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Mortgage Refinance

We make it easy to get the lowest mortgage refinance interest rate in your area.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all you can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in your area drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate:

With adjustable rates on the rise you can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing:

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI:

Private Mortgage Insurance is usually required if your down payment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to eliminate that PMI payment by refinancing your mortgage.

Save Thousands in Interest:

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator  

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis  

Return to mortgage refinance in the state of WI

Call for COMPLETE details NOW!

(800) 675-9783

Twin Lakes, Wisconsin News
Twin Lakes contractor files to reorganize

Powers Lake Construction Co. Inc. of Twin Lakes has filed for reorganization under Chapter 11 of the U.S. Bankruptcy Code and does not anticipate any interruptions in its day-to-day business, it said in a press release.


Salem board bans outdoor, wood-burning furnaces on suburban lots

The Salem Town Board voted Monday to ban outdoor wood-burning furnaces on small, suburban lots.


Twin Lakes expo moves to new site

A new venue and the addition of mini-seminars highlight the upcoming Lakes Area Business Expo sponsored by the Twin Lakes Area Chamber & Business Association.


Group home employees out of work without final check

Residents of 22 adult group homes operated by Anthony Goodall of Twin Lakes have been relocated and the homes, many located in Kenosha County, are closed.


Some say canine friends not welcome at 'people parks'

Some western Kenosha County residents are barking about the proposed location for a west-end dog park.


'Green Grocer' takes on new meaning for Twin Lakes store

Installing energy-efficient lighting and controls is expected to save a Twin Lakes grocery store more than $28,700 a year eventually.


Kenosha County 2010 winter/spring fun programs for kids

Tired of the winter blues? Are the kids bored out of their mind? Help them get their creative juices flowing with programs at your local library.


Lakewood recall to move forward

TWIN LAKES Petitioners will not need to start over and re-collect signatures in their attempt to recall School Board president Steve Dunn.


Salem resident donates $12,500 toward dog park

A major donation announced Wednesday night fulfills half of Kenosha County's dog park fund-raising goal and will make a permanent off-leash dog park next to Bassett Park a reality by early this summer.


Pedal pushers

Developing a countywide bicycle route plan will be the charge of a committee that Kenosha County Executive Jim Kreuser's office is assembling.


State to emphasize assessing consortiums

The state is backing off a controversial proposal to impose a countywide assessing system across Wisconsin.


Twin Lakes will use grant to buy CO blood monitors

A federal grant will allow the Twin Lakes Fire Department to purchase new medical devices used to read levels of carbon monoxide in the blood.


Wait for lab results delays prosecution in 2-car crash

A six- to eight-month wait for laboratory test results has stalled the case against a Twin Lakes man who allegedly fell asleep after taking prescription methadone and crashed into another car in Bristol.


Homicide trial for Powers Lake man to start Monday

A jury trial will go on as scheduled next week for a Powers Lake man charged in a fatal crash.


A Life Remembered: Calkins made time for her kids - all 16 of them

Audrey Marie Calkins always wanted a big family, as did her husband Tom Calkins Sr.


Milwaukee/NARI Home Improvement Council, Inc. Adds 17 Members

The Milwaukee Chapter of the National Association of the Remodeling Industry , the area's leading home improvement and remodeling industry resource for more than 48 years, announced that the following 17 companies have been accepted for membership: Granite Direct, Waukesha, Wis.


Lotus Light Natural Body Care takes on North American import and...

Lotus Light Natural Body Care of Silver Lake, WI is pleased to announce the acquisition of the North American import and distribution for Oshadhi Aromatherapy products from the Natural Resources Group.


Don't Drink the Water Addresses the Safety of Tap Water, One of the Most Important Issues of Our Time

New York Times ran an investigation recently into the safety of our tap water with startling results.


Creative Twin Lakes family showcases candy-decorated house at Grand Geneva

For the last four years one of the highlights of the Brockway family's Christmas season has been a visit to Grand Geneva Resort and Spa in Lake Geneva to view the wondrous candy houses.


Twin Lakes may restrict where sex offenders can live

The list of Kenosha County municipalities with restrictions on where sex offenders can live could grow longer if Twin Lakes officials pass a new ordinance proposed by Police Chief Dale Racer.


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"Every other company said they could not help us. After speaking to about five companies, we really believed that no one could. Then we called Somerset, and your company proved us and those other companies wrong. We can't thank you enough for all your hard work and effort in getting us a low fixed rate. We can now breathe easier..." - L. Braun
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