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Spooner, WI FHA Loans in Wisconsin

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Spooner, WI residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Spooner, Wisconsin News
Lures of the North

Every once in awhile, if you are extremely lucky, you get to work at a job that you really, really enjoy.


Getting a start on Christmas

Photos by Bill Thornley A Christmas Bazzar was held at Faith Lutheran Church in Spooner on Friday, a nice preview to the upcoming holiday season.


New deer registration station in Minong, deer health check continues

In an effort to improve deer aging data collection from all Deer Management Units in Washburn County, the Minong Ranger Station will no longer register deer the opening weekend of the gun deer season.


Watch out for dangerous black ice

In terrifying slow motion, my car slid off the road at 50 miles per hour, crashing on its side, rolling over on the roof and slamming to a stop, passenger side in the ditch.


Salute to America's veterans.

Photo by Bill Thornley Spooner Area Honor Guard member Cecil Scribner offers a crisp salute during Veterans Day services held at Spooner High School on Tuesday morning.


Wildlife preparing for hibernation

As temperatures drop and snow flurries begin to fly in November, some Wisconsin wildlife animals begin looking for spots where they can avoid the cold by either hibernating or enter a long winter's sleep.


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Fine art, fine time. A host of art, jewelry, sculpture, pottery, beading, photography, and more was at the annual Heartwood Fine Arts Show on Sunday at Heartwood Conference Center and Retreat, sponsored by ...


05.NOV.08 Veterans Day activities in Washburn County set

Veterans Day activities in Washburn County set WASHBURN COUNTY - The American Legion Post 225 and VFW Post 9867 will start their Veterans Day Program at 10 a.m. at the Shell Lake High School on Tuesday, Nov.


US 53 Preservation Study public information meeting Nov. 13

The Wisconsin Department of Transportation Northwest Region is conducting a public information meeting regarding the US 53 Preservation Study from WIS 70 near Spooner to 0.75 miles north of Schnagl Road in ...


05.NOV.08 Young girl severely injured in car accident

Young girl severely injured in car accident BEAVER BROOK - An 18-year-old girl was severely injured after her SUV flipped on Hwy.


Measuring up? Experts weigh in on trophy buck

Debate about whether the much sought-after Field and Stream buck named for the outdoor magazine is a world-record deer started in earnest 2 1/2 months ago, and speculation about the topic has exploded since Bob ...


Milroy and Monaghan vie for Assembly seat

The Spooner Advocate requested that both candidates for the state's 73rd Assembly District race Democrat Nick Milroy and Independent Jeffery Monaghan submit an appeal to voters asking the electorate for its ...


Arrangment of flu clinics explained

In this week's Reader's Opinion, Cathy Kevan of Spooner questions why Lakeview Medical Center of Rice Lake is administering local flu shot clinics and not the Washburn County Public Health Department, which has ...


When WWII met the Twilight Zone

At the age of 15, Spooner's Bill Andrea joined the National Guard. He was too young to join, but the nation was gearing up for war and rules were bent.


Trails & Tails event benefits Carson sheriff's K-9 program

Break out the running shoes and the leash, and head to Spooner Summit on Saturday, Oct.


Saint Joseph's nursing school graduates gather

The 1968 graduating class of Saint Joseph's Hospital School of Nursing held its 40th reunion Sept.


Moe's Place opens in Spooner

Kip and Marilyn Olson, Spooner, are the new owners of one of the most historic buildings in the community, the former Sportsman's Bar.


Welcome, Trick-or-Treaters,

Photo by Bill Thornley Welcome, Trick-or-Treaters, to 1105 Whitetail Street in Spooner, the home of Dave and Julie Piskie and an entire population of tortured souls and weird, shadowy monsters.


Magic Wand Fail

Sarah Palin, yesterday : If I called all the shots, and if I could wave a magic wand, I would be sitting at a kitchen table with more and more Americans, talking to them about our plan to get the economy back ...


ANNIVERSARY - Roy and Dorothy (Pagel) Hargrave

Roy and Dorothy Hargrave are celebrating their 50th wedding anniversary on Saturday, Oct.


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