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Trenton, TN Mortgage Refinance in Tennessee

We make it easy to get the lowest mortgage refinance interest rate in Trenton, TN.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Trenton, TN residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in Trenton, Tennessee drop below the rate of your current mortgage.  With a lower interest rate, you'll save money on your mortgage payment every month.  Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate

With adjustable rates on the rise Trenton, TN residents can benefit greatly from refinancing your home for a low fixed rate.  These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash.  You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt.  How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI

Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent.  If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.

Save Thousands in Interest

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years.  Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan.  However, in the long-term you are saving thousands in interest.  And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator 

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis 
Return to mortgage refinance in the state of TN

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Trenton, Tennessee News
Local briefs: Clerk resigns; RIFA sale; Teen lied about shooting

Chancery Court clerk resigns in Gibson Co. Chancellor George Robert Ellis of the 28th Judicial District of Tennessee has announced that Lois Vaughn Lockhart has resigned as clerk and master of the Chancery ...


Trenton Special School Board to meet

The Trenton Special School District is holding its board meeting at 6 p.m. Tuesday in the library of Peabody High School.


Local briefs: Closings; Bredesen appointments

Most West Tennessee government buildings will be closed for this Thanksgiving holiday weekend.


News, Weather and Sports for Chattanooga and the Tennessee Valley

Another wonderful time! Here they are: See you soon, Brian Reply AP News Video


State disciplines medical workers

The Tennessee Department of Health took disciplinary action against four West Tennessee medical professionals in October, according to a statement released Monday.


Add zip to dips, soups and casseroles with taco seasoning

If you're in the habit of buying taco seasoning, you might consider using those flavor-filled packets to add kick and heat to dips, soups and casseroles.


Group home bonds approved

TRENTON-Gibson County Commissioners have approved the use of tax-exempt bonds for 14 group homes to be built in the county for the severely developmentally disabled.


County body authorizes Hill to sign grant paperwork

The Dyer County Commission passed a resolution Monday night officially accepting the terms of a $722,918 grant for new sidewalks and lighting around Veterans Square.


Trenton downtown restoration right move

Trenton city officials and community leaders are smart to restore their downtown.


Still voting at 100

The presidential election this week will determine the 19th man to reside in the White House during Evelyn Bingham's lifetime.


Dyer selects former mayor

TRENTON - Former Dyer Mayor Sam 'Walton' Thompson defeated four other candidates, including incumbent Mayor C. Scott Jewell, Tuesday night to become the city's mayor-elect. In another contested mayoral race in ...


Husband charged with conspiracy

A Trenton man is free on bond after being charged with plotting to have someone assault his wife and cause her to miscarry their unborn child.


Fearless braces for spooky weekend of picks

With Halloween fast approaching, Old Fearless pulled out the turkey costume he has used for 35 years and dusted the beak.


Watson-Jamison

Mr. and Mrs. Larry Watson of Trenton, Tenn., announce the engagement of their daughter, Becky Lauren Watson, to Benjamin Jamison Jr.


Trenton officials welcome group home project questioned by Madison County

While others have reacted sharply to plans to build 21 group homes for the severely developmentally disabled in Madison and Gibson counties, Trenton officials have not.


Aunt B's serves fun with food

Aunt B's adds liberal amounts of entertainment to dinnertime in Trenton. The restaurant offers free bingo on Tuesdays; senior citizen night on Wednesdays; steak night on Thursdays, karaoke on Fridays; bands and ...


Fall and Halloween Attractions Near Jackson TN

Skip the grocery store pumpkin bins and let your family have a fun, fall day out.


Candidates talk economy

State representative candidates Jim Ryal and Curtis Halford say the economic meltdown facing our nation means they will face serious challenges in representing District 79 in the General Assembly.


Shaw closing Trenton plant to layoff 440 employees

A spun yarn facility is closing its doors and laying off 440 employees. Shaw Industries Group Inc.


Reupholster and save that sofa

"It's kind of a dying art," Michele Jones said of the upholstery business. She and husband Chris opened Sitting Pretty Upholstery in spring 2004.


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"I prayed day and night for a miracle...In less than a week, (Somerset) was able to stop the foreclosure and get a new mortgage for me. It was the best of times...I have Somerset Mortgage Lenders to thank until eternity for the miracle they were able to make come true." - Diane B.
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