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Mortgage Refinance

We make it easy to get the lowest mortgage refinance interest rate in your area.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all you can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in your area drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate:

With adjustable rates on the rise you can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing:

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI:

Private Mortgage Insurance is usually required if your down payment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to eliminate that PMI payment by refinancing your mortgage.

Save Thousands in Interest:

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator  

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis  

Return to mortgage refinance in the state of WI

Call for COMPLETE details NOW!

(800) 675-9783

Thorp, Wisconsin News
Unwanted mill puppies pour into crowded shelters

MARATHON -- A Marathon animal shelter has been inundated in the last several months with dogs abandoned by unscrupulous breeders who are dumping their stock before a strict state law takes effect.


4-H youths participate in drama festival

THORP -- The annual 4-H Drama Festival was held March 6 at Thorp High School. There were 87 participants representing nine 4-H clubs this year and 14 different dramas and skits.


Clark County judge sentences a man to a haircut and a shave

A Clark County judge sentenced a Thorp man to a haircut and a shave. Court records show 19-year-old Steven Strey pleaded no contest to theft and was found guilty of two counts of theft by false representation.


Local Teams Wins Rube Goldberg

A team from Thorp High School will defend the national title it won last year in the Rube Goldberg Machine contest.


O-W music students earn 37 Starred First ratings

Band and choir students from Owen-Withee participated in the District Solo and Ensemble Festival at Colby on Feb.


Pesticide classes recertify users

The Clark County UW-Extension will holdthe following pesticide re-certification meetings from 9:30 a.m. to 3:30 p.m.: * Wednesday: Colby VFW Hall.


Courts

* Alaina J. Romo, 26, of 118 W Elm St., Abbotsford; guilty plea; two counts of battery; one year probation on each, scheduled to run concurrent, and ordered to pay all costs.


Theodore S. Waszak

WITHEE -- Theodore S. 'Ted' Waszak, 70, of Withee died Tuesday, Feb. 9, 2010, at Saint Joseph's Hospital in Marshfield.


Courts

12. u Kevin R. Baker and Julie C. Wyro, both of Thorp, at town of Longwood Feb.


Charlotte Devine

OWEN -- Charlotte Helene Devine passed away peacefully Tuesday, Feb. 2, 2010, with those she loved the most close by.


Stanley W. Pawlowski

Stanley W. Pawlowski, 89, of Lublin, died Wednesday, Feb. 3, 2010, at Oakbrook Health & Rehab, Thorp.


Taylor Co. marijuana operation busted

Three people were arrested Wednesday morning for operating a large marijuana growing operation in the town of Taft, according to the Taylor County Sheriff's Department.


Wallace A. 'Wally' Hintz

Wallace A. 'Wally' Hintz, 86, of Chippewa Falls, died peacefully at his home with Saint Joseph's Hospice assisting Tuesday, Jan.


"Batman" Attacker Sentenced

A Thorp man who was shot and wounded after he broke into a couple's home, is going to jail.


Yesterday in Marshfield

She is the daughter of Jeanne Frenette and Richard Frenette, both of Thorp, and a 1991 graduate of Thorp High School.


Pleas expected in bigamy, 'Joker' cases

A man accused of marrying more than one woman at a time and another who allegedly painted his face like "The Joker" and then assaulted his cousin are expected to enter pleas in late January to reduced charges, according to the Clark County District Attorney's office.


A look back at top local news stories of 2009

A selection of the most significant local news stories of 2009. * Cole Vetterkind of Thorp broke into a town of Reseburg home at about 5:30 a.m. Jan.


Rudy, Tishim among most heinous crimes of decade

Shaun Rudy and Marc Tishim. Their names are now as infamous as their crimes. Both are murderers, taking the lives of those closest to them and seemingly with little remorse.


Jeanette M. Morgan

Jeanette M. Morgan, 88, of Thorp died of natural causes Saturday, Dec. 26, 2009, at Our Lady of Victory Hospital, in Stanley.


Joshua Anderson of Thorp killed in Clark County crash, according to Sheriff's Department

TOWN OF RESEBURG - A Thorp man died Wednesday night in a one-vehicle crash in Clark County, according to the Sheriff's Department.


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"...I was sure that Somerset was the right choice...they couldn't have been more compassionate or understanding...I just couldn't believe that this all happened within a week...Thanks to my loan officer and all the rest of those great people at Somerset, my family will be able to stay in the only home they have known for some time, without fear of being put out." - Tom N.
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