filed Nov. 26. A hearing has been set for Tuesday to discuss the allegation. On Nov. 13th, a pool of 600 potential jurors was dismissed because none were younger than 40. It was also noted that few of those prospective jurors lived in the rural areas of Roane County, and few if any were from the area "south of the river" - a reference to the Ten Mile area where the Houston brothers reside. The trial was delayed when defense attorney Randy Rogers and special prosecutor Kenneth Irvine Jr. agreed that the jury pool might not pass legal muster. Judge Scott ordered a new pool be summoned to report Dec. 1st. Once again, it is alleged that the jury pool is being tampered with. In the previous jury pool dispute, Roane County circuit court clerk Angela Randolph was summoned to the stand. She testified that the jury pool was a totally random selection, and apparently took the position that the ages and northern-Roane urban residences of the jurors was purely coincidental.
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Traffic crashes claim the lives of Athens woman, Meigs teenager
An Athens woman and a Ten Mile teenager died in separate car crashes this weekend, according to the Tennessee Highway Patrol.
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Meigs man dies in Route 38 wreck
TEN MILE, Tenn. a ' A Meigs County man died early Sunday when the car he was a passenger in topped a hill on state Route 38 and hit a bridge abutment, according to the Tennessee Highway Patrol.
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Man Wanted For Raping Six-Year-Old Girl
Have you seen this man? Dayton Police are searching for him, for allegedly raping a 6-year-old girl. His name is Jorge Velasquez Ventura, age 36. He is 5 feet 1 inch tall and weighs 135 pounds. A warrant has been issued for Ventura's arrest for rape of a child, a Class A felony. Anyone with any information on Ventura's whereabouts should contact the Dayton Police Department at 775-8403.
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County Talks Property Tax Math Over More Jail Staff
Sheriff Stockton's liaison committee got a quick lesson in property-tax math Tuesday night: "Keep this in mind," Roane County Executive Mike Farmer said. "Every new hire over at the jail is a half penny on the property tax rate. Get one, half a penny. Get two, full penny." Officials don't appear to know yet exactly how many additional employees will be needed to run the new jail. One thing seems certain, though. It will take more than the 20 currently on staff. The new positions may have to be funded with a property tax increase. "We're all working to a certain number that will justify our officer safety and will be acceptable to the public, where we have to raise taxes to cover it," said Commissioner David Currier, chairman of the liaison committee. After hearing last month that the sheriff's office could need an additional 20 to 25 employees to operate the new jail, the committee scheduled a meeting with the jail builders and the County Technical Assistance Service. The county's current facility, which is supposed to house 57 inmates, is overcrowded and under decertification status by the TCI. The new 172-bed jail is scheduled to open sometime next year. Jim Hart of CTAS said he did an analysis earlier this year and concluded the sheriff's office would need an additional 23 employees to operate the new jail. That figure was rebuked by Farmer. "We, as a county, cannot afford that," he said.
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New TVA Scrubber Will Mean Cleaner Air
Technology that will reduce air pollution across East Tennessee is scheduled to start working at the Kingston Fossil Plant about a year from now. "We're on schedule to be on line in early to mid-November '09; we'll actually be scrubbing flue gas," said Robert Rehberg, an official with the Kingston plant. The result will be that the emissions seen leaving the new shorter stack will be more visible - a big, white steam cloud - but that cloud will be cleaner. "We're going to be removing 95 to 98 percent of the sulfur dioxide from the flue gas," Rehberg said. The scrubber also is supposed to remove much of the mercury from the emissions. "We want to make it clear we're spending $500 million to clean up the environment. It is not a bad thing, but it is clearly a visible thing," TVA spokeswoman Barbara Martocci said.
