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TX Debt Consolidation in Texas

There’s no need to struggle with the high interest rates of credit cards any longer!  Whatever your reason for falling into debt, Somerset can help get you back on your feet.  Our debt consolidation specialists can help you:


Lower Your Monthly Payment
Texas residents benefit from the ease of paying just one low monthly payment while quickly eliminating your debt.


Save Money

Somerset Mortgage Lenders offers some of the lowest mortgage interest rates in TX.  Combine your high interest credit cards, personal loans, retail cards, home improvement loans, time shares, and boat loans into a single low interest debt consolidation loan.  Even if you have bad credit, Somerset’s debt consolidation specialist can get you on the right track.


Consolidate Mortgages

Take advantage of lower interest rates by consolidating all your mortgages into a single mortgage with a low interest rate.


Smile during Tax-Time

A debt consolidation loan can save you money on taxes!  Unlike credit cards, mortgage interest is usually tax deductible.  Consult a tax professional or one of our debt consolidation specialists to get the facts.


Still deciding if debt consolidation is right for you?  There’s never any fee or obligation to speak to our debt consolidation specialists.  They can work with you to determine just how a debt consolidation loan will benefit you.

Local debt consolidation directory for TX:
Abbott Alice Angleton Arthur City
Abernathy Alief Anna Asherton
Abilene Allen Annona Aspermont
Ace Alleyton Anson Atascosa
Ackerly Allison Anthony Athens
Addison Alpine Anton Atlanta
Adkins Altair Apple Springs Aubrey
Adrian Alto Aquilla Austin
Afton Alvarado Aransas Pass Austwell
Agua Dulce Alvin Archer City Avalon
Aiken Alvord Argyle Avery
Alamo Amarillo Arlington Avinger
Alanreed Amherst Armstrong Avoca
Alba Anahuac Arp Axtell
Albany Anderson Art Azle
Aledo Andrews Artesia Wells

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Texas News
Texas' Hutchison Calls McCain's VP Choice 'Bold'

Special Campaign '08 Coverage U.S. Sen. Kay Bailey Hutchison is applauding John McCain's choice of Alaska Gov.

Tough time for GOP

Washington -- The Republican Party that strode confidently into New York City to nominate President Bush for a second term in 2004 would hardly recognize the one that opens its national convention Sept.

AG says Bible courses not mandatory for schools

Texas high schools are not required to offer elective high school Bible courses under a new law adopted by the state last year, Attorney General Greg Abbott said Thursday.

Potential Obama veeps get turn on stage

Hillary Rodham Clinton isn't the only also-ran on the loose in Denver. Three officials who were mentioned as possible running mates for Barack Obama but didn't make it onto the ticket got a chance to address ...

Texas agency tightens procedures for abuse cases

AUSTIN, Texas-Because of a federal appeals court ruling, child welfare workers will be required to obtain court orders in most cases before removing allegedly abused children from their homes, officials said.

Texas Sen. Hutchison Says She's Out of McCain Veepstakes

U.S. Sen. Kay Bailey Hutchison said Thursday she hasn't been asked to be John McCain's running mate, despite some speculation that she's a possible choice for the No.

Perry issues disaster declaration for Gustav

Gov. Rick Perry has issued a disaster declaration for 61 counties as Texas prepares for a possible brush with Tropical Storm Gustav.

Deep-fried s'mores make Texas fried fare finalists in contest

When deep-fried s'mores become a plausibly obtainable snack option, the State Fair of Texas must be approaching.

Some sex assault charges dropped against designer

Los Angeles prosecutors dropped 30 of 59 sexual abuse charges against Indian-born celebrity fashion designer Anand Jon Alexander, as jury selection got underway for his trial in California.

Feds cite Texas bus operator after 2 fatal crashes

A Texas motorcoach operator forced out of service by federal authorities last week was involved in at least two deadly accidents in Mexico before being shut down, court records show.

The Federal Motor Carrier Safety Administration on Friday ordered Autobuses Rio Verde of Irving to cease interstate operations because of its links to Green River Buses LLC of Dallas, which had received a similar order in April.

Court records examined by The Associated Press show a bus operated by Autobuses Rio Verde was involved in a fatal crash in Mexico on July 3, less than two years after a bus operated by Green River Buses was involved in a similar one.

Texas revoked operators refuse to shut down

In the last 24 months, 201 Texas motorcoach operators were told their authorizations were revoked but an unknown number continued operating under new names, an official with the Texas Department of ...

