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Mortgage Refinance

We make it easy to get the lowest mortgage refinance interest rate in your area.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all you can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in your area drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate:

With adjustable rates on the rise you can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing:

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI:

Private Mortgage Insurance is usually required if your down payment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to eliminate that PMI payment by refinancing your mortgage.

Save Thousands in Interest:

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator  

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis  

Return to mortgage refinance in the state of TX

Call for COMPLETE details NOW!

(800) 675-9783

Angleton, Texas News
Inmate injured in Clute jail fight

A 43-year-old Angleton man was taken to a Galveston hospital Monday after authorities say he suffered facial injuries during an apparent scuffle with another man in the Clute jail that morning.


Fire forces hundreds indoors in Angleton

A large area of the city was told to shelter in place for about an hour Monday afternoon after a substance firefighters believe to be tar or asphalt caught fire, sending thick, black smoke into the air, officials said.


Rodeo's top steer brings in $175,000 at auction

Paul Somerville, winner of the Grand Champion Steer auction, stands in the back row Saturday after bidding $175,000 for Phantom, presented by Mackenzie Elrod, of Angleton.


Angleton teen's steer crowned champ at rodeo

Fifteen-year-old Mackenzie Elrod, of Angleton, beams Friday after her steer, Phantom, won Grand Champion at the Junior Market Steer Auction at RodeoHouston. Share Share Mackenzie Elrod thought it was a bluff.


Angleton postpones palette decision

Discerning the difference between 'Barn Door' and 'Reluctant Raisin' might prove daunting to some developers, and that possible confusion sent a suggestion to create a commercial color palette in Angleton back to the drawing board.


Diggs gives TCU high marks

Angleton, TX athlete Quandre Diggs is no stranger to attention. In fact, the talented Diggs knows it comes with the territory when your one of the nation's top prep stars.


Driver gets 7 years for manslaughter

Carol Delcambre cried openly as she held a photograph of her late husband and told the man convicted of killing him in an automobile crash that she'd lost the love of her life.


Driver gets 7 years for manslaughter in Angleton crash

Carol Delcambre cried openly as she held a photograph of her late husband and told the man convicted of killing him in an automobile crash that she'd lost the love of her life.


Thomas, Winder leaving Angleton ISD board

As many candidates hurried Monday to file their papers for the municipal elections, two longtime Angleton ISD trustees decided it was time to leave their seats.


Warren wins Court at Law 3 primary

Incumbent Jeremy Warren beat a former Brazoria County district attorney in primary voting Tuesday in his bid to remain only the second person to preside over Brazoria County Court at Law Place 3. Warren, who was appointed to the bench in 2008, easily held off a challenge from former Criminal District Attorney Jerome Aldrich, 53, of Lake Jackson.


Lemonades are cool, Girl Scouts say

A connoisseur of Girl Scout cookies would have to go a long way to find the kind of confection causing concern nationwide, and even if they did, the Lemon Chalet Creme might not taste great but still would be safe, officials said.


Blood samples at issue in manslaughter trial

A judge is set to decide today whether to allow two blood samples as evidence in the trial of an Orange man accused of being under the influence of drugs when he hit two vehicles with his 18-wheeler, killing a Danbury man and seriously injuring a police officer.


Angleton starts kids early on being bilingual

A young girl in kindergarten peered over her book, and with the help of her teacher, she tried to read out loud the sentences.


1968 Angleton grad reunited with class ring

The last time Sheryl Ann Harris saw her Angleton High School Class of 1968 ring, her last name was Lebay and she lived with her parents.


Angleton OKs major drainage project

The city will spend $1.3 million to lay 25,350 feet of sewer main to help improve drainage and take advantage of a large-capacity sewer plant on Sebesta Road.


Fire guts woman's home

A fire gutted half of a woman's home early Friday morning and caused about $75,000 in structural and smoke damage.


Alabama and Tennessee latest to offer Diggs

ESPNU 150 Watch List athlete Quandre Diggs is up to 23 offers after a pair of SEC powers extended offers on Wednesday.


Accident involving bus hurts 3; woman charged

A woman was arrested on a felony intoxicated assault charge after police said she hit a truck in front of her and pushed it into the back of an Angleton ISD bus.


Advertisement - Christina Ross, D.D.S.

Thursday, February 18 Photo by Christy Wooten Lenten service Lisa Ondrey kneels in prayer after an Ash Wednesday Mass at St.


Early voting in primaries down from 2008

Early voting totals this week for the March primaries are well below totals for the 2008 primary at the same time in the process, but party officials are not surprised.


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"...I was sure that Somerset was the right choice...they couldn't have been more compassionate or understanding...I just couldn't believe that this all happened within a week...Thanks to my loan officer and all the rest of those great people at Somerset, my family will be able to stay in the only home they have known for some time, without fear of being put out." - Tom N.
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