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Rocky Houston Murder Trial Delayed, New Jury Pool to Report Dec 1st
The trial of a Roane County man accused along with his brother in the fatal shooting of a lawman and his ride-along was delayed today. Special Judge James "Buddy" Scott said potential jurors in the trial of Rocky Joe Houston will be summoned to report for the initial phases of jury selection on Dec. 1. The announcement came after defense attorney Randy Rogers and special prosecutor Kenneth Irvine Jr. agreed the current jury pool may not have passed legal muster. Rogers earlier had challenged a jury pool that consisted entirely of Roane Countians over the age of 40 and only a small percentage who lived in the rural regions of the county. Circuit Court Clerk Angela Randolph denied intentionally manipulating the list, saying she merely plugged numbers into a program that culled a database of driver's license holders for potential jurors. Houston is accused along with brother Clifford Leon Houston in the May 2006 shooting death of Roane County Sheriff's Department Deputy William Birl Jones and his ridea-long, Gerald Michael Brown, a former lawman.
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Former Roane Judge Thomas Austin Moved To Knoxville Halfway House
Former Roane County judge Thomas Alva Austin has been released from federal prison. He's now assigned to the Midway Rehabilitation Center, a halfway house in Knoxville. According to the Federal Bureau of Prisons, Austin was transferred to the halfway house on Oct. 15. His projected release date is April 13, 2009. U.S. District Court Judge Thomas Phillips had originally sentenced Austin to 42 months in federal prison, The government asserted that he used his position as General Sessions Court judge to engage in unlawful activity. Austin, after spending nearly three decades on the bench, was indicted by a federal grand jury in January 2006 on seven counts of extortion and one count of money laundering. He later worked out a deal with federal authorities and pled guilty to three counts of extortion.
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Rocky Houston Jury Selection Delayed Over Potential Jurors' Ages
A special judge this afternoon sent potential jurors in the Rocky Joe Houston case home until Friday because of a dispute over their ages. Judge James "Buddy" Scott has set a Thursday hearing to decide if Houston is being denied the right to be tried by a jury culled from a cross-section of the community. Defense attorney Randy Rogers' chief beef with the list of 192 potential jurors who showed up today is that none are under age 40. In fact, he noted, no one on the initial list of 600 jurors in Roane County Circuit Court was under 40. He wants time to get expert testimony on the differences in attitudes and beliefs between people on either side of that age 40 dividing line. Special prosecutor Kenneth Irvine Jr. contends age is not a distinctive dividing line that would bar Houston from getting a fair trial. But he also sought time to beef up his argument. Rogers blamed Circuit Court Clerk Angela Randolph and sent her to the witness stand this morning to explain how she chose those on the list of 600. Randolph insisted the process was random and the list was culled from a database of driver's license holders. "Just the numbers is all I put into the system," she said. "I really don't know how the program works," Randolph responded. "I don't know where it starts (in the database)." Randolph also conceded that half of the jurors summoned were incorrectly instructed to appear at 8:30 p.m. Rather than 8:30 a.m. Scott took a recess at mid-morning to tell those potential jurors who did show up today but are being kept out of the courtroom while Rogers quizzes Randolph that a motion is being heard and, therefore, delaying the start of jury selection. Houston, 49, is accused, along with brother Clifford Leon Houston, 47, in the May 11, 2006, shooting deaths of Roane County Sheriff's Department Deputy William Birl Jones, 53, and his ride-along pal Gerald Michael Brown, 44, when the pair showed up at Leon Houston's home in the Ten Mile community. Prosecutors contend the law enforcers were ambushed by the Houston brothers, who have been involved in a years-long war with Roane County authorities over allegations of corruption. The brothers contend the deputy and his ride-along opened fire on them as they sat on the front porch, and they fired back in self defense.
