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Mortgage Refinance

We make it easy to get the lowest mortgage refinance interest rate in your area.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all you can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in your area drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate:

With adjustable rates on the rise you can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing:

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI:

Private Mortgage Insurance is usually required if your down payment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to eliminate that PMI payment by refinancing your mortgage.

Save Thousands in Interest:

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator  

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis  

Return to mortgage refinance in the state of WI

Call for COMPLETE details NOW!

(800) 675-9783

Tisch Mills, Wisconsin News
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To say that Tom and Mary Schultz had been down on their luck would be an incredible understatement.


Hooray for Hollywood event has 'giving' tradition

Hooray for Hollywood is back after a two-year hiatus. The production offers an escape the winter blahs with humor.


Benjamin 'Ben' Stangel

Benjamin 'Ben' Stangel, age 74, of 18321 Stangel Rd., Tisch Mills, entered into eternal rest on Sunday, Feb.


Benjamin 'Ben' Stangel

Benjamin 'Ben' Stangel, age 74, of 18321 Stangel Road, Tisch Mills, entered into eternal rest on Sunday, Feb.


Tisch Mills Fire Department receives grant

The Tisch Mills Fire Department has received a 2009 Assistance to Firefighters Grant of $114,693, according to a news release from the office of U.S. Sen.


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Virginia Parlato/Mishicot News: Mishicot Lions active in community projects

The Mishicot Lions have been busy improving the village in 2009. The club was involved in a project last summer to build a ramp for the entrance to a resident's home on Randolph Street.


Lakeshore update

MANITOWOC - Because incumbent County Board Supervisor Dave Gauger in District 25 did not file a declaration of noncandidacy or paperwork for his seat with the county clerk's office, the deadline for filing for office seekers in that district will be extended until 5 p.m. Friday.


Virginia Parlato/Mishicot News: Resolving to give some much-deserved recognition

Here we are at the start of a new year. New Year's resolutions have been made and we are all trying to keep them.


Annual fishing derby to make a splash Jan. 30, 31

Mishicot residents are getting used to the word 'blizzard' in our weather forecasts.


Five things to do in Manitowoc County this weekend

Here are five ideas for things to do In Manitowoc County this weekend. For more, click on the Things to Do calendar on the Herald Times Reporter Web site home page.


Jeanette A. Waegli

Jeanette A. Waegli, age 88, of 1404 Second St., Kewaunee, entered into eternal rest on Thursday, Dec.


Toys for Tots donation deadline is Friday

Friday is the last day people can drop off new, unwrapped toys for needy children in Kewaunee County through the Toys for Tots program.


Lakeshore update

Gunther Skaletz of Manitowoc, author of "Life on Both Sides of the Wall," will speak about his book from 9 to 10:30 a.m. Thursday to students of St.


Toys for Tots campaign under way

The 2009 Toys for Tots campaign has begun to collect new toys and gifts for less-fortunate children in Kewaunee County.


Toys for Tots campaign under way

The 2009 Toys for Tots campaign has begun to collect new toys and gifts for less-fortunate children in Kewaunee County.


Harold Robert Konieczny

Harold Robert Konieczny, age 71, of E1968 Hwy. BB, Denmark, town of Franklin in Kewaunee County, entered into eternal rest Wednesday evening, Nov.


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Emil P. Havlovitz, age 97, formerly of 5403 North Lake Road, Mishicot, died Tuesday night, Oct.


Hunter Shoots Gray Wolf in Manitowoc County... with Camera

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L&L One Stop anniversary events planned

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"I prayed day and night for a miracle...In less than a week, (Somerset) was able to stop the foreclosure and get a new mortgage for me. It was the best of times...I have Somerset Mortgage Lenders to thank until eternity for the miracle they were able to make come true." - Diane B.
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