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Awendaw, SC Mortgage Refinance in South Carolina

We make it easy to get the lowest mortgage refinance interest rate in Awendaw, SC.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Awendaw, SC residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in Awendaw, South Carolina drop below the rate of your current mortgage.  With a lower interest rate, you'll save money on your mortgage payment every month.  Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate

With adjustable rates on the rise Awendaw, SC residents can benefit greatly from refinancing your home for a low fixed rate.  These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash.  You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt.  How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI

Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent.  If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.

Save Thousands in Interest

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years.  Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan.  However, in the long-term you are saving thousands in interest.  And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator 

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis 
Return to mortgage refinance in the state of SC

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Awendaw, South Carolina News
Public Input Needed - Planning for the Future of Highway 17 North

Charleston County Government, in coordination with the towns of Mount Pleasant, Awendaw and McClellanville, will hold three public meetings this month to begin the process of creating a land use plan and ...


Winged wonders thriving

Anne Matthews couldn't quite trust her eyes at first. As a child, she had seen bald eagles on Lake Moultrie.


Committee will explore waste water management

Two Awendaw councilwomen were appointed to a committee that would look at establishing a waste water management authority for the northern half of Charleston County, including the towns of Awendaw and ...


Sewee Center

To register for programs at the Sewee Visitor and Environmental Education Center, 5821 U.S. Highway 17, Awendaw, call 928-3368. Jan.


Students learn about the joy of giving at Catholic school

Christ Our King-Stella Maris Catholic School students learn to give all year through a We Give Wednesday program.


Sewee announces January events

To register for programs at the Sewee Visitor and Environmental Education Center, 5821 U.S. Highway 17, Awendaw, call 928-3368. Upcoming programs include: -- Jan.


Coming Up

School hearing: 6:30-8 p.m. St. Johns High School auditorium. The Charleston County School District will host a public engagement meeting to take feedback on its proposal to close and restructure schools in the ...


Helping Out for Dec. 17, 2008

Helping Out highlights some of the many charitable events and activities going on in the Charleston area.


Refuge seeking input

A female endangered red wolf has arrived at the Cape Romain National Wildlife Refuge.


Wildlife refuge asks public for input

The Cape Romain National Wildlife Refuge, the 66,000 acre refuge of barrier islands, wetlands and woods near Awendaw is struggling along after losing nearly half its staff and 15 percent of its budget in the ...


Pepper Plantation goes deep

The owners of the new Pavilion at Pepper Plantation in Awendaw hope it will become a regional focal point and the site of wedding receptions, corporate retreats and oyster roasts.


Community fights back against possible school closures

Charleston County School District is considering shutting some schools down to save money, but the community isn't going to let that happen without a fight.


Review sheds light on Awendaw flaws

AWENDAW a ' In the absence of an audit, the town administrator was overpaid, grant funds went undocumented and a former clerk embezzled thousands of dollars, accountants found.


Man who died in wreck identified

Authorities on Sunday identified the man who died when his pickup truck collided with a box truck in the Awendaw area Saturday.


Collision between pickup and tractor trailer kills pickup driver

The accident, reported at 6:10 p.m., occurred on U.S. Highway 17 at the intersection with South Santee Road.


Hidden Ponds Nursery built as shoppers' horticultural hangout

Paul Phillips, manager at Hidden Ponds Nursery, clears the dead growth from canna lilies.


Sites offer glimpse of American Indian life

National American Indian Heritage Month is winding down, but there are several places where the story of the state's early residents are told year-round. Here are three: Museums: Many of the state's local ...


The newly-established WeAreRadio hits the 'interwaves' | A Musical Portal to Carolina

Local web radio station We are Radio's 'Uncle Miles' Crosby and Stephen Webb at the station's cozy 'half bath' studio headquarters T. Ballard Lesemann "I really want to give this state its own people back," ...


Co-workers help cancer patient

Celadon Home employees have organized an oyster roast to help raise funds to help pay for a co-worker's cancer treatments.


Bruce Robison

Who: Bruce Robison with White Rhino, Burt Floyd & the Carolina Band, the Whisperjets.


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