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FHA Loans

FHA loans differ from conventional loans in a number of ways. The down payment required for a FHA-insured loan, is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

FHA loans offer borrowers several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3.5-5%

The FHA is also more flexible in calculating factors to determine whether or not to approve the loan factors such as household income and repayment ratios.

Local FHA Loan directory for TX :
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Abbott Alice Angleton Arthur City
Abernathy Alief Anna Asherton
Abilene Allen Annona Aspermont
Ace Alleyton Anson Atascosa
Ackerly Allison Anthony Athens
Addison Alpine Anton Atlanta
Adkins Altair Apple Springs Aubrey
Adrian Alto Aquilla Austin
Afton Alvarado Aransas Pass Austwell
Agua Dulce Alvin Archer City Avalon
Aiken Alvord Argyle Avery
Alamo Amarillo Arlington Avinger
Alanreed Amherst Armstrong Avoca
Alba Anahuac Arp Axtell
Albany Anderson Art Azle
Aledo Andrews Artesia Wells

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Texas News
Textbook Vote Reflects Far-Right Ideals

A far-right faction of the Texas State Board of Education succeeded Friday in injecting conservative ideals into social studies, history and economics lessons that will be taught to millions of students for the next decade.


Questions about research slow climate change efforts

The violent threats are not what bother Michael Mann the most. He's used to them.


Convicted Texas Sex Offender Arrested After Woman Stalked

A registered Texas sex offender was in custody Friday after a woman who responded to an online ad seeking a singer for a Christian band was harassed and threatened.


Study: Texas quakes linked to post-gas drilling process

A wastewater disposal process done after natural gas extraction - and not the drilling itself - is a plausible cause for the surprising series of minor earthquakes in north Texas, according to a study released Wednesday.


Texas Boy Thrown From Car Driven By 14-Year-Old Sister

A 6-year-old Texas boy has died after he was thrown from a car that his 14-year-old sister was driving after an argument with her parents.


New Paris Sex-hibit bares all: erotic ceramics from ancient Peru tell story about elite power

The latest show at Paris' Quai Branly museum comes with a warning for visitors: "This exhibition of Moche ceramics shows sexual acts of an explicit nature." But the extraordinary and graphic testimonial of the ancient Moche civilization of Peru isn't about physical pleasure or procreation, according to the curator.


Texas Education Board member walks out amid debates over race

A longtime State Board of Education member accused her colleagues of "whitewashing" curriculum standards Thursday and walked out of the panel's meeting in frustration amid heated debates about race and the inclusion of Hispanics in lesson plans.


Kansas officials discuss 4 options for expanding rail service from Kansas City to north Texas

Kansas is a step closer to expanding passenger rail service in the state, but trains won't start rolling for several years.


Interior: Climate change threatens migratory birds

Global climate change poses a significant threat to migratory bird populations, which are already stressed by the loss of habitat and environmental pollution, according to a report released Thursday.


Texas Gas Prices Up 3rd Straight Week

The weekly AAA Texas survey released Thursday shows regular unleaded rose an average of 8 cents at Texas pumps to $2.65 per gallon.


Off-duty trooper apparently shot himself

Authorities say that it appears that an off-duty state trooper who was shot at the home of another off-duty trooper shot himself.


Lag time in tracing tainted food puts kids at risk

Food director Jackie Anderson didn't get word last month until it was too late - after students in the Arlington Independent School District already had eaten tacos filled with beef that should have been destroyed.


Panel: Women need chance to avoid repeat C-section

Too many pregnant women who want to avoid a repeat cesarean delivery are being denied the chance, concludes a government panel that urged doctors to rethink litigation-spurred policies that have swung the pendulum back toward the days of "once a C-section, always a C-section." Fifteen years ago, nearly 3 in 10 women who had a first C-section were ...


TEA says Fox News lied

AUSTIN The Fox Network in recent days has repeatedly broadcast highly inaccurate information about the State Board of Education's efforts to adopt the new social studies curriculum standards.


Network news show gets a flunking grade from education agency

By TRACI SHURLEY AUSTIN -- It's pretty safe to say Fox & Friends didn't make any new friends at the Texas Education Agency on Wednesday.The state agency put out a news release about noon, trying to clear up 'inaccuracies' it said the Fox Network show had broadcast that morning.


Former disgraced track star, Marion Jones, signs with WNBA's Shock

Former sprinter Marion Jones has signed the WNBA's Tulsa Shock, hoping to launch a new career after losing five Olympic medals for using steroids and doing jail time for lying to federal prosecutors.


Boyfriend: 'Jihad Jane' suspect wasn't religious

The self-dubbed "Jihad Jane" who thought her blond, all-American profile would help mask her plan to kill a Swedish cartoonist is a rare case of a U.S. woman inciting foreign terrorism and shows the latest evolution of the global threat, authorities say.


Texas ed board set to take 1st vote since primary

Texas' state education board, rocked by primary elections that may push the influential panel's far-right leanings toward the center, is set to take its first vote on a new social studies curriculum that could reverberate in classrooms nationwide.


Texas crop, weather

"February weather was somewhat amazing," said Dr. Travis Miller , AgriLife Extension specialist and associate department head of the Texas A&M University soil and crop sciences department.


NCAA gives Texas a year grace period

No one covers University of Texas sports like the American-Statesman beat writers.


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