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Mortgage Refinance

We make it easy to get the lowest mortgage refinance interest rate in your area.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all you can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in your area drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate:

With adjustable rates on the rise you can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing:

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI:

Private Mortgage Insurance is usually required if your down payment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to eliminate that PMI payment by refinancing your mortgage.

Save Thousands in Interest:

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator  

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis  

Return to mortgage refinance in the state of WI

Call for COMPLETE details NOW!

(800) 675-9783

Adams, Wisconsin News
Country Pals jam at monthly concerts

ADAMS -- Country Pals share their musical talents monthly at the Adams County Community Center.


It's Weights and Measures Week

Contact: Jody Cardin 608-224-4945 Note: There are opportunities for reporters to ride along with a Weights and Measures inspector.


Engagement - Karalyn Dehn and Jeffrey Massen

Mark and Lynne Dehn, Beaver Dam, are proud to announce the engagement of their daughter, Karalyn Dehn to Jeffrey Massen, son of Kent and Janis Massen, Adams.


Public meeting February 23 for WIS 82 bridge over the Wisconsin River in Juneau/Adams County

The Wisconsin Department of Transportation is conducting a public information meeting to discuss the replacement of the Point Bluff Bridge on WIS 82 over the Wisconsin River between Juneau and Adams Counties.


Deforest man facing Adams County charges for stealing vehicle

A 42-year-old Deforest man is facing charges in multiple Wisconsin counties, including Adams County, for a string of thefts that included a Friendship man's vehicle.


Campus news

The following local students were named to the Western Technical College, La Crosse, president's list of high distinction for 2009 fall semester: Maribeth Barrick, Adams; Jessica Schultz, Adams; Timothy Brockwell, Necedah; and Jacqueline Eckes, Vesper.


Letter: Adams County Republican caucus planned

A curious thing happened on the way to this year's caucus. America's so called silent majority found its voice.


Feingold to hold listening sessions in Adams, Juneau counties

U.S. Sen. Russ Feingold will hold listening sessions Saturday in Adams and Juneau counties.


Birth-to-Three programs to get funding boost

Two central Wisconsin programs that help infants and toddlers with developmental disabilities received $24,000 in federal stimulus funds to work together and improve services.


4 people injured after crash in Adams Co.

Four people are injured after a three vehicle crash near Adams Friendship. It happened Friday afternoon on Highway 13 at Cottonville Avenue.


Volunteer

One of the goals of United Way of Inner Wisconsin's Volunteer Center is to recruit and match volunteers for nonprofit organizations needing your help in south Wood and Adams Counties.


UW-Extension, banks help with checking

University of Wisconsin-Extension offices and local banks are teaming up to help give troubled consumers a second chance at having a checking account.


Adams County Board has 2 contested seats

Residents in two Adams County supervisory districts will have a choice when they head to the polls April 6 to vote in the County Board race.


No primary elections in school districts

Carole Janssen contemplated ending her tenure on the Adams-Friendship Area School Board after this year, her 30th.


Co-op, Land O'Lakes collect food

Wisconsin River Co-op and Land O'Lakes joined together to donate a total of $8,000 to local food pantries.


David E. Fenner

David E. Fenner, 65, of Weyauwega, formerly of Adams, passed on Monday, Nov. 23, 2009, at the Riverside Medical Center in Waupaca.


Board OKs Adams County tax increase

FRIENDSHIP -- Adams County's property tax rate will go up 15 cents per $1,000 of equalized value in 2010.


'Bethlehem' invites other volunteers

ADAMS -- Again this year, 'A Night in Bethlehem' will offer local families the opportunity to experience a trip back in time to the first Christmas, more than 2000 years ago.


CrimeTracker 15: Animals Seized in Adams County

Fair Posted Thursday, November 12, 2009 --- 6:37 p.m. On 11-11-09 at approximately 1:17 p.m., the Adams County Sheriff's Dept.


FdL County residents still eligible for flood relief

Fond du Lac is one of 30 counties in southern Wisconsin eligible for money through the 2008 Flood Recovery Program.


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"I prayed day and night for a miracle...In less than a week, (Somerset) was able to stop the foreclosure and get a new mortgage for me. It was the best of times...I have Somerset Mortgage Lenders to thank until eternity for the miracle they were able to make come true." - Diane B.
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