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Ephraim, WI FHA Loans in Wisconsin

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Ephraim, WI residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Ephraim, Wisconsin News
Community Christmas events in Sturgeon Bay, Ephraim and Baileys Harbor

Holiday-related festivities take place throughout Door County this weekend, including appearances by the University of Wisconsin Marching Band and, of course, Santa Claus.


Ephraim: Holiday events planned at Moravian Church

This Saturday, you can 'Have an ADVENTure' from 11 a.m. to 2 p.m. at the Moravian Church.


Francis Hardy Center awarded $2,500 grant

The Door County Community Foundation has awarded a $2,500 grant to the Francis Hardy Center for the Arts in Ephraim to support the center's 2008-09 Exposure to Creativity program.


Lobbying kept Ephraim library open

From the multipaned windows inside the Ephraim branch of the Door County Library, one can see passing motorists against a backdrop of ice-blue water.


Door of Life settled into new building

Door Of Life Christian Church has settled into its new home at the crest of the hill on Wisconsin 42 between Sister Bay and Ephraim.


Ephraim: Celebration plans under way

Plans are well under way for the Christmas in Ephraim celebration on Dec. 6. There will be open houses at the Village Green Lodge and Eagle Harbor Inn, and from 1 to 4 p.m. in the Village Hall, there will be ...


Keta Steebs commentary: Lord almighty! What a busy week

Pity the poor Almighty! Think what his existence must be like these days. With Sarah Palin tying up one hotline with her expectations of loftier political goals and Dubya's private pipeline working overtime ...


Sister Bay's Viva La Cottage sale to benefit HELP

Viva La Cottage in Sister Bay will celebrate the holidays by hosting a two-day special event from 10 a.m. to 5 p.m. Nov.


Northern Door fire keeps crews busy for four hours

Firefighters from six northern Door County fire departments worked for more than hour hours Thursday to put out a fire along the bluff overlooking Lake Michigan.


Diane Kirkland: Operation Back Pack seeks donations

Capt. Patrick Flood, son of Mike and Ann Flood of Ephraim, is serving in Afghanistan in his fourth rotation there, having returned after being wounded in his last tour.


Tips On Getting Best Hotel Deal

If you're traveling to San Francisco, Dallas, Omaha or other U.S. destinations, you probably peruse the Internet at sites like hotel.coms , tripadvisor.com or orbitz.com to compare prices.


Check It Out: Library Notes

Sturgeon Bay LibraryOrganized book discussions, whether at a library or in a home, can be a great way to learn about authors and books, directly from friends and neighbors who love to read.


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