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Mortgage Refinance

We make it easy to get the lowest mortgage refinance interest rate in your area.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all you can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in your area drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate:

With adjustable rates on the rise you can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing:

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI:

Private Mortgage Insurance is usually required if your down payment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to eliminate that PMI payment by refinancing your mortgage.

Save Thousands in Interest:

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator  

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis  

Return to mortgage refinance in the state of WI

Call for COMPLETE details NOW!

(800) 675-9783

Trevor, Wisconsin News
Thompson leads Feingold in WPRI poll, race for governor appears close

Tommy Thompson leads incumbent U.S. Sen. Russ Feingold, D-Wis., in a hypothetical matchup, according to a poll released Friday from the conservative-leaning Wisconsin Policy Research Institute.


Neenah Parks and Recreation Commission upholds policy banning...

NEENAH - Maple syrup maker John Moe will have to find a sugar bush on private property if he wants to continue his springtime hobby.


Bristol, Salem eye K-4 option

Salem and Bristol schools may launch 4-year-old kindergarten programs. Salem Administrator David Milz said the School Board will meet March 23 to consider the program.


Report: Payday lending industry gave campaign fundraising committees $28,000

Payday loan companies donated more than $28,000 to campaign fundraising committees as the state Legislature was considering a bill that would have placed a cap on interest rates, a report released Monday says.


Homeroom

The Auburndale 4K program had a Parent-Child Activity Day on Feb. 5. Parents or other adult family members attended school with their children and participated in a variety of activities, including finger painting with shaving cream, spelling words with lollipop letters, make a collage with magazine pictures, making mini bird feeders, matching ...


Death penalty allowed in Burger King murder case

The man accused of killing a Burger King manager may receive the death penalty. Circuit Judge Fred Foreman ruled Thursday that the death penalty is constitutional in the case of James Ealy, 45.


Read Comments

The roar of chain saws at sunrise Thursday played more reminiscent of a logging operation in the Pacific Northwest rather than a hunt for a prehistoric fish on Lake Winnebago.


Will Thompson Run for Senate?

Rumors are swirling about whether former Wisconsin Governor Tommy Thompson will run for U.S. Senate against Russ Feingold.


Poll: Thompson tops Feingold in hypothetical race

Former Republican Gov. Tommy Thompson would beat Sen. Russ Feingold in a hypothetical U.S. Senate match up, according to a new independent poll.


A wee bit o' Irish song and dance

Central Wisconsin Celtic band Green Tea will bring its powerful and high-energy sound back to the Lettie W. Jensen Community Center in Amherst on Feb.


Home renovated for paralyzed teen

Tri-North Builders and Variety, the Children's Charity , on Friday finished renovating the home of Trevor Wood, a teen who was paralyzed from a fall.


Sevastopol: Wrestlers added to hall of fame

The Sevastopol Wrestling Club has added 14 new members to its hall of fame. The inductees are: Rob Ash, state runner-up in 1983 and state qualifier in 1982.


Paralyzed teen now back at home

They held a special housewarming Friday for the strangers who came to their aid at one of the worst moments in their lives.


Police ask for help in face slashing case

Kenosha police are asking for citizens with information about an altercation that resulted in a man's face being slashed at a local bar Saturday to contact the department or Crime Stoppers.


Trevor project on track for spring start

Much is taking place at Trevor School in preparation of the $11.4 million building project expected to break ground this spring.


Hugh Armstrong set to retire after 10 years on Wilmot school boards

The Wilmot school community will lose a longtime public servant in April when Wilmot Union High School Board President Hugh Armstrong steps down.


Wisconsin man must repay $32,000

A Wisconsin man pleaded guilty to stealing more than $30,000 from a Lake County business Tuesday morning.


Cary official indicted for child porn

Cary assistant public works Director Jeffrey S. Schroeder has been placed on paid administrative leave in the wake of his indictment earlier in December on charges he possessed child pornography.


Displaced GM workers getting accustomed to long commute

Teri Huber would like to start a support group for men and women in the Janesville area who have spouses who commute to GM plants.


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It was Trevor Kamholz's idea to combine a funnel and a turkey baster into a makeshift water volcano during school.


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"Every other company said they could not help us. After speaking to about five companies, we really believed that no one could. Then we called Somerset, and your company proved us and those other companies wrong. We can't thank you enough for all your hard work and effort in getting us a low fixed rate. We can now breathe easier..." - L. Braun
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