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Mortgage Refinance

We make it easy to get the lowest mortgage refinance interest rate in your area.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all you can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in your area drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate:

With adjustable rates on the rise you can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing:

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI:

Private Mortgage Insurance is usually required if your down payment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to eliminate that PMI payment by refinancing your mortgage.

Save Thousands in Interest:

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator  

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis  

Return to mortgage refinance in the state of WI

Call for COMPLETE details NOW!

(800) 675-9783

Arpin, Wisconsin News
Campus news

Local students have been named to the dean's list for the fall 2009 semester at the University of Wisconsin-Eau Claire.


Wood County Republican Party to meet

ARPIN -- The Republican Party of Wood County March membership meeting is scheduled for 10 a.m. March 13 at the First Presbyterian Church in Arpin.


Police Reports

A 31-year-old Marshfield man was arrested at 7:49 p.m. Monday within the 1500 block of North Hills Avenue for domestic abuse and battery.


6 districts lack candidates

When residents in parts of Wood County go to the polls April 6, they'll find there aren't candidates on the ballot for some offices.


Friday police, fire reports

A 26-year-old Arpin man was arrested on an outstanding Green Bay warrant following an accident investigation at 9:30 a.m. Thursday in the parking lot at Target, 1708 N. Central Ave.


Daily records

* At 11:49 a.m. Friday, a car driven by Billy W. Roberts, 88, Friendship, and a car driven by Nicholas A. Wolfe, 24, collided on Eighth Street South, near Wood Avenue.


Charges filed in weekend burglary

Three men who allegedly broke into a town of Richfield home before fleeing from law enforcement were charged with felony burglary this afternoon.


Yesterday in Marshfield

David Manthey of Arpin, a vocal critic of the harvest, instigated the petition. Doug Lehman of Spencer was recently recognized by Accelerated Genetics, Baraboo and Westby, for achieving outstanding sales within his service area for the fiscal year 1998-1999. 25 YEARS AGO: Barb Hollar presided recently when 37 members of the North County Line 4-H ...


Marshfield Utilities seeks power line sale

Marshfield Utilities is seeking state approval to sell its rural transmission lines and associated substations to American Transmission Co.


Bethel Center celebrates workers

ARPIN -- Bethel Center celebrates Activity Professionals Week, Jan. 17 to 22. Activity professionals put the fun in life.


Daily records

* William F. Baker, Wisconsin Rapids, and Julie M. Billman, Saratoga, Jan. 25. * Robert L. Bundick and Shunnel V. Atillo, both of Richfield, date unavailable.


Wednesday police, ambulance reports

An 18-year-old Marshfield woman reported someone broke inter homer between 9 p.m. Sunday and 6:30 p.m. Monday in the 100 block of West Cleveland Street.


Daily records

Ickler's vehicle was stopped at an intersection, waiting to turn west onto Highway N, according to the crash report.


4-H news

The Kountry Kids 4-H club met Dec. 1 at Auburndale Elementary School. The pledges were led by Jenna Snortheim and Samuel Hasenohrl.


No contested elections in Wood County Board

Wood County voters will not have a choice on the ballot this spring when it comes to their county supervisors.


The decade that was ...

A selection of the most significant local news stories of the decade. 2000 Following years of planning, construction of four-lane Veterans Parkway began which significantly improved travel time for traffic through the city.


Arpin woman enters not guilty plea to theft charges

A 43-year-old Arpin woman authorities say took more than $15,000 from the Auburndale Dental Clinic pleaded not guilty to related charges Monday in Wood County Circuit Court.


Yesterday in Marshfield

Army Pvt. Jeremy Redmond has graduated from combat engineer advanced training at Fort Leonard Wood, Mo.


Death notices

The Daily Tribune has received the following death notices: Theora Petrine Huser, 92, of Arpin, died Thursday, Dec.


Day 18: Morning fire adds third red bulb to 'Keep the Wreath Green' campaign today

A fire in Arpin this morning has resulted in the third red bulb on the "Keep the Wreath Green" wreath campaign.


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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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