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Mortgage Refinance

We make it easy to get the lowest mortgage refinance interest rate in your area.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all you can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in your area drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate:

With adjustable rates on the rise you can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing:

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI:

Private Mortgage Insurance is usually required if your down payment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to eliminate that PMI payment by refinancing your mortgage.

Save Thousands in Interest:

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator  

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis  

Return to mortgage refinance in the state of WI

Call for COMPLETE details NOW!

(800) 675-9783

Tomah, Wisconsin News
Wisconsin rail summit lobbies for high-speed line on Amtrak route

LA CROSSE, Wisc. - One hundred high-speed rail advocates, several riding Amtrak from Minnesota, gathered Thursday in La Crosse to promote having the proposed Chicago-to-Twin Cities passenger train follow the river route used by Amtrak.


Tomah mayor signs no tax pledge

"A major reason why people leave Wisconsin is because of the high taxes," said Jacob Kampen, the first vice chair of the UW-Eau Claire College Republicans.


Recipes sought for 'Veterans' cookbook

The Tomah VA Medical Center is seeking recipes for "A Salute to Veterans" cookbook.


George L. Gorbet

NEILLSVILLE -- George L. Gorbet, 81, of Neillsville, died Monday, March 8, 2010, at his home.


Rep. Jeff Wood explains his 3 DUIs in 10 months

MADISON - A Wisconsin lawmaker charged three times with driving under the influence tried to save his job Wednesday, expressing regret for his actions but urging colleagues not to expel him from the Assembly.


Crash causes power outage, hurts driver

Officers say a 21-year-old driver crashed his car into a pole and caused a power outage early Sunday morning.


Volunteers

This column appears Saturdays as space allows in the Life section of the Marshfield News-Herald. Agencies that need volunteers can contact the Life Desk at 384-3131, ext.


Nominate Your Family Doctor to be Family Physician of the Year

In Wisconsin, family physicians serve millions of residents from birth through retirement, offering comprehensive primary care.


County reaches out to vets

Officials in Portage County are increasing efforts to alert soldiers and veterans to the many mental health treatment options available to prevent potentially dangerous problems and save lives.


Meetings

Town Board: 6:30 p.m. today, Town Hall. Agenda includes: Officers' reports; committee minutes and reports; financial report; public participation; ordinance for adoption of Wisconsin Uniform Dwelling Code; garage, heavy equipment and roads; request to purchase water cooler; transfer station; training dates; and upcoming topics and meetings.


Zoo Interchange work canceled due to snow forecast

Feb. 8, 2010 5:30 p.m. Construction work that would have closed four major ramps in the Zoo Interchange on Monday night has been canceled, in deference to the snowstorm expected to reach the area around midnight, according to the State Department of Transportation.


Public can comment on Waukesha water plan

Feb. 8, 2010 5:14 p.m. The public is invited to comment on topics to be included in an environmental impact study of Waukesha's pending bid for Great Lakes water.


Ft. McCoy training for rollover crash

LA CROSSE, Wisconsin -- A unique training session took place at Fort McCoy yesterday.


Fall leaves Byron man dead

Monroe County Sheriff's Department reports the death of a male subject from the residence in the Township of Byron.


Name released of man killed after falling from a loft in a shed

We now know the name of the man who was killed after falling from a loft in a shed.


No welcome home... just yet

Although, most of the Wisconsin Army National Guard soldiers that deployed to Iraq with the 32nd Infantry Brigade Combat Team are now back home, there are still hundreds of soldiers and airman from the guard that are still deployed or gearing up to go to Iraq.


Two Tomah men charged in connection with Tomah High School burglary

Two Tomah men are now charged in connection with a burglary at Tomah High School.


Identity of jail death victim released

UPDATE: A Tomah woman is identified as the woman who died while an inmate of the Monroe County Jail.


Wisconsin cheese stars on TV show

Wisconsin's finest cheeses take center stage again, starring in the rebroadcast of Discover Wisconsin America's Dairyland, set to air throughout the Midwest on Saturday and Sunday.


Dead Monroe County Inmate Identified

The Monroe County Sheriff's Department is identifying the inmate found dead in her bed in the county jail.


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