Gustav kills 11; U.S. Gulf Coast prepares

Gustav swirled toward Cuba on Wednesday after triggering flooding and landslides that killed at least 11 people in the Caribbean.

Bush opposes independence for 2 regions in Georgia

President Bush appealed to Russia's president Monday to ignore the advice of lawmakers and refrain from recognizing Georgia's breakaway regions as independent.

The move came as the White House announced Vice President Dick Cheney would visit Georgia, a blast of support for an ally still reeling from its brief war with Russia.

Bush's intervention reflected the deep stakes for Georgia, which is a former Soviet republic, and the broader U.S.-Russia relationship, as the fate of separatist Abkhazia and South Ossetia remained in flux.

Texas students pack bookbags; teachers pack heat

Along with normal first-day jitters and excitement, students in this tiny district started school Monday wondering which teachers might be toting firearms.

Texas still leads nation in rate of uninsured residents

Texas once again led the nation with the highest percentage of residents without health insurance, a U.S. Census Bureau report showed Tuesday, although the same study also reports a slight dip last year in the percentage without coverage across the nation.

Fort Worth Man Shoots, Kills Neighbor's Dogs

A North Texas family is mourning the loss of two of their pets. The nine-month-old pit bulls were shot and killed by a neighbor who says it was self defense.

The shooting happened in a neighborhood off Ten Mile Bridge Road in northwest Fort Worth.

The neighbors never had any problems before. But that all changed over the weekend.

The man who pulled the trigger says he didn't have any choice. But the dogs' owners disagree.

Kristopher Harrison has a six-year-old daughter. He says that's why he was upset when two pit bulls wandered into his backyard Saturday afternoon.

Harrison says he told his next door neighbors, if it happened again, he would shoot the dogs. And that's exactly what he did around 4 a.m. Sunday morning.

Harrison says he and a friend were taking a break from watching the Olympics when the nine-month-old dog named 'Scarface' crawled under the fence. Harrison had his shotgun with him, so he says he shot the dog and the dog's sister, 'Lady'.

"I wish he just would have went in the house and would have came and told me instead of retaliating that way," dog owner Shaylen Ross said.

One of the animals was found dead in Harrison's backyard. The other was found dead in its own backyard.

"He was showing his teeth, growling and he was coming at me," Harrison explained. "The second dog, I didn't know. I didn't think I was going to have to shoot him, because he seemed a little hesitant. But then he looked at the hole in the fence. I thought he was going to go back under, then he turned around and started coming at me and that's when I shot him."

Fort Worth Police are reviewing the case, but they say if the dogs were in the neighbor's yard when they were shot it's unlikely that any charges will be filed.

Waco boy, 13, sentenced after admitting to murder

A 13-year-old boy who admitted stabbing a teenage friend to death this summer received a 15-year sentence Monday in a plea agreement.

State District Judge Alan Mayfield accepted the plea agreement after rejecting a 10-year proposal earlier this month.

The youth pleaded "true" to the first-degree murder charge. County officials have said the former Provident Heights Elementary School student is the youngest person in McLennan County ever charged in a murder.

Attorneys met at the Bill Logue Juvenile Justice Center, where the boy, who was 12 at the time of the June 6 stabbing, has been held since his arrest.

Authorities said the boy, whose name is not being released because of his age, stabbed 14-year-old Keith Dancer in the heart with a steak knife during a dispute.

Mayfield told the youth that if he continues to show good behavior, he could be released on parole in three years, the Waco Tribune-Herald reported Monday in its online edition.

His sentence will be carried out at a Texas Youth Commission facility.

The boy's mother, Babette Wilkerson, has said her son was attracted to the older boy and was upset that his feelings were not reciprocated.

Wilkerson said at the time of the murder that her son's father died in May and that the boy has been in and out of counseling all his life.

From TVs to parks, Houston City Council spends "leftover" funds

Houston City Council members embarked on a spending spree in May and June, snapping up flat-screen televisions and new office furniture with taxpayer money. Two council members took their staff members on overnight retreats to Galveston.

The buying splurges came in the weeks leading up to June 30, the end of the city's fiscal year. Each council member had until then to spend his or her $362,042 office budget. Leftover funds would revert to the city's general revenue fund.

Six council members bought new TVs with their budget funds. Some mounted large-screen TVs in common staff areas, while others bought each staffer TV sets for their desks.