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Election 2008 Preliminary Results
The GOP picked up seats across the state, including the 12th Senatorial District, where Republican Ken Yager defeated Democrat Becky Ruppe. "I am humbled by the widespread support that I have received across the district," Yager said in a campaign statement. Democrats took Yager to task about his record on taxes and jobs, referring to him as the "Tax Man" and "Job Killer" in TV ads. But Yager was victorious in five of the district's six counties, winning 51.2 percent of the vote compared to 44.1 percent for Ruppe. Independent candidate Christopher Fenner received 4.7 percent of the vote. In Roane County, Yager received 11,329 votes compared to 10,123 votes for Ruppe. In Rockwood, it was a close vote for sales of packaged liquor and liquor by the drink. A referendum permitting retail package stores to sell alcoholic beverages was voted in. Voters in Rockwood cast 929 votes for the sales, with 731 against. Similar votes were recorded for liquor by the drink, which voters also approved. Those votes were 881 for and 747 against. Running unopposed in House District 32, Dennis Ferguson won another term. He received 18,920 votes. In Tennessee's 4th Congressional District, Republican Monty Lankford's partisan strategy was unsuccessful. Incumbent Democrat Lincoln Davis won in a landslide, capturing 58.8 percent of the vote compared to 37.8 percent for Lankford. Lankford based a large part of his campaign on Obama's unpopularity in Tennessee by trying to tie Davis to Obama. Republican Zach Wamp won big in the 3rd Congressional District, receiving 69.4 percent of the vote.
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Ninth Judicial Watch: Man Gets 90 Days for Raping 14-Year-Old Step-Daughter
Just how serious is the statutory rape of a 14-year-old girl? Opinions will vary. Form your own, and I'll save mine for the blog. Ninth Judicial District Criminal Court Judge Eugene Eblen has sentenced a man to 90 days in jail, followed by supervised probation for the balance of two years, for the statutory rape of a 14-year-old girl who was his stepdaughter. For the victim, former stepfather Kevin M. Spurling remains a "monster" who continues to haunt her daily thoughts. As a result of the incidents, she went into a deep depression. "I would cut my arms or sides to let out some of my suppressed feelings of hurt," according to her statement. According to the Knoxville News-Sentinel one person has objected that this sentence is unjust! To Roane County Public Defender Walter Johnson, the judge's decision was too harsh and a likely subject of appeal. Mr. Johnson had requested judicial diversion for his client, which Judge Eblen denied. One more item: The victim's mother is apparently pleased with the sentence, saying she was surprised that Spurling got jail time. DAG Russell Johnson said state officials assured him Monday that Spurling is also a candidate for the state's sex-offender registry. Thus, I have no problem with posting his picture here.
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Authorities Search for Suspected Fire Bug
A local sheriff's department needs help from the community to find a suspected arsonist. Meigs County authorities think an arsonist may be at work in one community and are warning residents to be on the lookout. One Meigs County detective says three fires have happened within 5 miles of one another in the Ten Mile community. Evidence at each fire shows they were intentionally set. Officials say nobody was hurt in any of the fires and that all of the properties were vacant. Police need help and ask that if you have any information; call the Meigs County Sheriff's Department at 334-5268.
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Ten Miler
Pampa Fire Department Equipment Operator Leroy Cox participated in a wind turbine safety training at Sweetwater in the beginning of October.
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Soldiers compete in 10-mile-long run
CONTINGENCY OPERATING BASE SPEICHER - Shoulder to shoulder, service members and civilians from across Contingency Operating Base Speicher crowded the starting line in anticipation of the opening whistle as they ...
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Ten-Mile Race Oct. 12 In Wellington
Ten-Mile Race Oct. 12 In Wellington The Wellington Runners Club and the Village of Wellington will host the Fourth Annual Horse Country Ten-Miler on Sunday, Oct.
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Ruppe, Yager on the campaign trail
Constable Patton jailed Roane County Constable Mark Patton found himself in a place where he vowed to put others - ' behind bars Proud, sad day in Harriman Hundreds stood in the bright sun, wiping away sweat - ...
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Tennessee: Grass-fed cows provide growing market for regional beef
Some Southeast Tennesseeans are returning to buying grass-fed beef from area suppliers and food markets, experts say.
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Seized goods to benefit law agencies
Vehicles, jewelry and homes seized in high-profile federal drug cases in the 9th Judicial District will be sold and proceeds will be divided among local law enforcement agencies, officials said Tuesday.
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Lottery to give away Ten-Miler tickets
Service members will get a shot at winning tickets to compete in the Army Ten-Miler through an online lottery, organizers announced.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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