Appleton, NY Divorce Buyout in New York
Since 1979 Somerset Investors Corp. Co. has been considered a leader in the residential mortgage lending business and is currently licensed in 26 states, including New York, offering its expertise in many of the circumstances that life brings to many homeowners. In most cases Somerset has been able to provide lower payments for the spouse remaining while giving large cash outs to the other. Our Divorce Buyout Loan Specialists work with you to determine how much of a loan you need and what it will cost to refinance.Following is an example of how Divorce Buyout works:
Example: John and Jane own a house valued at $500,000, with a mortgage (or mortgages) that total $300,000. If you subtract the value from the total loan about ($500,000 - $300,000) you get the equity of the house, in this case $200,000. If John and Jane split their assets 50-50, each have $100,000 equity in the house. Therefore, if John wishes to keep the house, he would need to refinance the mortgage(s) with a total loan amount of $400,000 and use the remaining $100,000 to buy out his spouse.
Return to divorce buyout in the state of NY
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| Appleton, New York News |
BLOTTER: Police reports published Jan. 7
City of Lockport * ENDANGERMENT: Sonia I. Matias, 23, 22 Walnut St., upper, was charged Thursday morning with endangering the welfare of a child and resisting arrest.
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BLOTTER: Police reports published Dec. 24
APPLETON Man charged with breaking into friend's apartment A Wilson man was arrested late Monday after he broke into a friend's apartment.
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BLOTTER: Police reports published Dec. 21, 2008
City of Lockport * CHARGED: Karl H. Smith, 53, 91 Locust St., Apt. B, was charged with disorderly conduct.
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BLOTTER: Police reports published Dec. 20
Town of Lockport * FRAUD: An employee of Scallo Collision on South Transit Road reported Thursday that someone used a company credit card number to pay a $202.47 phone bill to AT&T. The credit card itself was ...
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BLOTTER: Police reports published Dec. 15
City of Lockport * CHARGED: Darryn M. Garvin, 49, 122 LaSalle Ave. Buffalo was arrested on charges with driving while intoxicated, unsafe lane change, failure to signal and aggravated unlicensed operation.
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BLOTTER: Police reports published Dec. 10
APPLETON Fire consumes bus that man was sleeping in A fire that destroyed a Ford passenger bus on Sunday was apparently caused by an electric heater used by a man sleeping in the vehicle.
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Niagara County faith-related events /Nov. 30 to Dec. 7
Following is a weekly listing of upcoming events of area faith groups held around Niagara County.
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BLOTTER: Police reports published Nov. 18
City of Lockport * DWI: Joseph A. Wagner, 21, 4332 Sunset Drive, was charged Sunday night with driving while intoxicated and violating a traffic signal after an 8:33 p.m. traffic stop on South Transit Street.
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BLOTTER: Police reports published Nov. 8
City of Lockport * HARASSMENT: Anthony D. Mendola, 48, 212 Church St., lower, was charged Thursday night with second-degree harassment and second-degree criminal contempt.
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Good morning, Buffalo
For those who like their country music unplugged, WYRK's Fall Acoustic Show is a sure bet for all the purists.
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Get your fill on culinary tourism trail
The market is shaky, gas is not cheap - but at least in Western New York we have our gastronomical riches.
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Niagara Honor Roll / Achievers and achievements
Matthew Sweeney, left, of Appleton and Lydia Shafer of Middleport will serve in the Niagara County Fair Royalty.
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a Home of My Own: Adopting and foster kids in Niagara
JOE EBERLE/STaff Photographer MAPPING ABUSE: Burt Marshall, director of Niagara County Social Services, shows a map detailing suspected child abuse cases.
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Spirits abound at house in Appleton
The words "house of spirits" certainly applies to the Winery at Marjim Manor, purveyor of fine fruit wines and home to several friendly ghosts, according to its proprietor, Margo Sue Bittner.
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Signal sought for intersection of routes 93 and 104
Three state roads and a county road come close to converging at the northwest corner of the Town of Lockport at Warrens Corners.
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Marjim Manor: Winery attracts TV show 'Ghost Hunters'
The sound of footsteps on the porch. Objects moving around, apparently on their own.
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BLOTTER: Police reports published Sept. 24
City of Lockport * BURGLARY: Angela M. Berardi, 35, 158 S. Transit St., left, was charged Monday afternoon with second-degree burglary and petit larceny.
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AGRICULTURE: Leadership Niagara holding annual Agriculture Breakfast
Leadership Niagara will hold its annual Agriculture Breakfast at 7:30 a.m. Sept.
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Picking the cake champ
Cake judge Debbi Sweeney, of Appleton, NY, begins her assessment of a cupcake for appearance, crust, crumb and flavor at the State Fair's Art and Home Center.
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Ex-Niagara County sheriff wins confirmation to board
The State Senate unanimously confirmed former Niagara County Sheriff Thomas A. Beilein as a member of the state Commission on Corrections Friday.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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