Mortgage Refinance
We make it easy to get the lowest mortgage refinance interest rate in your area.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all you can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in your area drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate:
With adjustable rates on the rise you can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing:
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI:
Private Mortgage Insurance is usually required if your down payment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to eliminate that PMI payment by refinancing your mortgage.
Save Thousands in Interest:
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
Return to mortgage refinance in the state of WI
Call for COMPLETE details NOW!
(800) 675-9783
| Two Rivers, Wisconsin News |
8 days and nights
TODAY Open mic with Kerry Michaels, 8 p.m. at Johny Chimpo's Bar, 1616 Washington St., Two Rivers.
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Lakeshore update
KIEL - Manitowoc County executive candidate Carla Halvorson will answer questions from the public during an appearance from 5:30 to 7:30 p.m. March 18 at the Kiel Public Library, 511 Third St.
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8 days and nights
TODAY Open mic with Kerry Michaels, 8 p.m. at Johny Chimpo's Bar, 1616 Washington St., Two Rivers.
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Two Rivers school board approves administrative restructuring
L.B. Clarke Middle School and Koenig and Magee elementary schools each will have a new principal next school year.
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Former Two Rivers police officer had history of misconduct
TWO RIVERS - Former Police Officer Jason L. Laurin resigned under pressure in November after he was caught in an extramarital affair while on duty and then lied about it to his superiors, according to records in his disciplinary file.
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Letter: One job only, please
In the not-too-distant past, after a series of spending controversies and lapses in departmental oversight, the Manitowoc County Board of Supervisors elected to change from part-time county management to a full-time executive.
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Manitowoc zoo bear bites off woman's fingers; police say alcohol factor in incident
An Asiatic black bear at Lincoln Park Zoo bit off all or parts of four fingers from the hand of a 47-year-old woman Friday after she went past barriers and was trying to feed the animal, a Manitowoc police captain said.
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Project Youth named United Way's Agency Program of the Year
Project Youth, a program of Lutheran Social Services, received the Agency Program of the Year award at United Way Manitowoc County's annual awards dinner Thursday evening at Fox Hills Resort.
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Two Rivers business profile: Domnitz Flowers
Name and address of business: Domnitz Flowers LLC, 1714 11th St. Owners: Scott and Becky Domnitz Type of business: Flower shop and greenhouses specializing in bouquets for everyday, weddings, funerals and all other occasions.
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Two Rivers High School science teacher receives award
TWO RIVERS - The Wisconsin Society of Science Teachers recently recognized Jessica Brunette, a science teacher at Two Rivers High School, for her outstanding work with science education in Wisconsin.
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Virginia Parlato/Mishicot News: Mishicot resident recognized for volunteerism
Thank you to everyone who contributed to the Souper Bowl of Caring for the Two Rivers Mishicot Ecumenical Pantry.
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Two Rivers firefighter arrested for domestic violence
MANITOWOC - Zachary Peterson, 33, an employee of the Two Rivers Fire Department, was arrested Feb.
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Triple P's costs comparable to other agencies
MANITOWOC - Putting employees on the county's payroll for services at the Manitowoc County Expo grounds would have cost 20 to 30 percent more than paying employees through Triple P, whose cost to the county was "roughly comparable" to other potential employment agencies, the county's personnel director said Tuesday at the County Board meeting.
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Lakeshore update
The Two Rivers Optimist Club is accepting registrations for the Optimist International Oratorical contest.
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Bluegrass series celebrates 10 years
TWO RIVERS - The Larry Stephenson Band will perform at 7:30 p.m. Saturday at Two Rivers High School, 4519 Lincoln Ave.
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Two Rivers police briefs: Man arrested after hit-and-run
TWO RIVERS - An 18-year-old Two Rivers man was arrested Feb. 9 following a hit-and-run accident in the city, said Lt.
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Feingold staff member will visit Two Rivers
GREEN BAY - Suzanne Brault Pagel, Fox Valley regional coordinator for U.S. Senator Russ Feingold, will hold Manitowoc County office hours on Feb.
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Two Rivers considers seawall replacement, marina slips
TWO RIVERS - Grant funding may be available to pay a portion of replacing a seawall on the East Twin River and developing a transient marina there, members of the Public Works Committee learned at their meeting this evening.
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Two Rivers briefs: Library to record seniors' stories
TWO RIVERS - Lester Public Library is looking for seniors who grew up in Two Rivers who are willing to share their stories.
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Two Rivers Business Profile: Sew Much Wool
Name and address of business: Sew Much Wool, 1610 Washington St. since November Owners: Tammy and Elliot VanderBloomen Type of business : Sells high quality cottons, hand-dyed wool, books, patterns and notions for all quilting needs.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Every other company said they could not help us. After speaking to about five companies, we really believed that no one could. Then we called Somerset, and your company proved us and those other companies wrong. We can't thank you enough for all your hard work and effort in getting us a low fixed rate. We can now breathe easier..." - L. Braun
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