Adams Center, NY Divorce Buyout in New York
Since 1979 Somerset Investors Corp. Co. has been considered a leader in the residential mortgage lending business and is currently licensed in 26 states, including New York, offering its expertise in many of the circumstances that life brings to many homeowners. In most cases Somerset has been able to provide lower payments for the spouse remaining while giving large cash outs to the other. Our Divorce Buyout Loan Specialists work with you to determine how much of a loan you need and what it will cost to refinance.Following is an example of how Divorce Buyout works:
Example: John and Jane own a house valued at $500,000, with a mortgage (or mortgages) that total $300,000. If you subtract the value from the total loan about ($500,000 - $300,000) you get the equity of the house, in this case $200,000. If John and Jane split their assets 50-50, each have $100,000 equity in the house. Therefore, if John wishes to keep the house, he would need to refinance the mortgage(s) with a total loan amount of $400,000 and use the remaining $100,000 to buy out his spouse.
Return to divorce buyout in the state of NY
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| Adams Center, New York News |
CNY's big-animal vets
It's the blustery, cold day before Christmas Eve and Dr. Jim Sprole pops into his pickup at North Country Veterinary Service in Pulaski to head to a dairy farm in Jefferson County.
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Thousands Without Power in Jefferson County
Strong winds knocked out power to thousands of people in the North Country, Sunday.
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A Christmas miracle baby
"He was premature and very sick. When he arrived at University Hospital, he weighed just a couple of pounds.
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Winter Weather Advisory In Effect, Roads Messy
A winter weather advisory is in effect until 7 p.m. for Jefferson and Lewis Counties.
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Adams Center man arrested for making threats to police
State police arrested an Adams Center man Saturday after an incident at a local tavern.
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Caregiver accused of theft from home
Police arrested an Adams Center woman Tuesday for allegedly stealing from a home where she was a caregiver.
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Southbound Lane Of Route 81 Closed In Southern Jefferson County
State police have closed the southbound lane of Interstate 81 due to weather-related accidents.
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Whiteout conditions shut down I-81 south near Adams Center
Authorities closed I-81 south near exit 41, Adams Center, at 4 p.m. today after a tractor trailer struck a number of vehicles that had pulled off the road because of whiteout conditions.
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Adams Center man pleads guilty to lesser charge
An Adams Center man, arrested during the summer on charges of Petit Larceny and a felony count of Falsifying a Business Record, entered a guilty plea to a reduced charge in Jefferson County Court Wednesday ...
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Legislators consider rescinding gas tax cap
With Jefferson County legislators reluctant to charge towns for election expenses, they've targeted another area to make up the lost revenue: the gas pump.
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County wants towns to help pay costs of elections
Obscured amidst trumpeting of spending decreases and lowering the tax rate was a proposal by Jefferson County's budget team to recoup $250,000 from the towns and city for running elections.
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Truck Carrying 22 Tons of Paper Rolls Collapses on Interstate 81
One Pennsylvania truck driver says it is a lucky thing that no one was hurt along Route 81, just outside of Adams Center.
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Volunteer driver to keep on trucking
WHO: Marilyn A. Smith , 69, Adams Center, has been driving for the Volunteer Transportation Center Inc., Watertown, for the past decade and says she'll continue to help people get where they want to go until ...
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County hires personnel director
St. Lawrence County has hired a former human resources manager from the Watertown City School District and Jefferson County as its personnel director.
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Pumpkin Production Patchy
Good grief, Charlie Brown! It's boom or bust in this year's pumpkin patch. Cool weather didn't nudge bees into pollinating the flowers of pumpkins, but those that bloomed on a warm, sunny day grew in girth ...
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courtesy of john wayne
It was more than 35 years ago that John F. Burns sat his son Gary W. down at his Watertown studio and took the student's senior portrait.
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Dislike political ad
I think Republican state Senate candidate Dave Renzi has stooped to a new low, using little children to do his dirty work on TV against Sen.
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Clifford F. "Kippy" Burke, 83, Rodman
Clifford F. "Kippy", Burke 83, 24849 County Route 197, died Tuesday, September 23, 2008 at his home under the care of his family.
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Several people charged with DWI, two for 2nd time
William A. Oatman, 28, Adams Center, was arrested Wednesday evening by Watertown police for the second time this year on a charge of aggravated driving while intoxicated.
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Conservative primary is costly for counties
An apparent attempt at a political end around has cost Jefferson and Lewis taxpayers more than $33,000 in avoidable election expenses.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"...I was sure that Somerset was the right choice...they couldn't have been more compassionate or understanding...I just couldn't believe that this all happened within a week...Thanks to my loan officer and all the rest of those great people at Somerset, my family will be able to stay in the only home they have known for some time, without fear of being put out." - Tom N.
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