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VA FHA Loans in Virginia

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer VA residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

Local FHA Loan directory for VA :
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Faber Fieldale Fort Belvoir Franklin
Fairfax Fincastle Fort Blackmore Franktown
Fairfax Station Fishers Hill Fort Defiance Fredericksburg
Fairfield Fishersville Fort Eustis Free Union
Falls Church Flint Hill Fort Lee Freeman
Falls Mills Floyd Fort Mitchell Fries
Fancy Gap Ford Fort Monroe Front Royal
Farmville Forest Fort Valley Ft Myer
Farnham Fork Union Foster Fulks Run
Ferrum

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