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Mortgage APR Calculator

You can use this mortgage APR calculator to estimate the effective annual interest rate on a loan. The calculator uses the quoted annual interest rate, in combination with the fees charged, to figure out an effective monthly payment on the loan. Based on that new payment, the APR on the mortgage can be determined.

The mortgage APR calculator will help you to determine the annual percentage rate (APR) that you will be charged on your mortgage. This calculator will also help you to calculate your monthly mortgage payment, the total interest that you will pay on your mortgage, and the total amount your payments will add up to over the term of the mortgage.

Input
Loan Info
Home Value ($)
Interest (%)
Loan Length (Yrs)
Downpayment
Additional Info
Origination Fees (%)
Points (%)
Other Loan Fees ($)
Financial Analysis
Downpayment $25,000.00
Amount Financed $225,000.00
Monthly Payment $1,403.71
Points Value $2,500.00
Origination Value $1,250.00
Other Loan Fees $1,000.00
Total Closing Cost $4,750.00
Actual APR 6.580%

DISCLAIMER: There is NO WARRANTY, expressed or implied, for the accuracy of this information or it's applicability to your financial situation. Please consult your own financial advisor.
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"Every other company said they could not help us. After speaking to about five companies, we really believed that no one could. Then we called Somerset, and your company proved us and those other companies wrong. We can't thank you enough for all your hard work and effort in getting us a low fixed rate. We can now breathe easier..." - L. Braun
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