Athens, WI Mortgage Refinance in Wisconsin
We make it easy to get the lowest mortgage refinance interest rate in Athens, WI.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Athens, WI residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Athens, Wisconsin drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise Athens, WI residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
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Mortgage Refinance Calculators
Mortgage Payment Calculator Refinance Savings Calculator Refinance APR Calculator Refinance Points Calculator |
Refinance Articles
Reasons to Refinance Now Beat the Subprime Mortgage Crisis Return to mortgage refinance in the state of WI
| Athens, Wisconsin News |
Courts
18 on felony charges of second-degree sexual assault and false imprisonment and a misdemeanor disorderly conduct charge.
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January retirement planned for Everest Metro Police Chief Dan Vergin
WESTON - Everest Metro Police Chief Dan Vergin told his staff this afternoon that he plans to retire in January.
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Economy will not deter UW study abroad travel
By: Cassie Holman /The Daily Cardinal - November 24, 2008 Although the economy is declining, many UW students still find it beneficial to study abroad.
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Tithing on rise, church budgets still falter
Faith is stronger than the U.S. economy, if tithing levels at area churches are any measure.
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Driver texting ban should be statewide, police say
Local police say text messaging while driving is dangerous, but without a statewide ban, it will remain difficult to curb risky driving habits.
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Police face complications in regulating cell phone use while driving
Local police say text messaging is dangerous while driving, but anything less than a state-wide ban would be difficult to curb risky driving habits.
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Two girls cited in drunken driving-texting crash
Town of Rietbrock - Two teenage girls have been cited for driving the same car after drinking while one of them sent a text message.
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Deputy Michael Selby honored for rescuing Athens man from fiery crash
A Marathon County Sheriff's deputy who pulled a man from a burning vehicle was honored with a Life Saving Award Thursday at the county board of supervisors meeting.
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Vehicle rolls while driver text messages, passenger steers
Two teenagers were cited for operating a vehicle while intoxicated Saturday after their car crashed between Edgar and Athens while the driver was sending a text message.
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Holiday shopping budgets hurt by slumping economy, rising prices
Some local shoppers say they will tighten their belts this holiday season, citing the slumping economy.
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Car Vs. Dump Truck Crash Sends One to Hospital
The Marathon County Sheriff's Department is investigating a crash between a car and a dump truck that happened east of Athens Monday morning.
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Roundup: Newman Catholic volleyball moves on
Andrea Schuster had 20 kills, and Emily Schuster had 16 digs and eight kills as Newman Catholic defeated Edgar in four games 25-15, 20-25, 25-21, 25-21 Friday night in a WIAA Division 3 volleyball regional ...
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United Way publishes help guide
United Way's 2-1-1 has published a new 32-page mini-directory of community services and volunteer opportunities.
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Gifts from Heaven project accepts donations
The 2008 Gifts from Heaven project is accepting money donations. Area police departments will use the money to provide holiday gifts of winter clothing, toiletries, toys and food to needy families.
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Fire destroys Athens-area home
A fire early today destroyed a home outside of Athens in western Marathon County.
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George L. Dvorak
ATHENS -- George L. Dvorak, 82, of Athens died at his home on Sunday, Oct. 19, 2008.
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The B-52s drop into Milwaukee
The B-52s are back with a new album, "Funplex." Published Oct. 15, 2008 at 11:36 a.m. Tags: b-52s , keith strickland , pabst theater If your knowledge of The B-52s ended 16 years ago -- or even earlier -- ...
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Police seek semi driver involved in crash
TOWN OF CASSEL -- Police are seeking the driver of a semitrailer that was involved in a fiery crash Friday.
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Laurie Kaiser column: Wisconsin knows there's no place like home
A recent U.S. Census report that revealed 75 percent of Wisconsin residents were born here didn't surprise me one bit.
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Campus news
Scholarships valued at more than $585,000 were awarded to 374 University of Wisconsin-Stout students this year through the Stout University Foundation Inc.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Every other company said they could not help us. After speaking to about five companies, we really believed that no one could. Then we called Somerset, and your company proved us and those other companies wrong. We can't thank you enough for all your hard work and effort in getting us a low fixed rate. We can now breathe easier..." - L. Braun
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