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Mortgage Refinance

We make it easy to get the lowest mortgage refinance interest rate in your area.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all you can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in your area drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate:

With adjustable rates on the rise you can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing:

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI:

Private Mortgage Insurance is usually required if your down payment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to eliminate that PMI payment by refinancing your mortgage.

Save Thousands in Interest:

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator  

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis  

Return to mortgage refinance in the state of WI

Call for COMPLETE details NOW!

(800) 675-9783

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By nature, I am a worrier. In my current role as the village administrator of Weston, I find myself lying awake at night worrying about the 11 percent of my community that is currently without work.


Yesterday in Marshfield

Krista Strack, daughter of Jim and Dawn Strack of Marshfield, and Pvt. Matthew Ladwig, son of David Ladwig and Julie Ladwig, both of Marshfield, enlisted recently in the Wisconsin Army National Guard.


Campus news

Elected to board EAU CLAIRE -- Three University of Wisconsin-Eau Claire undergraduate nursing students were elected to the Wisconsin Student Nurses Association board at the WSNA convention Feb.


Column: 10th library 'location' stays open 24/7

Marathon County Public Library is known for its nine libraries in Athens, Edgar, Hatley, Marathon, Mosinee, Rothschild, Spencer, Stratford, and Wausau.


Burke & Abrecht wedding

Amanda Marie Burke of Edgar and Nathan James Albrecht of Athens were married October 31st, 2009 at St John the Baptist Catholic Church in Edgar.


Our view: Cheers to library Internet access, new chief and listening session

Cheers to expanding high-speed Internet access at rural libraries, including a number in the Marshfield area.


Monday police, fire reports

A 22-year-old Loyal man was arrested on a Wood County warrant at about 1 a.m. Monday in the 800 block of South Peach Avenue.


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An Athens teen facing a 10-year prison sentence stemming from a crash in 2007 that killed a 60-year-old woman was given a chance to turn his life around Monday when he was sentenced to probation instead of prison.


Column: Grants provide care for kids before they reach hospital

Ambulance services from throughout north central Wisconsin bring children of all ages to Saint Joseph's Children's Hospital for medical care.


Sen. Holperin sets local office hours

State Sen. Jim Holperin, D-Conover, plans to meet with constituents in Marathon, Lincoln, Langlade and Oneida counties with several stops this month.


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A Marathon County Sheriff's deputy deployed a Taser Tuesday on a man threatening to kill himself.


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Drake & Heier engagement

Scott and Kay Drake and John and Teresa Heier, all of Athens, Wisconsin, are proud to announce the engagement of their children, Jill and Jonathan.


Walter E. Tolk

Walter Edwin Tolk, 87, San Bernardino, Calif., formerly of Athens, died Sunday, Jan.


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Earl and Vivian Haefs of Wisconsin Rapids recently celebrated their 50th wedding anniversary.


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Local soldiers' greetings on TV

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"I prayed day and night for a miracle...In less than a week, (Somerset) was able to stop the foreclosure and get a new mortgage for me. It was the best of times...I have Somerset Mortgage Lenders to thank until eternity for the miracle they were able to make come true." - Diane B.
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