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Mortgage Refinance

We make it easy to get the lowest mortgage refinance interest rate in your area.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all you can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in your area drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate:

With adjustable rates on the rise you can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing:

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI:

Private Mortgage Insurance is usually required if your down payment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to eliminate that PMI payment by refinancing your mortgage.

Save Thousands in Interest:

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator  

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis  

Return to mortgage refinance in the state of WI

Call for COMPLETE details NOW!

(800) 675-9783

Ashippun, Wisconsin News
Man cited with seventh OWI, crashes into house

A 38-year-old Grafton man was cited with his seventh offense of operating a motor vehicle while intoxicated on Saturday afternoon after his vehicle left the road and struck a house.


Entertainment quick hits

Ripon High School will perform Stephen Sondheim's 'Anyone Can Whistle' at 7 p.m. today, Friday, Feb.


Towns aim to establish farming zone

Bob Guenther has nothing against progress. He just hates to see development chip away, year after year, at the precious resource by which he makes his livelihood.


Towns aim to establish farming zone

Bob Guenther has nothing against progress. He just hates to see development chip away, year after year, at the precious resource by which he makes his livelihood.


Detective won't forget unsolved murder

Bob Neuman, a detective with the Dodge County Sheriffa s Department, keeps a photograph of homicide victim Christine Stenulson on his desk to remind him that the case he worked on in 1997 has not been solved.


Offender accused of sexual assault

An intoxicated woman was allegedly sexually assaulted when she wandered into the apartment of a registered sex offender, according to a criminal complaint.


Woman gets prison for daytime burglary

A West Allis woman was sentenced Thursday to prison for her role in the daytime burglary of a town of Ashippun home in July.


Sussex IM plans to grow business

Village of Sussex - The three Lake Country business executives who risked millions of dollars by taking over a manufacturing business in the middle of a deep national recession say that, rather than hunkering down and riding out the economic storm, they plan to grow Sussex IM despite the economic conditions.


The value of learning communities

The concept of "learning communities" is now being spotlighted in many school districts.


Lutefisk dinner a St. Olaf's tradition

More than 600 persons gathered at St. Olaf's Lutheran Church in Ashippun for a traditional lutefisk dinner, Saturday.


Stolen ATM recovered

An ATM machine that may have been stolen from the Hartford area nearly a year ago was recovered Tuesday in a storage shed in the town of Ashippun.


Dodge County Marriage Licenses

The following marriage licenses were issued by the Dodge County Clerk's Office: Mark R. Anliker and Cynthia M. Page, both of Watertown.


Pieper, Gene W.

Gene W. Pieper, 67, Lebanon, passed away Thursday, Nov. 5, 2009, at the Oconomowoc Memorial Hospital, due to Lou Gehrig's Disease .


Trick-or-treat times

Ashippun: Saturday, Oct. 31, 6 to 8 p.m. Big Bend: Saturday, Oct. 31, 6 to 8 p.m. Butler: Saturday, Oct.


Three charged with burglary

Three people have been charged with the daytime burglary of a town of Ashippun home in July.


Fire Dept. gets state-of-the-art rescue tools

Victims of serious accidents that must be extracted from crushed vehicles will get the quickest possible help from new tools just received by the Fire Department.


Marriages

The following marriage licenses were issued by the Fond du Lac County Clerk's office as of Sept.


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"I prayed day and night for a miracle...In less than a week, (Somerset) was able to stop the foreclosure and get a new mortgage for me. It was the best of times...I have Somerset Mortgage Lenders to thank until eternity for the miracle they were able to make come true." - Diane B.
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