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Sperryville, VA FHA Loans in Virginia

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Sperryville, VA residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

Return to fha loans in the state of VA

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Sperryville, Virginia News
A chance meeting and a lesson in tolerance from the Emir of Sperryville

Camelot is a place to study tolerance. My daughter had given me a gift certificate for Borders, and I was determined not to let it burn a hole in my pocket.


2008 Citizen of the year: Claudia Mitchell

It is rare to find in one person both the strength to persevere against a daunting personal challenge, and the strong desire to continue to serve others.


How to avoid the commercial strip look on Route 211

When is a strip mall not a strip mall? Or better yet, how do you make a commercial strip not look like one? Members of the Rappahannock County Planning Commission were given a preview of development options ...


Changing face of Rappahannock County

Rappahannock News Staff Photos/Stephen Dareing FAMILY BUSINESS: Martha O'Bannon-Hitt is getting out of the business her father started in 1970 known as the Emporium, a unique tourist market in Sperryville.


How I See it: Cougars have been sighted in Virginia

In the last two years, multiple cougar/mountain lion sightings have been reported from Chester Gap in Warren County south through Sperryville, Syria, Hood and Loft Mountain to Crozet in western Albemarle ...


Rappahannock's easements surpass 27,000 acres

Roger and Kathryn Jones of Sperryville have granted to the Virginia Outdoors Foundation an easement protecting an additional 95 acres of what was once Jessamine Hill in Washington, Va.


Tractor trailer 'hits and runs' On Route 231

Shelly Jenkins, 25, picked up a sandwich at the F.T. Valley store to take to her father, Charles, at work on Piedmont Farm Monday morning.


Thornton River Grille celebrates five years

Thornton River Grille celebrates five years The Thornton River Grille opened on Main Street in Sperryville on Nov.


Giving it his best shot

Sean McCaskey opens a barrel of whiskey. After 14 months of aging, it is ready to be filtered, bottled and shipped.


Fire destroys home in Scrabble

Derek Byers, 16, of Scrabble was watching a movie in his mother's bedroom and talking to his girlfriend on the phone Sunday afternoon when he said he smelled burning plastic.


Virginia did it!'

Virginia did it!' Obama becomes U.S. president, Rappahannock votes McCain Rappahannock votes McCainCNN called Virginia for Democratic Sen.


Chris Johns: Out of Africa, into Rappahannock

Rappahannock's Chris Johns is the editor-in-chief of the most recognized magazine in the world National Geographic - and if you ask Johns how he got there, he'll tell you that he never had a plan to end up ...


Lower gas prices drive me out of town

The gas gods are smiling on us. Or should I say big oil execs are? Or are they the same thing? I recently filled my gas tank in town for $3.40 a gallon.


Church to dedicate refurbished organ

Traveling down U.S. 522 toward Sperryville, one comes to Slate Mills Road just before the Boston Store.


Sheriff's Office swears in J.C. Welch as new investigator

J.C. Welch of Sperryville was sworn in yesterday as the new investigator for the Rappahannock County Sheriff's Office.


Looking for beauty in unlikely places

After a "life-changing" experience 10 years ago, a man who worked as a manager and internal auditor for Circuit City and Lowe's changed the direction of his life and became a professional photographer, finding ...


October is for wine, too

O ctober marks the 20th anniversary of Virginia Wine Month. The designation was created in 1988 to support Virginia's young wine industry and is now a major player on the state's calendar.


New CodeRED alerts residents of dangers

Local By James P. Gannon Special to the Rappahannock News Source: Rappahannock News THURSDAY, OCTOBER 9 2008 Suppose that flash floods developing in Rappahannock County threaten to swamp your home in the ...


Our View: County should Ok position of fire marshal

SUMMARY: Establishing a fire marshal position within the county's building department makes sense.


How will Rappahannock look in the future?

Local By James P. Gannon Special to the Rappahannock News Source: Rappahannock News THURSDAY, SEPTEMBER 25 2008 Planning commission begins long-range focus The Rappahannock County Planning Commission, which ...


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