Adams, NY Divorce Buyout in New York
Since 1979 Somerset Investors Corp. Co. has been considered a leader in the residential mortgage lending business and is currently licensed in 26 states, including New York, offering its expertise in many of the circumstances that life brings to many homeowners. In most cases Somerset has been able to provide lower payments for the spouse remaining while giving large cash outs to the other. Our Divorce Buyout Loan Specialists work with you to determine how much of a loan you need and what it will cost to refinance.Following is an example of how Divorce Buyout works:
Example: John and Jane own a house valued at $500,000, with a mortgage (or mortgages) that total $300,000. If you subtract the value from the total loan about ($500,000 - $300,000) you get the equity of the house, in this case $200,000. If John and Jane split their assets 50-50, each have $100,000 equity in the house. Therefore, if John wishes to keep the house, he would need to refinance the mortgage(s) with a total loan amount of $400,000 and use the remaining $100,000 to buy out his spouse.
Return to divorce buyout in the state of NY
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| Adams, New York News |
Quick takes on health: Labyrinth walk; holistic health; autism; saving on prescriptions
Next labyrinth walk will be Jan. 29 Walking a spiraling path into and out of a circle can be calming, joyful and/or healing, says Harriette Royer of Rochester's 19th Ward.
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Meetings
South Jefferson Pop Warner Association:7 p.m. the firstMondayof the month, South Jefferson Central School's Clarke Building.
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The Best of the Year
We offer our favorites of the CDs and DVDs we reviewed in 2008. REPERTORY FAVORITES : Our top ten in the complete operas and oratorios we reviewed in 2008 were John Adams's surpassingly lovely A Flowering Tree ...
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Chewing through history
The habit of chewing gum-like substances is believed to go back to prehistoric times.
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White, Cooper, Hanes and Ward to Star in Syracuse Stage's Putting It Together
Tony Award winners Lillias White and Chuck Cooper will be among the stars of Syracuse Stage's upcoming production of the Stephen Sondheim revue Putting It Together .
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Area police report incidents of DWI
The following motorists were charged with driving while intoxicated and related offenses: John S. Oregon, 19, of 10700 County Route 77, Adams, was stopped at 12:15 a.m. Sunday in the town of Watertown by ...
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Alex Bay man gets probation for drunken driving
An Alexandria Bay man was sentenced Friday in Jefferson County Court to five years' probation for an Oct.
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South Jeff students busy building beds for kids
One saw the problem, the other had the skills to fix it, and a community came together to raise the money and put in the labor.
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Upgrade grants listed for courts in Jefferson
Town and village courts in Jefferson County will receive a total of about $124,000 in grants to help modernize facilities and improve security.
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Six people face DWI
Ryan G. Bero, 30, of 1021 Route 37, Massena, was charged with felony driving while intoxicated by village police after a traffic stop at 2:35 a.m. Sunday on East Orvis Street in Massena.
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Billed as an art town
Buffalo's first new art museum in a century has two personalities: a teacher and a chronicler of western New York's art.
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More Snow? Really? Oh &%$#*@+^&
That's what an Adams resident said to me today as I was preparing my forecast.A If you areA out of the usual lake effect areas it's easy to forget how much snowA has fallen already.A So swear away ifA it makes ...
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14 drivers charged with being drunk
Stewart R. Paul, 53, of 26377 Smith Road, Dexter, was charged with felony driving while intoxicated Thursday night after the 1991 Buick he was driving struck a 1996 Toyota pickup truck along Coffeen Street in ...
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Teen With Bullet Lodged in Forehead Takes Plea Deal
A teenage suspect with a bullet lodged in his forehead, who made headlines two years ago when authorities sought unsuccessfully to remove it for evidence, has reached a plea deal to settle remaining charges ...
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Woman named Adams mayor
The village Board of Trustees appointed Patricia C. Sweetland mayor at its meeting Monday.
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Dugal C. Peck, 77, Adams
Dugal C. Peck, 77, of 32 Hungerford Ave., mayor of Adams, died Wednesday evening in the emergency room at Samaritan Medical Center, Watertown.
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the Details ...
WHEN: 7:30 p.m. Friday, and 3 p.m. Saturday and next Sunday. Tickets are sold for specific performances.
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MCLA Students Raise Awareness of...
The opening of North Adams' new Registry of Motor Vehicles office set for today has been postponed after a power outage in Boston shut down the Registry's computer system.
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Association for Blind sells 'Dining' cards
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The Artisans Bazaar
So you want to find unique gifts, locally made and sold in a locally owned shop.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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