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The Sky is Falling for Credit Card Holders

Somerset Mortgage Lenders is once again coming to the rescue of homeowners who will be feeling the devastating effect of  escalating credit card debt. Unlike the Chicken Little story, the sky is really falling for credit card holders. As if the increase in penalty charges itself is not severe enough, the minimum payment requirements will double and come crashing down as soon as 2006 opens it’s doors for business.  This news finds more and more conscientious homeowners feeling the control of their finances quickly slipping away. Their usually reliable home equity line of credit has begun to dry up and everyone is frantically searching for some form of financial relief.

      Somerset has discovered that    by taking advantage of the current low mortgage refinancing rates, a homeowner can solve the problem of paying off high credit card balances and home equity credit lines simultaneously and begin again with a clean slate, all this while preserving their credit standing.   Somerset’s unique role as a direct lender, not a  broker,  is

the perfect climate for refinancing.

Somerset, in fact, has the unique ability to make qualifying decisions and exceptions on an individual basis, giving them the edge over banks and other mortgage companies who will not make a loan for those with low credit scores or make other decisions for approval outside an inflexible set of guidelines. At Somerset however, they realize that each person’s credit is based    on   a  unique,   individual  set   of compensating  factors,  like    how long an individual  has been  on  a job  and  how  much   equity   they  have built into their home. This thinking creates a loan that best suits the individual.  

   With  well  over  a  century of expertise, the Somerset team of Lending Specialists have time and time again accomplished loans for homeowners where others won’t, while possessing the essential resources to work with people through all credit, income and equity situations. And thanks to low refinancing rates at this time, Somerset has many packages designed to  help  each  and  every homeowner  erase  the  burden  of very high debt to successfully put them on the road toward a good credit recovery.  

Right now, individual  loans  can  vary  to save  a  home   from  foreclosure, for instance, because of bankruptcy, missed mortgage payments,  and no credit background.   They offer stated, no income check, unlimited cash-out for you and can close in as little as 72 hours.

     The current low rates won’t last forever. So if you’re considering refinancing, don’t hesitate much longer; beat the credit card companies at their own game and replenish your home equity line.

    We recommend turning to Somerset Mortgage for their many programs specifically designed to solve a variety of  unusual  credit problems  through  refinancing.

   You can call Somerset Mortgage Bankers toll free at 1-800-675-9783 or visit their office at 290 Broadhollow Road, Suite 310E, Melville, NY 11747. Somerset is A licensed Mortgage Banker-NYS Banking Dept, MA Mortgage Lender, Licensed by the Dept. of Corporations under the Calif. Residential Mortgage Lending Act. License #Mi2666, Lender CA, CO, CT, FL, ME, MD, NM, OR, SC, TN, Residential Mortgage Originator-MN.

 

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"...I was sure that Somerset was the right choice...they couldn't have been more compassionate or understanding...I just couldn't believe that this all happened within a week...Thanks to my loan officer and all the rest of those great people at Somerset, my family will be able to stay in the only home they have known for some time, without fear of being put out." - Tom N.
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