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Mortgage Refinance

We make it easy to get the lowest mortgage refinance interest rate in your area.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all you can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in your area drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate:

With adjustable rates on the rise you can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing:

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI:

Private Mortgage Insurance is usually required if your down payment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to eliminate that PMI payment by refinancing your mortgage.

Save Thousands in Interest:

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator  

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis  

Return to mortgage refinance in the state of WI

Call for COMPLETE details NOW!

(800) 675-9783

Abrams, Wisconsin News
Cheers and jeers

Cheers: I stopped at a restaurant to ask where Madison Street was as I rode around about 45 minutes and couldn't find it.


Moes, Tom

Tom Moes, 69, Abrams, died suddenly Tuesday evening, March 9, 2010 at Bellin Memorial Hospital.


Carve-a-palooza lures award-winning artists

Wood chips flew this week at Jamie Doeren's art studio in Abrams, where more than 30 of his fellow chainsaw artists from all over the world were gathered for the fourth annual Carve-a-Palooza. Award-winning artists from Japan, Germany, Belgium, Great Britain and throughout the U.S. were on hand for what is primarily intended as a social event for ...


Register for Oconto Chamber 3rd Annual Business Expo

It is time to register for the 3rd Annual Business Expo which will be held on March 25 at the Bond Community Center in Oconto.


Sutrick, Edmond 'Ed'

Edmond 'Ed' Sutrick, 82, Oconto Falls, died Sunday morning, Feb. 28, 2010, at Sharpe Care.


Happy Birthday, Pee Wee King

Pee Wee King was born Julius Frank Anthony Kuczynski on February 18, 1914 in Milwaukee, Wisconsin to a Polish American family.


Dian Page column: Benefit 'fashioned' for orchestra's youth programs

A fashion show with a boutique sale featuring 10 area vendors is scheduled March 2 at the Rock Garden Supper Club in Howard.


Number of new donors doesn't keep pace with those needing organs

In the summer of 2008, Tanya Conrad sent an e-mail to about 50 relatives and close friends, asking if anyone could do her a favor: give up a kidney.


Looking backward: Feb. 3

Two Oconto Elementary School teachers have recently been announced as nominees to receive the Golden Apple Teaching Award.


Abrams house fire displaces 1 adult

TOWN OF ABRAMS - The Lakeland Chapter of the American Red Cross responded to a house fire in the town of Abrams around 8 a.m. Friday.


OnMedia: Messes don't get bigger than NBC's

Published Jan. 13, 2010 at 11:00 a.m. Tags: jay leno , conan o'brien , nbc , david letterman , jimmy kimmel , outdoor wisconsin , dan small , jack abrams , abc , the middle , modern family , cougar time , our little genius , tina tequila , larry king , andrew fenlon There is something epic in the slash-and-burn strategy that's dispatching a wounded ...


Wednesday

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Gaertig, Wayne J.

Wayne J. Gaertig, 56, Abrams, died Sunday, Dec. 20, 2009, at his home. Funeral arrangements are pending and will be announced in Tuesday's edition of the Press-Gazette. Lyndahl Funeral Home And Cremation Services 1350 Lombardi Avenue 499-1223


Samantha Malinski, Oconto, gives birth in car on way to hospital

Samantha Malinski gave birth early today to a healthy baby girl - in the backseat of her mom's Chevy Impala.


Victim identified in fatal Oconto County crash

Authorities have identified the victim of a fatal traffic accident in Oconto County as Jesse James Williquette.


Blazer, Verna M.

Verna M. Blazer, 94, formerly of Green Bay, died Tuesday, Dec. 1, 2009, at her residence in De Pere.


Story, video, photos: Shoppers hunt for savings

Like hunters in their deer stands, many shoppers spent hours in the cold early Friday waiting to bag their prize.


Pagans came first

ABRAMS - My husband and I read with interest the evolution debate in the Nov. 15 Green Bay Press-Gazette. We have two different takes on the whole thing, although we both believe in evolution.


County deer harvest totals discouraging

The opening weekend of the nine-day gun deer season in Oconto County overall showed a decrease in the number of deer bagged for the second year in a row.


Freakfest brings Madison back to ghoul

Walking down State Street in Madison on Halloween night, one could expect to see lots of cops and many creative costumes.


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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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