Two new councilwomen, Wanda Adams and Melissa Noriega, bought five televisions each. Noriega got one TV for her office, one for her chief of staff's office, and three for the staff common area. Sullivan bought all his staffers TV sets but paid the $800 bill himself.

Other council members who bought televisions with public funds include Ron Green, Jolanda Jones, M.J. Khan and James Rodriguez. In all, 22 new TVs were purchased for the council floor, at a cost of $8,705.

Surplus funds also were spent on office furniture, a leadership-skills book and training.

In May, Adams and her five staffers had an overnight training retreat in Galveston. The bill was $3,911, which included five rooms at the Hotel Galvez at $125 a night, meals and the trainer's fee of $2,300.

Councilman Jarvis Johnson's staff retreat on June 27 cost about $6,800. His training consultant cost $3,500, and the office paid for seven $189-a-night rooms at the Moody Gardens Hotel, plus one $550 suite.

Other end-of-year purchases included $1,400 for shirts for Noriega's staff members. The T-shirts, golf shirts and button-downs sport the city logo and her name.

Three council members purchased new furniture at the end of the fiscal year. Green, who is serving his last term because of term limits, spent $14,304 on new furniture.

Green has a 42-inch, wall-mounted plasma television hanging over his new walnut credenza. The $1,000 TV was bought through a city vendor on June 10. Green repaid the city with a personal check on Aug. 6, two weeks after the Chronicle asked council offices for spending records.

Noriega spent $3,658 on a new desk and credenza.

Jones spent $1,607 to get six chairs re-upholstered in her favorite color, pink.

Testimony adds details in Texas child-for-sale case

A San Antonio couple accused of trying to sell the woman's 5-year-old daughter for sex also planned to include her 10-month-old daughter in the deal and then blackmail the person interested in the children, court testimony revealed this week.

The person with whom Jennifer Richards, 25, and her married boyfriend, Sean Michael Block, 40, had been in contact with turned out to be an FBI informant.

Richards is now charged with using interstate facilities to transmit information about a minor. Block is charged with distributing child pornography.

Both appeared Friday before U.S. Magistrate Judge Nancy Stein Nowak, who ordered Block held. Richards' detention hearing was delayed until Tuesday, the San Antonio Express-News reported Sunday.

Richards wanted an apartment and a used car in exchange for providing her daughter for sex, according to the affidavit. The deal also included child care for the 10-month-old, who "eventually" would be raped herself, testified Rex Miller, the FBI's lead agent on the case.

The couple also had hoped to then blackmail the person involved in the deal, Miller said.

Authorities said both children are no longer in Richards' custody and that neither child was sold for sex.

The FBI agent said Block made incriminating statements during an interview. Based on the interview, a review of the computers the couple used and surreptitiously taped conversations, Miller said he discovered the two were making further plans to abduct, rape and "carve up" a teenage runaway.

Mexican Police Chief Slain 1 Day After Taking Job

A northern Mexican town's police chief was killed Friday just 24 hours after replacing a predecessor whose slaying had prompted the rest of the force to quit out of fear of drug gangs.

Jesus Blanco Cano's bullet-ridden body was found at a ranch near the town of Villa Ahumada in Chihuahua state, about 80 miles (130 kilometers) south of El Paso, Texas, said Alejandro Pariente, a spokesman for the regional deputy attorney general's office.

He had been beaten, blindfolded and his hands were tied behind his back. Twelve bullet casings were found at the scene.

Cano, 40, had been on the job for just a day. The previous police chief, two other officers and three residents were killed in May when 70 gunmen barged into Villa Ahumada, a town virtually taken over by drug gangs.

The rest of its 20-member police force quit in fear, forcing the Mexican military to take over. The town had slowly been recruiting new police and was without a police chief until Blanco took the job. The troops eventually left.

Mayor Fidel Chavez met Friday with state police, but nobody at this office could be reached for comment. Chavez had fled after the May attack, taking refuge in the state capital of Chihuahua City, but he returned after soldiers recovered the town.

Mexico's powerful drug cartels have stepped up attacks against police in response to a military and police crackdown, beheading some officers and killing others outside their homes. Several towns and cities, particularly in the north, have struggled to hold together their police forces.

The mayor of Ciudad Juarez, a town just north of Villa Ahumada, announced a plan this week to recruit soldiers to replenish its depleting police force. Many police in Ciudad Juarez, across from El Paso, have been killed after their names appeared on hit lists left in public. Others whose names appeared on the lists have quit.

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