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Mortgage Refinance

We make it easy to get the lowest mortgage refinance interest rate in your area.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all you can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in your area drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate:

With adjustable rates on the rise you can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing:

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI:

Private Mortgage Insurance is usually required if your down payment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to eliminate that PMI payment by refinancing your mortgage.

Save Thousands in Interest:

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator  

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis  

Return to mortgage refinance in the state of WI

Call for COMPLETE details NOW!

(800) 675-9783

Abbotsford, Wisconsin News
Right to know?

For months after he came in contact with an inmate's blood during a struggle at the prison where he works, Dan Meehan wondered if he had been exposed to the HIV virus.


Police Reports

A 31-year-old Marshfield man was arrested at 7:49 p.m. Monday within the 1500 block of North Hills Avenue for domestic abuse and battery.


Emergency dispatch: Marathon County squad car involved in crash

A Marathon County Sheriff's Department squad car has rolled off the road on Highway 29 at the curve between highways 13 and F near Abbotsford, according to emergency dispatch reports.


More

About 60 central Wisconsin business leaders this week will attempt to keep several of the region's needs at the forefront of state lawmakers' attention to garner necessary funding to support expansion.


Our view: Cheers to library Internet access, new chief and listening session

Cheers to expanding high-speed Internet access at rural libraries, including a number in the Marshfield area.


Sheriff's deputy injured in crash near Abbotsford

A Marathon County Sheriff's Department deputy sustained minor injuries Friday night when his squad car rolled over on its roof near Abbotsford.


Marriage licenses

BAKER, Michael, and SJOGREN, Sandra, both village of Weston, Jan. 19, 2010. WERNER, Phillip, and MILLER, Sherry, both town of Ringle, Feb.


Courts

* Alanso Ochola Espino, 30, of 528 N. Second St., Colby; disorderly conduct with a motor vehicle; ordered to pay $283. * Samuel Pantoja Vega, 19, of 318 N. Fifth St., Abbotsford; speeding and no valid driver's license; ordered to pay $401.10. * Bautista Solis Santos, 27, of W2838 Heintown Road, Loyal; operating a vehicle without a valid driver's ...


Abbotsford Public Library gets up to speed

Hundreds of schools and libraries in Wisconsin will get an Internet upgrade. Abbotsford Public Library is one of them.


'Right to Know' bill would impact inmates with diseases

State Sen. Randy Hopper, R-Fond du Lac, and State Rep. Scott Suder, R-Abbotsford, have introduced a bill they say will better protect Wisconsin's more-than 5,000 correctional officers from catching a disease on the job.


Courts

* Alaina J. Romo, 26, of 118 W Elm St., Abbotsford; guilty plea; two counts of battery; one year probation on each, scheduled to run concurrent, and ordered to pay all costs.


Snowfall making road slicks, some crashes reported

Emergency personnel have responded to a three-car crash near Abbotsford, according to the Marathon County Sheriff's Department.


Abbotsford seeks OK for wells

Still needing more water, the city of Abbotsford is seeking state approval for a $9.32 million plan to develop a well field on the city's east side with a treatment plant and connecting water mains.


Letter: Academy offers home-school teaching option

Editor: There are many reasons that parents decide to educate their children at home.


Everything is in order for ShowCase Player's comedy

Looking for that special place to take your loved one for Valentine's Day? The ShowCase Players have just the ticket with the comedy 'Out of Order' by Ray Cooney at 8 p.m. Friday and Saturday and 2 p.m. Sunday in the Colby High School Theater.


Abbotsford Student Senate Holds Spaghetti Dinner to Benefit Haiti

What: Spaghetti Dinner to Benefit Haiti Relief Efforts When: Tuesday, February 9th, 2010 4-7 p.m. Where: Abbotsford High School Cafeteria Cost: $6.00 Info: Proceeds to Lions Haiti Relief Fund Sponsored by Abbotsford Lions Club and Abbotsford Student Senate Click here to post a comment.


Government meetings

Board of Public Works/Finance, Budget and Personnel meeting -- 9 a.m. Monday at City Hall.


A caterpillar captures children's imaginations

SPENCER -- The story of a greedy caterpillar transformed into a butterfly left children open-mouthed, with occasional cries of amazement, as they enjoyed the recent production of 'The Very Hungry Caterpillar and Other Favorites of Eric Carle' at the LuCille Tack Center for the Arts in Spencer.


Yesterday in Marshfield

In his annual report, Peterson said the department answered 12 calls in the city and 36 in the rural areas.


Milk quality management topic of session

ABBOTSFORD -- A series of dairy seminars, 'Cost Effective Milk Quality Management,' will be held at locations in central Wisconsin from Feb.


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"Every other company said they could not help us. After speaking to about five companies, we really believed that no one could. Then we called Somerset, and your company proved us and those other companies wrong. We can't thank you enough for all your hard work and effort in getting us a low fixed rate. We can now breathe easier..." - L. Braun
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