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Almond, WI Mortgage Refinance in Wisconsin

We make it easy to get the lowest mortgage refinance interest rate in Almond, WI.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Almond, WI residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in Almond, Wisconsin drop below the rate of your current mortgage.  With a lower interest rate, you'll save money on your mortgage payment every month.  Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate

With adjustable rates on the rise Almond, WI residents can benefit greatly from refinancing your home for a low fixed rate.  These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash.  You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt.  How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI

Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent.  If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.

Save Thousands in Interest

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years.  Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan.  However, in the long-term you are saving thousands in interest.  And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator 

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis 
Return to mortgage refinance in the state of WI

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Almond, Wisconsin News
Raymond Sanchez Jr.

Raymond 'Cala' Sanchez Jr., 58, 8353 Division St., Bancroft, died at home Dec. 2, 2008, following a lengthy illness.


Countywide baiting ban isn't rational

The Department of Natural Resources last week announced that it will ban all deer baiting and feeding in Marathon County starting Dec.


Baiting and feeding ban goes into effect in Marathon and Wood counties Dec. 15, 2008

The Department of Natural Resources announced today that, in accordance with existing state law, a baiting and feeding ban on white tailed deer will go into effect on December 15, 2008 in Marathon and Wood ...


Authorities asking for assistance with solving burglaries

Deputies received report on Halloween that Dee's Bar and Grill, 1371 Division St., Almond, and the Almond Fire Department, 114 Main St.


Corrections from Thursdays Journal

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Police log

Vandalism/criminal damage to property: Nov. 12 around 10:55 p.m., sheriff's deputies received report of pumpkins being thrown off the overpass near 1-39 and Janick Circle, Hull.


Margaret A. Harvath

Margaret A. Harvath, 72, 2241 Jefferson St., Stevens Point, died Sunday, Nov. 9, 2008, at Saint Michael's Hospital, following a brief illness.


Family living educator helps create household bonds

Fifty-six-year-old Pat Rychter's motto is this: 'Operate as if everyone out there could use us at any given moment.


Trick-or-Treat hours set for Stevens Point and surrounding areas

The following trick-or-treat hours will be observed on Friday: Almond - 5 p.m. to 7 p.m. Amherst - 5 p.m. to 8 p.m. Amherst Junction - 5 p.m. to 8 p.m. Junction City - 5 p.m. to 7 p.m. Milladore - 6 p.m. to 8 ...


Ruth A. Fuller

Ruth A. Fuller, 90, of Plover, formerly of Bancroft, entered eternal rest Wednesday Oct.


Pat Durkin column: State's ho-hum CWD response is a gamble

The state's response to finding chronic wasting disease in a Portage County game-farm deer last Friday was so calm, orderly and pragmatic one almost misses the good ol' days of 2002 when we packed auditoriums ...


Andrews, Judy F.

Judy F. Andrews, age 59, of Waupaca, WI, passed away on Tuesday, October 7th, 2008, at Riverside Medical Center in Waupaca.


Almond students plant Pinwheels for Peace

In today's world, peace needs to become more than just a word. On Sept. 22, Almond Elementary School students took part in an international art and literacy project, Pinwheels for Peace, by 'planting' pinwheels ...


Midwest: All Over the Map

Stone Lake: "Stone Lake Cranberry Festival." You can't get enough cranberries so if you find yourself in northwestern Wisconsin on Saturday, head to Stone Lake for their berry good day.


Police log

Criminal damage to property: Sunday around 4:24 a.m., officers received report of damage to a vehicle at Kmart, 111 Division St.


Meetings

Today Village of Plover Police and Fire Commission, noon, municipal center. Agenda includes discussion and possible action on Police Department's use of force, firearms training range, EVOC/PIT, domestic ...


The Rev. Basil Folan

The Rev. Basil Folan, OP, 85, of the Wisconsin Veterans Home, formerly of Plainfield, passed away Wednesday, Sept.


Meetings

Today Portage County Highway Committee, 7 a.m., highway facility, 345-5355. Portage County Commission on Aging/Aging & Disability Resource Center Board, 4 p.m., Lincoln center, 346-1401. Agenda includes ...


Government Meetings

Monday Portage County Capital Projects & Finance Committee, 8 a.m., courthouse annex, 346-1330. Portage County Finance Committee, 4:30 p.m., courthouse annex, 346-1330. Stevens Point Personnel Committee, 6 ...


Names Released in Fatal Waushara County Car Accident

The Waushara County Sheriff's Department has released the names of the two men killed in Friday's car accident in Plainfield.


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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
 
"Every other company said they could not help us. After speaking to about five companies, we really believed that no one could. Then we called Somerset, and your company proved us and those other companies wrong. We can't thank you enough for all your hard work and effort in getting us a low fixed rate. We can now breathe easier..." - L. Braun
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