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Mortgage Refinance

We make it easy to get the lowest mortgage refinance interest rate in your area.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all you can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in your area drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate:

With adjustable rates on the rise you can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing:

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI:

Private Mortgage Insurance is usually required if your down payment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to eliminate that PMI payment by refinancing your mortgage.

Save Thousands in Interest:

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator  

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis  

Return to mortgage refinance in the state of WI

Call for COMPLETE details NOW!

(800) 675-9783

Adell, Wisconsin News
City limits: Jury still out on long-term effectiveness of ordinance shunning sex offenders

In October 2008, Sheboygan's Common Council unanimously slammed the doors of the city on sex offenders, passing an ordinance requiring most to get approval from a city committee in order to live here.


Woman seriously hurt in rollover crash

A 64-year-old Cedar Grove woman suffered serious but non-life-threatening injuries Wednesday after being partially ejected and trapped as her minivan crashed on a snowy roadway and rolled onto its side, according to the Wisconsin State Patrol.


Woman partially ejected from car in Sheboygan crash

SHEBOYGAN COUNTY a ' Authorities report a woman was partially ejected from her car after a two vehicle crash in Sheboygan County.


Adell man sent to prison for drive-by shooting

A 23-year-old Adell man has become the second person sentenced to prison for using a sawed-off shotgun during drive-by shootings of a house and car last summer, according to court records released Tuesday.


Authorities: Wis. woman stabbed self, blamed man

Sheboygan County authorities say a 25-year-old woman stabbed herself in the palm with a knife, then falsely accused a male acquaintance of attacking her.


Letters: Donations to Plymouth Salvation Army exceed goal

The busy Christmas season has come and gone along with the Salvation Army's 2009 Red Kettle Campaign.


Robert J. Maske

Robert J. Maske, age 70, of 428 Lincoln Drive, Howards Grove, WI, passed away with his wife at his side and surrounded by his loving family at his home, early Saturday evening, January 30.


Adell woman hurt in rollover crash

A 35-year-old Adell woman was hospitalized with serious injuries after crashing on a snow-covered road between Sheboygan Falls and Waldo, according to the Sheboygan County Sheriff's Department.


A taxing time

Like so many swallows to Capistrano, dozens of taxpayers flocked to the Sheboygan County Treasurer's Office on Monday to pay their 2010 property tax bills, even if it meant standing in line with others for a long time.


Gordon D. Lund

Gordon D. Lund, age 80, of Adell, died unexpectedly and went to be with his Lord and Savior on Sunday, December 27, 2009 at Froedert Memorial Lutheran Hospital in Milwaukee.


Clarence G. Schicker

Clarence G. Schicker, age 84, formerly of N1713 Hwy 28, Adell, WI, went to be with his beloved wife, Lillian, early Wednesday evening, December 16, 2009 at Pine Haven Nursing Home in Sheboygan Falls with his loving family by his side.


Alwin H. Navis

Alwin H. Navis, 93, of Hingham, passed away on Monday morning, December 7, 2009 at Pine Haven Christian Residential Home.


Sex offender gets jail for exposing himself to Adell clerk

A 37-year-old sex offender from rural Adell will spend six months in jail for repeatedly exposing himself to a gas station clerk this summer.


Share the Spirit asks community to give back

Light up someone's life this holiday season by joining with The Sheboygan Press and the Aging and Disability Resource Center to provide time and seasonal joy to the isolated and lonely adults of our community.


Trial begins Monday in infant abuse case

Since her 10-month-old daughter came home from a church day care center with horrific injuries in June 2007, answers have been few and far between for Kim Huebner.


Night of Lights activities planned in Random Lake

The public is invited to visit Random Lake's Annual Night of Lights, 4:30 to 8 p.m., on Friday, Dec.


Welcome to Ozaukee Press online

A Manure spreader that teen hit on dark, foggy road did not have lights, but they may not be required, authorities say A crash last week that killed a teenager who drove into a manure spreader that was stopped on a dark, fog-shrouded road in the Town of Belgium last week has raised questions about safety lights required on farm vehicles.


Building the future

And now the $25 million question: Is this the right time for a new middle school, technology center and swimming pool? That question will be put to a vote today in the Cedar Grove-Belgium School District, where officials say they need to upgrade overcrowded and inefficient elementary and middle schools and an aging community pool.


Sheboygan County trick-or-treating times

All but one Sheboygan County community will host trick-or-treating today, as the annual holiday falls conveniently on the weekend.


Recruiting ringers

Looking for an easy way to make a difference in someone's life? Consider ringing a bell for the Salvation Army's annual Christmas Red Kettle Campaign.


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"Every other company said they could not help us. After speaking to about five companies, we really believed that no one could. Then we called Somerset, and your company proved us and those other companies wrong. We can't thank you enough for all your hard work and effort in getting us a low fixed rate. We can now breathe easier..." - L. Braun
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