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Mortgage Articles

How much should I put down? How does home equity work? What is the difference between a home equity loan and a home equity line of credit? Somerset Mortgage Lenders makes it easy to find the answers to your mortgage-related questions! Click on an article title below to read more.

Home Loan Learning Center
5 Ways to Beat the Subprime Mortgage Crisis	How Reverse Mortgages Work
Benefits of Home Ownership	How Subprime Lending Works
Closing Process	How to Apply for a Mortgage
Consolidating Debt	Mortgage Glossary
Downpayment Assistance	Prequalify for a Home Loan
FHA Mortgage Insurance	Reasons to Refinance Now
FHA: Downpayment Gifts	Subprime Mortgage Crisis of 2007
Financing Costs & Fees	Subprime Mortgage Qualifications
Find The Right Home Loan	Understanding Your Credit
Getting Approved for a Mortgage	Underwriting Process
Home Equity Loan vs. Home Equity Line of Credit	View All Mortgage Articles
How Conventional Loans Work	What is a Divorce Buyout?
How FHA Loans Work	What is a Subprime Mortgage?
How Home Equity Works	Why Choose an FHA Mortgage
How Mortgage Insurance Works	Will Subprime Lending Return?
How Much Down	Your Interest Rate
How Much Mortgage Can I Afford

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"...I was sure that Somerset was the right choice...they couldn't have been more compassionate or understanding...I just couldn't believe that this all happened within a week...Thanks to my loan officer and all the rest of those great people at Somerset, my family will be able to stay in the only home they have known for some time, without fear of being put out." - Tom N.